A Royal Enfield Thunderbird is a bike to cherish. But have you purchased a two-wheeler insurance policy that can make sure that you are financially protected against the damages that can befall your Thunderbird while you are riding it? Take a look!

Cruising at its finest, cruising on an icon!

The Royal Enfield has long been the iconic motorcycle brand in India which most Indian riders adore. This British motorcycle company has a heritage steeply decorated with the service in 2 World Wars, and still carries its heritage in its sturdy design and stout performance. Carrying on with this tradition, the Royal Enfield Thunderbird, introduced in 2002, took the market by storm as soon as it was released.

Thunderbird as a motorbike was developed for the sole purpose of cruising. While its first generation did not quite capture the fascination of the riders, the current generation of Thunderbird is a marvel.

But, on the flipside, if your Royal Enfield Thunderbird ends up in an accident, replacing its damaged parts can be extremely heavy on your pockets.

This is where a two-wheeler insurance policy comes into the picture.

Availing an insurance policy is a necessity to ensure financial protection against the liabilities that can arise due to damage to your Thunderbird.

Further, availing a third-party liability two-wheeler insurance policy is mandatory under the Motor Vehicles Act 1988. If you are found riding your bike without a valid two-wheeler insurance policy, you can attract a traffic fine of Rs. 2000 (Rs. 4000 for repeated offence).

There are several reasons which make the Royal Enfield Thunderbird one of the coveted motrocycles in the Indian market. For instance -

• Offered in both 350 cc and 500 cc variants, this motorcycle has stretched handlebar and a reclining seat posture, making it the perfect option for long-distance cruising.
• Interestingly, Enfield has refrained from making the bike too big, making it easily manoeuvrable across the mountain terrains.
• The Royal Enfield Thunderbird is known for cruising up to 3 digit speeds without difficulty and comes with a 20 litre fuel tank which allows riders to cover long distances without having to stop for fuel.
• The Royal Enfield Thunderbird 500 won the award for Enthusiast Motorcycle award in the 250cc-500cc category in 2012.

Thus, with a stylish build and superior performance the Royal Enfield Thunderbird, since its inception, has become one of the more convenient options for bikers looking for powerful cruisers in India.

However, like all Royal Enfield models, the Thunderbird is also priced higher than other motorcycles in India. That is why, replacing any of its parts if you happen to damage them in an accident can also lead you to incur substantial expenses. Which is why, it is crucial for you to avail an insurance policy that will allow you to avail comprehensive financial protection for it.

So, without further ado take a look at some of the benefits you can avail from Digit’s two-wheeler insurance policy to avail well-rounded financial protection for your Royal Enfield Thunderbird. 

In the last few years Digit has managed to make a mark in the insurance sector of India with its offering of varied products.

Here is a list of benefits you can avail from our Royal Enfield Thunderbird two-wheeler insurance policy:

Multiple Network Garages across India

The Thunderbird, like all other Royal Enfield models come with engine parts that can be pretty expensive to replace. That is why if your bike is involved in an accident and needs emergency repairs, arranging the cash to pay for it can be difficult. This is where Digit’s widespread network garages, where you can avail cashless repairs can be advantageous. 

Various Types of Insurance Policies

The 2 basic types of insurance policies we offer for your Thunderbird are discussed below in detail:

• Third-Party Liability Two-Wheeler Insurance Policy: The Motor Vehicles Act of 1988 mandates every motorised vehicle to have a third party insurance cover. This policy covers the liabilities arising from damage to third party vehicles, property or individual due to an accident involving your Thunderbird.
• Comprehensive Two-Wheeler Insurance Policy: While these policies vitally cover the third-party involved, they also cover damages to your motorcycle in the event of an accident, due to fire, natural and man-made calamities. While the Royal Enfield Thunderbird insurance price for comprehensive covers is more than the third-party liability cover, these plans ensure complete protection.

Further, Digit also provides a standalone own damage bike insurance cover that you can avail if you have purchased your Thunderbird after September 2018. These policies provide all the benefits of a comprehensive insurance policy, even though it does not cover the third party liabilities. However, second-hand owners of Royal Enfield Thunderbird cannot avail this policy.

Online Purchase and Renewal

Online purchase and renewal of insurance policies provided by Digit offer not just convenience but also fast application. Additionally, it also allows you to compare different policies offered by numerous financial institutions. Once you have chosen the policy you want to buy for your Thunderbird, you can complete the application process within a few minutes.

Prompt Online Claim Settlement

Typically, most insurance providers have a lengthy claim settlement process which extends over days. However, we offer a prompt claim filing method and fast settlement of a claim. Digit offers you the option of smartphone-enabled self-inspection which reduces the hassle of raising claims even further. Furthermore, Digit also boasts of a high rate of claim settlements.

No Claim Bonus Benefits

In case you have not filed for any claim under your Royal Enfield Thunderbird insurance policy, you can also avail the benefit of the no claim bonus on the renewal of your policy. Essentially, this bonus offers a discount of up to 50% which reduces the premium you have to pay on the renewal of your existing motorcycle policy.

24x7 Customer Service

Our customer service facilities are available at all time of the day, every day. This 24 X 7 customer care facility is available even on national holidays. You can file your claim online or even call our toll free number at any time of the day to file a claim on your Thunderbird insurance policy.

Customisable IDV

IDV (Insured Declared Value) is the total amount which is insured against your Thunderbird. This is calculated by subtracting the depreciation of your Thunderbird from the price at which it was sold to you by the manufacturer. Digit offers you the option to customise this amount so that you can cover every aspect of your motorcycle, especially if you choose to opt for a high IDV.

Numerous Add-On Options

If you choose to go for the comprehensive Thunderbird insurance policy, you can also avail a few add-ons on your insurance cover. Listed below, you should check out the individual features of these add-on policies below:

• Return to Invoice Cover
• Zero Depreciation Cover
• Breakdown Assistance
• Engine and Gear Protection Cover
• Consumable Cover

It is advisable you check the different covers and choose the one as per your needs so that the most crucial aspects of your ride and its riding experience are covered under the policy.