While it is crucial to know all about a scooter’s features before purchasing it, it is equally important to learn about the benefits you can enjoy under the two-wheeler insurance policy you avail for its protection. Here, we will learn all about the benefits you can avail under a Suzuki Access two-wheeler insurance policy, among other things!

Are you looking to invest in a regular conveyance vehicle? Well, the Suzuki Access may be just the vehicle you need. Suzuki Access is one of the most reliable names when it comes to affordability in the two-wheeler market in India. Introduced almost 13 years ago in 2007, Suzuki Access has evolved with the times.

Owning such a vehicle can be a matter of pride for you. Thus, accidents or any other damage to the scooter can be devastating, both emotionally and financially.

A Suzuki Access insurance policy is just the kind of protection you need in such unfortunate instances. While such a plan does not prevent accidents, it substantially limits the financial liabilities that you face in repairing your scooter after the mishap. Moreover, availing such a cover ensures that you do not face penalties since insurance policies for all motorised vehicles were made mandatory under the Motor Vehicles Act of 1988.

Failing to avail a third-party liability insurance policy, your two-wheeler can lead to fines of Rs. 2000, and Rs. 4000 for repeated offence.

But, more of that later! Let us first take a look at what makes Suzuki Access one of the most coveted scooters across India. 

Suzuki Access has withstood the test of time, even amongst the various scooters already available in the Indian market.

• With a 125cc engine capacity and a modest mileage of 64 kmpl, the Suzuki Access is built for regular use.
• It also boasts of an air-cooled engine and a single fuel cylinder.
• Automatic transmission, and a torque of 8.7 PS @ 7000 rpm, makes for a smooth and hassle-free ride every time.
• Suzuki recently launched a BS6 variant of the Suzuki Access, as per the guidelines from the Indian Government. This model will cut emission rates considerably.

With such attractive features and more, the Suzuki Access gives its riders the smoothest on-road performance. It is, however, still vulnerable to the damages that can befall it due to an accident, natural and man-made calamities, alongside crimes like theft.

Thus, you must ensure sufficient protection for the vehicle so that you can use it for several years to come. In this regard, the Suzuki Access bike insurance serves the purpose.

Take a look at Digits’ Suzuki Access two-wheeler insurance policies which offer value for money like no other.

It is natural for you to wonder why you should pick Digit when there are so many other brands offering insurance for two-wheelers. Take a look at some of the features offered under Digit’s plans:

Easy Renewal and Purchase

Digit is one of the companies in India that prioritises hassle-free online insurance purchase and renewal. Instead of wasting your resources meeting with agents or brokers, you can choose to read about and purchase a Suzuki Access two-wheeler insurance policy from Digit’s website. 

Paperless Claim Process

Do you often lose track of important documents? If you do, Digit’s Access 125 insurance policy is perfect for you. Digit has eased the claim filing and settlement process considerably by making it almost entirely an online system.

Further, Digit also offers a smartphone-enabled self-inspection process that makes the raising claims hassle-free.

Several Types of Insurance Policies to Choose from

Digit offers a range of Suzuki Access two-wheeler policies to suit specific requirements. You can opt for any of the policies mentioned below:

• Third-party Liability Two-Wheeler Insurance Policy - If you are involved in an accident and cause damage to a third-party vehicle, property or individual, you are financially liable for the said damage. With this cover, you can avail coverage for all the third-party liabilities incurred due to an accident.
• Comprehensive Two-Wheeler Insurance Policy - Apart from paying for the third-party liabilities, comprehensive coverage ensures that you can claim the policy for damages sustained by your own scooter in due course of an accident, fire, natural and man-made calamities, etc. Additionally, you can also seek assistance in the event of irreparable damage or theft of the scooter.

Further, if you have bought your Suzuki Access after September 2018, you can also choose to purchase an own damage cover from Digit. Such a plan provides the benefits of a comprehensive plan sans its third-party liability portion. This policy is, however, suitable only for new scooter owners and not for second hand Access owners.

Add-Ons to Maximise Safety

Often the base policy does not offer sufficient financial protection for your scooter. In such cases, you need additional measures. Digit offers several add-on covers which make the insurance policy better-rounded. Some of them include:

• Zero depreciation cover
• Return to invoice cover
• Consumable cover
• Breakdown assistance
• Engine and gear protection cover

Customise Insured Declared Value to Recover your Funds

In case of severe accidents, the damage that your scooter suffers may be beyond the scope of repairs. This state is commonly referred to as being totalled. In such cases and in cases of theft, you can avail compensation from your insurer. Digit allows you to customise the IDV sum to specify how much you need in these instances and maximise your benefits from the insurance policy.

Thus, Digit’s Suzuki Access two-wheeler insurance policy makes for one of the best options when it comes to availing all-round protection for your prized possession.