Following are the car insurance add-ons available for Tunwal Electric bike insurance:  

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

The engineers at Tunwal E Vehicle work tirelessly by maintaining safety standards and quality to manufacture world-class eco-friendly vehicles. Before performing on the actual roads, the products undergo stringent reliability and durability tests. Thus, one can expect the best quality electric two-wheelers from this brand. 

Some of the reputed models from this brand include -

• Storm ZX Plus

• TEM G33

• ROMA S

• T 133

• TZ 3.3

The aforementioned electric vehicles from the house of Tunwal come with several attractive features such as -

1. BLDC hub motor 

2. High rigid tabular frame

3. Telescopic suspensions

4. 60 V battery

5. Disc brakes

By obtaining insurance for Tunwal Electric Bike, one can reduce financial and legal liabilities effectively. A well-rounded bike insurance policy for your Tunwal commuter can help you save an appreciable amount of funds for future expenses. Other than this, such policies come with a list of other lucrative benefits such as follows:

1. Protection From Financial Losses - As per the Motor Vehicles Act, 1989, every vehicle owner must mandatorily obtain at least a third-party insurance policy to avoid penalties. These penalties can range up to ₹4000 depending on the frequency of an offence. Additionally, without a valid bike insurance plan, one might need to bear hefty repair costs resulting from accidents. Obtaining insurance, in this case, can curtail the costs and save you from financial losses. 
2. Reduce Third-party Liabilities - A basic insurance plan for your Tunwal bike covers financial costs arising from third-party accidents. Such accidents occur when your commuter hits or collides with a third-party vehicle, person or property, causing damages. In this case, an insurer will pay for the third-party damages on your behalf. 
3. No Claim Benefits - While paying Tunwal Electric Bike insurance renewal price, insurance providers might offer discounts on policy premiums. These discounts, also known as the No Claim Bonus, depending on the number of claimless years you have maintained within your policy term. 
4. Covers Own Damages - On paying Tunwal Electric Bike insurance price for the comprehensive plan, one can get coverage for own bike damages. Furthermore, individuals can get financial support for damages caused due to fire, theft, natural or artificial disasters. 
5. Personal Accident Cover - Two-wheeler insurance policies come with a mandatory personal accident cover (as per the Insurance Regulatory Development Authority of India). Under this cover, policyholders and their families are eligible to receive compensation in case of severe accidents that result in permanent disablement or death. 

Besides, there are additional advantages of obtaining insurance for your two-wheeler based on your provider. For instance, Digit insurance company offers a host of service benefits that cater to your insurance needs.

The Tunwal Electric Bike insurance cost varies across insurers along with other services. To choose the best option, one must compare these insurers and their respective plans online. 

Read on to know more about the benefits of choosing Digit as your insurance provider. 

• Various Insurance Options - Digit insurance comes with the following options -

  • Third-party Bike Insurance Policy - There might be third-party liabilities arising from accidents between a Tunwal bike and another party. In such a scenario, you can obtain third-party two-wheeler insurance and protect yourself from financial losses. This insurance also covers litigation issues. 
  • Own Damage Cover - Although a third-party insurance policy covers damages concerning a third-party vehicle, person, or property, it does not extend coverage for own bike damages. To that end, one can purchase a standalone own damage cover policy from Digit in addition to the third-party insurance plan. 
  • Comprehensive Bike Insurance Plan - Individuals can opt for a comprehensive insurance plan from Digit and get coverage benefits for both own and third-party damages. 

• Range of Add-on Policies - Insurers such as Digit offer a range of add-on benefits to policyholders on increasing their Tunwal Electric Bike insurance renewal costs. Here are the available add-on policies:

  • Roadside Assistance
  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Engine Protection Cover
  • Consumable Cover

• Easy Claim Procedure - One can raise a claim against their Digit two-wheeler insurance policy for Tunwal bikes in 3 simple steps. 

  • Call on 1800-258-5956. You do not need to fill out any forms. 
  • On receiving a link for self-inspection on your smartphone, choose the bike damages you wish to get a claim for by following a step-by-step procedure. 
  • Select the repair mode you are comfortable with, that is, reimbursement or cashless from their authorised network garages. 

• Several Network Garages - Digit has a widespread network of cashless garages across India from where you can get professional services for your Tunwal bike. 

• IDV Customisation - When you purchase Tunwal Electric Bike insurance online, it is vital to check your commuter's Insured Declared Value (IDV). Insurers offer returns in case of irreparable bike damages or theft based on this value. However, Digit allows you to customise your vehicle's IDV. This, in turn, makes it possible for you to maximise your benefits. 

• 24x7 Customer Support - You can reach out to Digit's responsive customer service any hour of the day in case of doubts. 

Furthermore, you can get Tunwal Electric Bike insurance at a lower premium by choosing a high-deductible plan. Note that while choosing higher deductibles, policyholders must ensure they are not likely to raise frequent claims. One should also choose a plan that comes with maximum service benefits.

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Tunwal Electric bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

• Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
• Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
• Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
• Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.