Following are the car insurance add-ons available for Piaggio bike insurance:  

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Since its inception in the year 1946, Piaggio Vespa has revolutionised the scooter segment of two wheelers with their unique construction. Vespa models feature a pressed steel unibody that combines a unified structural model with a complete cowling for the engine, a flat floorboard to provide foot protection, and a signature prominent front fairing to provide wind protection.

Vespa became impressively popular in India back in year 1960s when it first entered the Indian market with Bajaj Auto. However, the partnership ended due to a dispute. The popularity of Vespa scooters caused the brand to re-enter the Indian two-wheeler market with premium scooter segments again in the year 2012.

Since then, the brand has ruled over the two wheeler scooter market of the country with iconic models like Vespa VXL, Elegante, Urban Club, Racing Sixties, Notte.

In fact, Vespa won the 2021 Webby Award, which is often considered as Internet's highest honour.

A Piaggio Vespa bike insurance policy is imperative to eliminate big-ticket repair or replacement costs down the line. Apart from this, a two-wheeler insurance policy also comes with a number of benefits like -

• Personal Accident Cover - According to IRDAI policy, bike insurance policyholders and their families are endowed with personal accident cover. That is, insurance companies are bound to offer compensation in case of accidents leading to death or disablement.

• Third-Party Damage Cover - If your scooter meets with an accident leading to severe third part damages, then a valid third party two wheeler insurance policy will offer financial aid to the affected individuals in your stead and help protect your finances.

• Protection From Fines - The Indian Motor Vehicles Act, 1988, states that all vehicle owners should possess a third-party insurance plan to remain road legal. Without a valid insurance policy, the bike owner will have to pay penalty of up to ₹2000 for a first-time offence, and on repeating the same, they will have to pay an amount of ₹4000. Hence, it is crucial to pay Piaggio Vespa two-wheeler insurance price rather than pay the hefty traffic fines. 

• No Claim Benefits - Reputed two wheeler insurers provide an additional bonus to policyholders for every claim-free year. Such a bonus helps to reduce the policy premium proportionately at the time of policy renewal.

• Own Damage Cover - If your scooter sustains severe damages from an accident, theft, fire or natural calamities, the repair expenses will be reimbursed by the insurer provided you have valid bike insurance for Piaggio Vespa.

To this end, Digit Insurance can be your ideal option as it offers competitive bike insurance prices and assures 20-50% No Claim bonus Discounts on successfully completing a claim free year.

There are a number of companies that offer Piaggio Vespa Two wheeler insurance. Before choosing one, you must check out their services and benefits to make an informed decision.

 Have a look at the offerings of Digit Insurance Company in the section below:

• Wide Range of Products - With Digit, you can select from a wide number of bike insurance plans as per your affordability like:

• Third-Party Bike Insurance Policy - Third party insurance is mandatory for all vehicles plying on Indian roads. Under this policy, if you meet with an accident and your Vespa inflicts damages to the third party, Digit will offer financial aid to the third party on your behalf to cover their damage repair expenses. Also, Digit will manage any litigation issue related to the incident.

• Own Damage Cover - Under this policy cover, Digit will provide you financial aid to meet the costs related to repairing damages caused by accidents, natural disasters, theft and fire. Any third-party two wheeler insurance policyholder can opt for this cover any time within the tenure of their existing policy.

• Comprehensive Bike Insurance - The comprehensive bike insurance policy from Digit offers complete coverage to your two-wheeler against any third-party damages as well as your own damages. Additionally, it also brings several extra benefits that the policyholders can avail of by paying additional charges.

• A Number of Add-On Benefits - If you opt for comprehensive Piaggio Vespa two wheeler insurance from Digit, you will be entitled to several add-on benefits by paying a nominal charge above the premium like:

  • Roadside Assistance
  • Consumable Cover
  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Engine Protection Cover

• Wide Network of Cashless Garages - Digit has around 2900 network bike garages across India. You can get professional repair services for your Piaggio Vespa scooter from these garages. Also, you can enjoy a cashless facility while getting services from any of these garages. 

• IDV Customisation - Your Insurance policy premiums for two-wheelers will depend on the Insured Declared Value. Digit Insurance Company allows you to customise the IDV. This will enable you to enjoy the maximum benefit in case your bike is stolen or sustains some irreparable damages.

• Online Procedure - You can buy your bike insurance policy from Digit online. This helps you avoid the hassle of lengthy paperwork. Also, you can renew your insurance for Piaggio Vespa bike or upload claim documents on Digit’s website.

In addition, Digit also offers 24x7 customer support and an easy 3 step bike insurance claiming process that makes the process of raising claims against your bike insurance extremely hassle-free and quick.

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Piaggio bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

• Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
• Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
• Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
• Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.