Piaggio is an Italian automobile manufacturer with numerous subsidiaries like Aprilia and Vespa. Since 2012, Vespa has introduced several scooters in the Indian two-wheeler market that are popular for their simple yet classic design. 

Vespa scooters bring along Italian engineering, which is known for its handling and durability. However, like all other scooters, your Vespa is at risk of accidents and other damages.

So, choosing a responsible insurance provider like Digit for buying or renewing your Piaggio Vespa insurance is crucial.

There are several factors to consider before zeroing in on an insurance provider, besides the price of the policy. Digit insurance offers a list of attractive benefits that deem it a suitable choice for Vespa scooter owners.

• Three Distinct Insurance Policy Options - Digit Insurance brings you three insurance policies.

• Own Damage Insurance Policy - This Piaggio Vespa insurance policy provides financial coverage to policyholders for their scooters against liabilities arising from natural disasters, accidents and more. However, it does not cover third-party liabilities. So, any existing third-party policyholder can opt for this standalone policy anytime during their current policy term. They don’t have to wait for policy renewal to avail of this Own Damage Insurance Policy.

• Comprehensive Two-Wheeler Insurance Policy - Besides third-party liabilities, this comprehensive two-wheeler insurance for Piaggio Vespa also financially covers liabilities caused by natural disasters, fire and more. Also, both you and the other party can claim damage expenses from Digit.

• Third-Party Liability Two-Wheeler Insurance Policy - This policy financially covers losses arising from third-party damages inflicted by your Vespa scooter in the event of an accident. Moreover, it provides financial support to cope up with liabilities arising from the accidental death or injury of any third person involved. In addition, this policy relieves you of all litigation issues related to the incident.

• Vast Garage Network - Digit Insurance has collaborated with 4,400+ garages across the country. So, you can always find an authorised garage near you for cashless repairs if you meet with an accident on your Vespa scooter.

• Convenient Online Procedure - Digit offers a convenient online procedure to claim and buy your Piaggio Vespa insurance online. Here, you can select a policy as well as upload your claim documents directly from your smartphone. Similarly, you will also be able to get your Piaggio Vespa insurance renewal online.

• Fast Claim Settlement - Digit Insurance also brings you fast claim settlement services. With Digit, you can perform a self-inspection and get your claims settled instantly right from your smartphone.

• No Hidden Cost - Digit always maintains optimal transparency while you browse through its insurance policies online. As a result, you pay specifically for the policies you choose. In return, you get covered for precisely what you pay.

• Dependable Customer Service - Digit Insurance has a dependable customer service team that ensures 24x7 assistance with your Piaggio Vespa insurance.

• Various Add-On Policies - In addition, Digit extends plenty of add-on policies to choose from. They are -

  • Return-to-Invoice Cover
  • Engine and Gearbox Protection
  • Zero-Depreciation Cover
  • Consumable Cover
  • Breakdown Assistance

Digit also allows you to bring down your Piaggio Vespa insurance premium by choosing a higher deductible and steering clear of small claims. However, a higher deductible means increased personal expenses down the line. So, it is not wise to miss out on these convenient benefits by opting for a lower premium.

Besides safeguarding yourself from extensive damage expenses in future, there are several other reasons to opt for Piaggio Vespa insurance. A good two-wheeler insurance policy presents plenty of lucrative benefits.

• Personal Accident Cover - The IRDAI (Insurance Regulatory and Development Authority of India) states that in case a scooter owner faces bodily injuries or death in the event of an accident, a valid insurance policy can ensure significant financial support to the owner’s family to cope up with the losses.

• Protection From Own Damage - It is possible that your Piaggio Vespa suffers heavy damage in the event of an accident, natural disaster, fire or flood. In these cases, a well-rounded insurance policy can financially cover the losses incurred from extensive damage repairs.

• Penalty/Punishment Protection - According to the Motor Vehicles Amendment Act 2019, every scooter owner should have a valid third-party two-wheeler insurance policy for the vehicle they ride. Otherwise, they will have to pay a penalty of ₹2,000 on their first offence and ₹4,000 for repeating the same. It can also lead to licence cancellation and imprisonment for three months.

• No Claim Bonus Benefits - A good insurer also provides you with a bonus for every claim-free policy term. This bonus ranges from 20% to 50% depending on the policy term and acts as a discount on your premium. This way, you can bring down your premium at the time of your Piaggio Vespa insurance policy renewal.

• Third-Party Damage Protection - If you get involved in an accident, and your Piaggio Vespa inflicts damage to any third-party property, you will have to pay for the third-party damage expenses as well. Here, a third-party liability policy can ensure substantial financial support to take care of these huge damage expenses. In addition, your Piaggio Vespa insurance can also manage all related litigation issues.

As a result, renewing or buying your Piaggio Vespa insurance now instead of spending on fines and damage repairs down the line is way more logical.

In this regard, Digit Insurance can be your best option to buy or renew your two-wheeler insurance policy.

Piaggio Vespa has launched nine models in India - VXL 125, Notte, SXL 150, SXL 125, Elegante 150, Urban Club, VXL 150, ZX 125 and LX 125. Besides the classic design, here are a few fascinating facts about these models.

• Vespa scooters usually pack in a 124.45cc or a 149.5cc petrol engine.

• The VXL 150 comes with a mileage of 45 kmpl, while the Elegante 150 flaunts a fuel economy of 48 kmpl. 

• All the models have a seat height of 770 mm and have BS-VI compliant engines.

• These scooters come with a fuel tank capacity of 7.4 litres.

• Vespa scooters usually have a kerb weight of 114 kg to 115 kg.

Although Vespa scooters are very durable, it is wise to consider the unfortunate scenarios where your vehicle undergoes extensive damage. A good two-wheeler insurance policy can financially cover the liabilities arising from vast damage repair expenses.

As a result, it is essential to choose a responsible insurer to buy or renew your two-wheeler insurance for Piaggio Vespa.

So, you can contact reliable insurers like Digit Insurance to know more about your Piaggio Vespa insurance.