Suzuki Hayabusa is a sportbike motorcycle launched by Japanese manufacturer Suzuki in 1999. The Indian subsidiary of Suzuki motorcycles introduced the third generation of this model in the Indian commuter market recently. 

Since its launch in India, the company has recorded a 112.38% growth in July 2021, taking the total number of Suzuki units sold to around 73,000. 

Being an owner of this superbike, you must be aware of the risks and damages it is susceptible to despite having premium features. Considering that, it is practical to apply for new Suzuki Hayabusa insurance or renew an existing one. 

In the following segment, you will find details on bike insurance for your Suzuki bike, its importance and the benefits you can obtain from reputed insurers like Digit.

Digit is a renowned insurance company in India offering a load of benefits to its policyholders of two-wheeler insurance. Here are the perks of availing insurance from them:

• Convenient Online Application - Insurers like Digit offer a seamless application procedure when you opt for their Suzuki Hayabusa insurance online. Their technology-driven processes allow you to apply for an insurance policy through your smartphone. 

• Quick Claim Process - With Digit's self-inspection process, you do not have to spare long hours of waiting for a surveyor who generally checks your bike damages. The smartphone-enabled self-inspection process enables you to choose your bike damages online with the help of your smartphone. This process is comparatively faster, and you can complete it within a few minutes. 

• Paperless Procedure - Owing to the online processes, you need not furnish hard copies of your documents during the insurance application. You can upload the documents online in a hassle-free manner. 

• Wide Range of Network Garages - There are more than 4400+ Digit network bike garages across India from where you can avail of the cashless facility on your Hayabusa damage repairs. 

• Cashless Facility - Under this facility, you need not pay anything for your bike damage repair costs as the insurer will settle the payment with the repair centre. Note that this is only possible if you get your Hayabusa repaired from Digit authorised network garages. 

• Insurance Options - This insurance company gives you the option to choose from any of the following coverage plans:

  • Third-party Damage - This plan offers coverage benefits in case of third-party damages. Further, it takes care of litigation issues arising from accidents that result in damages caused to third-party persons, vehicles or properties. 
  • Standalone Own Bike Damage Cover - Although a third-party Suzuki Hayabusa insurance policy covers third-party damages, it does not cover damages caused to your own bike. Therefore, you might consider obtaining this standalone own damage bike cover and insure your Hayabusa. 
  • Comprehensive Bike Cover - This is a well-rounded insurance plan that covers both third-party and own bike damages. 

• IDV Customisation - Insurers calculate your motorcycle's Insured Declared Value (IDV) before offering the policy premium. They find out this value by subtracting the bike's depreciation from the manufacturer's selling point. Insurance providers like Digit allow you to customise this value as per your requirement. Therefore, you choose to obtain maximum benefits by availing of this option.

Furthermore, if you have any doubts or questions regarding Suzuki Hayabusa insurance policy renewal, you can contact Digit's customer support any time you prefer. They are at your service 24x7.

By availing of Suzuki Hayabusa insurance renewal online, you can curtail financial and legal liabilities effectively. Besides this, it comes with a host of other benefits such as follows:

• Avoid Hefty Fines - The Motor Vehicles Act mandates every vehicle owner to possess at least third-party insurance to avoid heavy charges and fines. In case of a first-time offence, you need to pay ₹2000, whereas for repeating the offence, the amount goes up to ₹4000. Therefore, it is practical to pay Suzuki Hayabusa insurance price rather than bearing exorbitant fines. 

• Reduce Financial Liability - Paying the high damage repair costs for your Hayabusa bike can create a financial burden and negatively impact your financial plan. However, if you obtain a two-wheeler insurance policy, you can cover the costs of damage repairs and save expenses for the future. 

• Avoid Third-party Repercussions - By opting for a third-party insurance policy, you can cover liabilities arising from third-party accidents in case your bike inflicts damage on a third-party person, vehicle or property.  

• Covers Own Bike Damages - There might be instances when your own bike suffers damages due to accidents, theft, fire, natural or artificial disaster. In such cases, a comprehensive Suzuki Hayabusa insurance will cover the costs of damages caused to your bike. 

• Personal Accident Coverage - During bike accidents that cause serious injuries like permanent total disability or death, an insurance policy's personal accident cover provides financial support to the policyholders and their families. 

Other than this, one can obtain a No Claim Bonus on their two-wheeler insurance for not raising any claim in a year or more. Further, some insurers like Digit offer affordable premiums on insurance plans.

Before initiating a purchase of Suzuki Hayabusa or obtaining its insurance, you might consider learning about the commuter's key specifications. Here are some features of this bike that makes it a desirable option among motorists:

• Engine - It features a 4-stroke, liquid-cooled, DOHC, in-line four engine that produces a displacement of 1340 cc. 

• Transmission - This model is available with a 6-speed manual transmission. 

• Dimensions and Capacity - It comes with a 20-litre fuel reserve and measures 2180 mm x 735 mm x 1165 mm in length, width and height, respectively. 

• Suspension - The bike packs an inverted telescopic coil spring, oil damped front suspension, link type coil spring, and oil damped rear suspension. 

• Safety Features - Some of this bike's safety features include dual channel ABS, analogue speedometer and tachometer, digital odometer and trip meter, analogue and digital console, and more. 

Despite having such features, Hayabusa is exposed to risks and damages. You should not ignore such instances and consider getting Suzuki Hayabusa insurance to cover those damages. In this regard, you can consider Digit as it offers a host of benefits, as mentioned above.