Triumph Bike Insurance
Get Triumph Bike Insurance Policy starting from ₹752 only

Third-party premium has changed from 1st June. Renew now

Triumph motorcycles are immensely popular worldwide due to their retro appeal and heritage style mated with the industry-best technologies. The two-wheeler manufacturer offers a vast range of adventure and touring motorcycles.

So, if you ride any model from the stable of Triumph, secure it with Triumph two-wheeler insurance to avoid expensive repair and replacement bills.

Another reason is the Motor Vehicles Act of 1988, stating that two-wheeler insurance plans are mandatory for every motorcycle owner in India. For this reason, several insurance companies offer policies at cost-effective premiums. Digit Insurance is one such kind.

What’s Covered in Triumph Bike Insurance

What’s not Covered

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Should You Buy Digit's Triumph Bike Insurance?

Triumph Bike Insurance Plans that Fit Your Needs

Third Party Comprehensive Own Damage

Damages/Losses to own two-wheeler due to an accident

×

Damages/Losses to own two-wheeler in case of fire

×

Damages/Losses to own two-wheeler in case of a natural calamity

×

Damages to Third-Party Vehicle

× ×

Damages to Third-Party Property

× ×

Personal Accident Cover

× ×

Injuries/Death of a Third-Party Person

× ×

Theft of your scooter or bike

×

Customize your IDV

×

Extra protection with customized add-ons

×
Get Quote Get Quote Get Quote

Know more about the difference between comprehensive and third party two wheeler insurance

Add-ons Available for Triumph Two Wheeler Insurance

Following are the car insurance add-ons available for Triumph bike insurance:  

  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Engine & Gear-box Protection Cover
  • Consumable Cover
  • Breakdown Assistance
  • Tyre Protect
  • Daily Conveyance Benefit
  • EV Shield Add-on Cover

How to Buy/Renew Your Triumph Two Wheeler Insurance with Digit?

Step 1

On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.

Step 2

Select the plan, add-ons and click on ‘Continue.’

Step 3

Enter your personal, nominee and vehicle details and click on ‘Pay Now.’

Step 4

Complete the payment and mandatory KYC verification process.

Step 5

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

A Brief History of Triumph Motorcycle

Triumph is one of the oldest and most iconic British motorcycle manufacturers in the world. The company grew and flourished in the 1980’s right after its establishment by businessman John Bloor. It is also one of the fewest companies to design a vast category of motorcycles, offering street fighter, cruiser, adventure touring and litre-class variants. In late 2013, Triumph extended its business in India under the subsidiary of the iconic British marque.

In CY2020, Triumph motorcycle sales surged by 12%. However, the company is aiming to garner 30% sales in CY2021. Currently, the British automaker offers 15 new models in India. A few of them are Trident 600, Rocket 3, Tiger Sport 660 and many more.

However, being a luxury brand, Triumph motorcycles are expensive. Therefore, apart from investing your finances in buying a Triumph bike, do not forget to obtain insurance for a Triumph two-wheeler.

Why You Must Opt for Triumph Bike Insurance Policies

The following reasons will solidify the importance of a two-wheeler insurance policy in India.

  1. Third-Party Protection - The third-party policy covers the damages and losses caused by your bike to another vehicle, person or property. The cover is mandatory by the Motor Vehicles Act 1988, and any violation leads to legal consequences.
  2. Legally Compliant - In India, it is illegal to ride a two-wheeler without valid insurance documents. Such an offence attracts a hefty fine of ₹ 2,000 and ₹ 4,000. In a worse situation, you may end up in prison for up to 3 months or get your driving license confiscated.
  3. Own Damage Coverage - Another purpose of a two-wheeler insurance policy is to bear the bike damage expenses to help you manage your finances better. The insurer pays for the damages caused due to accidents, collisions, fire, theft, or natural disasters like floods, earthquakes, etc.
  4. Personal Accident Cover - According to the IRDAI, every insurance company must offer Personal Accident cover worth ₹ 15 lakh if the rider dies or suffers from partial or permanent disability.
  5. No Claim Bonus Discounts - Against every non-claim year, insurance providers reward their customers with a No Claim Bonus. This bonus acts as a discount on the succeeding premiums. However, you can only earn an NCB discount on premiums after opting for Triumph two-wheeler insurance renewal.

Note: The NCB discount completely depends on the number of claim-free years. 

Digit Insurance offers NCB discounts ranging between 20% and 50%. This makes Digit a go-to option for purchasing or renewing motorcycle insurance.

Why Must You Choose Digit for Your Triumph Two-Wheeler Insurance?

Besides Triumph two-wheeler insurance price, you need to determine if the company provides convenient policies along with additional offers. Keep reading to know the things you must look for while picking an insurer. 

  1. Online Availability of Policies - To offer a seamless experience to the customers, several insurance providers offer Triumph two-wheeler insurance online. Similarly, you can also renew your policy anytime hassle-free.
  2. Wide Range of Policy Options - You must choose an insurance provider that extends vast policy options to cater to diverse client requirements. Look for the below options before making an informed choice.
  3. Third-Party Policy - Under this coverage, the insurance company covers the losses incurred by your bike to another person, property or vehicle. A reliable insurer will also take care of the litigation issues that may arise in such situations.
  4. Own Damage Cover - This is a standalone option third-party policyholders must secure to improve their insurance coverage. Its purpose is to reimburse or offer a cashless repair option to the policyholder if the motorcycle gets damaged in an accident. Further, it also provides coverage for damages inflicted by flood, earthquake, fire and other threats. 
  5. Comprehensive Policy - It offers broader protection covering both third-party liability and own damage protection. If you choose this coverage, make sure to go through the add-ons provided by your insurer to elevate your base policy.
  6. Vast Category of Add-ons - Reputed insurance companies provide add-ons to help their customer improve their insurance coverage. Some of the options insurers commonly offer are-
    • Zero depreciation
    • Return to invoice
    • Consumables
    • Roadside assistance
    • Engine protection

    Note: To carry forward these covers, you need to increase your Triumph two-wheeler insurance renewal price.

  7. IDV Customisation Option - An insurance company calculates the Insured Declared Value by deducting the manufacturer’s listed price from the depreciation. Now, some insurers let their customers increase or decrease the IDV at their convenience. IDV depends on the premiums. So, if you opt for higher IDV for higher compensation in case of theft or total loss, you need to increase your policy premiums.
  8. Instant Claim Filing Option - Raising a claim against your two-wheeler insurance for Triumph motorcycle can be a time-consuming affair. Therefore, choose an insurance company that does not conduct a physical inspection to check the authenticity of your claim. Instead, pick one that provides an online claim filing option.
  9. Reliable Customer Service - Apart from these, prominent insurers also extend assistance to help you resolve your insurance-related queries at ease. 

Digit Insurance is one such company that ensures all these facilities. Further, there are over 2900 Digit network bike garages ready to serve you. All these garages offer cashless repairs. 

Additionally, Digit Insurance allows you to lower your Triumph two-wheeler insurance premiums against voluntary deductibles and claim-free years. To gain better clarity on this, contact Digit on 1800 258 5956 or at hello@godigit.com. 

How Can You Reduce Your Triumph Two Wheeler Insurance Premium?

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Triumph bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

  • Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
  • Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
  • Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
  • Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.

FAQs about Triumph Bike Insurance Policy Online in India

What are the documents required to opt for a Triumph two-wheeler insurance policy from Digit?

You only need to provide the registration number of your two-wheeler and the last policy number (if applicable) to secure an insurance policy for your Triumph motorcycle.

If I raise a claim against my third-party two-wheeler insurance, will I lose my NCB discount?

No, you will not lose the NCB discount for claiming your third-party motorcycle insurance.