Two Wheeler Insurance in Botad

Botad is a city and the administrative headquarters of Botad district in Gujarat. It is about 92 km from Bhavnagar and 133 km From Ahmedabad by road distance. Diamond-cutting, real estate and cotton processing are the major industries here.

An increasing population, growing number of vehicles, insufficient infrastructure and heavy rainfall are the major factors that lead to traffic congestion, accidents and mishaps.

If you own a two-wheeler in Botad, you can get two-wheeler insurance to cover yourself against any financial outflow due to any unforeseen mishap.

You can opt for two-wheeler insurance from Digit. Digit offers 24/7 customer support and the facility of online claim settlement.

Keep reading for further information.

Following are the two wheeler insurance add-ons available in Botad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

The benefits you will get for buying a two-wheeler insurance policy from Digit are manifold. They include the following:

• Get 24/7 Customer Support: You can get all possible queries related to your two-wheeler insurance policy resolved with Digit at the earliest opportunity. Digit provides 24/7 customer support to cater to all your needs round the clock. Apart from that, you can also connect with them on national holidays for any queries.
• Provides Customisable IDV: With Digit, you can easily get the  Insured Declared Value or IDV as per your choice. The IDV determines the two-wheeler insurance premium amount and also the sum insured amount. This implies that the higher the IDV, the higher the bike insurance premium.
• Avail Cashless Repairs With Digit Network Garages: You can now easily get the damages to your bike or scooter repaired at no extra cost with Digit's network garages. Digit has thousands of network garages where you can get cashless repair options. You will get a 6-months warranty on any of the repairs that you get from the network garages.
• Quick and Paperless Claims Settlement Process: Now, you can raise a claim, and it is settled promptly online. You don't need to fill up papers or provide any documents for claim settlement. Digit provides the facility of smartphone-enabled self-inspection that has made claim settlement faster and smoother. To raise a claim, you need to call on the number provided by Digit. You will receive a link on your mobile number that is registered with Digit. Click on the same and follow the steps. Take pictures of the vehicular damages from the smartphone as per the guide. After careful analysis, the team will contact you with a quote.

If you are looking for a two-wheeler insurance provider, Digit is a trustworthy name. Here's how Digit's two-wheeler insurance can protect you and your bike in Botad.

• Personal Accident Cover: The personal accident cover, or PA cover, is a compulsory extension for all individuals buying a motor insurance cover. This cover offers financial assistance for any expenses arising due to bodily injuries, permanent disabilities, deaths, etc. Purchasing a personal accident cover will keep your family protected from financial burdens during any unforeseen incident.
• Avoiding Legal Penalties: According to The Motor Vehicles Act 1988, you need to have at least third-party insurance. If you don't have the same, you might have to pay unnecessary legal penalties. In some specific cases, it may also lead to 3 months of imprisonment or driving license cancellation.
• Digit's Two-Wheeler Insurance Policies: You can buy any of Digit's three two-wheeler insurance policies as per your requirement and budget. These policies are:
  • Comprehensive Two-Wheeler Insurance
  • Own Damage Two-Wheeler Insurance
  • Third-Party Two-Wheeler Insurance

The features, benefits and the policy premium amount of all three bike insurances will vary from one another.

• Customise Add-ons as Per Your Requirement: Digit allows you to include add-on covers when you buy comprehensive bike insurance. These add-ons will let you extend the coverage of your comprehensive insurance policy. However, you will have to pay a higher premium amount for this.
• Return to Invoice Cover: If your bike has been damaged due to a fire or accident and cannot be repaired at all or it has been stolen, then you can get the entire amount in the invoice refunded. To get the compensation, ensure you have the original invoice. 
• Roadside Assistance Cover: If your bike breaks down in the middle of the journey, you can get the expenses of fixing the two-wheeler compensated. This add-on cover also includes financial coverage for towing facilities and taxi services to reach your destination in case your bike cannot be repaired on the spot. Moreover, you will get fuel assistance. Digit will arrange for 5 litres of fuel to your location when you are stuck on the road. Other add-on covers include tyre protection covers, consumable cover and many more.