Mahindra Gusto made its debut in the Indian market on 29th September 2014. The convenient feature of adjustable seats and optimum mileage continues to grab the demand of prospective buyers. However, the manufacturer discontinued its production, you can find this two-wheeler in the used car market.

If you plan to buy this two-wheeler, consider opting for Mahindra Gusto insurance. According to Motor Vehicles Act 1988, third-party bike insurance is mandatory for every vehicle owner. Or else, buy comprehensive bike insurance to enjoy extensive benefits. 

Several insurance providers in India offer practical add-ons to customise your comprehensive bike insurance. One such insurer is Digit.

Take a look at how Digit benefits its bike insurance policyholders:

• Choose from Wide Range of Insurance Policies - Claim the following two types of Mahindra Gusto insurance online– 

• Third-Party Two-Wheeler Insurance - Third-party bike insurance offers financial protection from liabilities arising from damages caused to a third-party vehicle or property. 

Note- To enjoy extensive benefits, opt for own damage policy to cover financial loss arising from damages caused to your vehicle due to natural calamities and accidents.

• Comprehensive Bike Insurance - A comprehensive bike insurance policy covers both third-party risks and damages caused to your vehicle. Also, claim this insurance to compensate for the losses caused due to natural calamities. 

• Easy Online Claim Facility - Opt for Digit's smartphone-enabled self-inspection facility. Send the images of your damaged vehicle to support your claim. Or else, call Digit at 1800-258-5956 to initiate the claim for your bike insurance. Additionally, you can also opt for Mahindra Gusto insurance renewal online with a few simple steps.

• Quick Settlement Ratio - Online filing of claims simplifies the entire process. Additionally, Digit has a 97% online settlement ratio. Moreover, it takes approximately 11 days to settle the claim for your bike insurance.

• Customisation with Add-Ons - You can customise your comprehensive bike insurance policy with useful add-ons. Digit offers the following 5 add-ons to modify bike insurance:

  • Zero Depreciation Cover
  • Breakdown Assistance
  • Return to Invoice Cover
  • Engine and Gearbox Protection
  • Consumable Cover

• IDV Customisation - You can increase or decrease your vehicle's IDV. Maximise the benefits and claim a significant sum by increasing your vehicle's IDV. This compensates for the financial loss arising from accidental damages or bike theft.

• 24x7 Customer Support - Digit's reliable team is available 24x7 to answer all your queries related to insurance policies. Contact Digit at 1800-103-448 for more information about 1800-258-5956.

• 4400+ Digit Network Bike Garages - Digit currently collaborates with over 4400 network garages all over India. Avail repair at your nearest network garage without incurring additional expenses.

Also, Digit allows you to reduce your premiums payable towards your two-wheeler insurance by opting for higher voluntary deductibles. However, insurance costs should be a primary reason to opt for Mahindra Gusto insurance policy renewal once your existing bike insurance expires.

Here are the following reasons to buy or renew two-wheeler insurance for Mahindra Gusto:

• Protects from Third-Party Liabilities - Third-party insurance secures you from liabilities caused due to damages to a third-party vehicle, person or property. Without it, be ready to pay ₹2000 at first and ₹4000 for repeating such a legal offence.

• Own Damage Financial Cover - As mentioned before, comprehensive two-wheeler insurance provides financial protection to both third-party risks and damages caused to your vehicle. Further, it offers monetary security in case of bike theft or accidental damages. You can also claim this in case damages are caused due to natural or man-made calamities. 

• Personal Accident Cover - IRDAI mandates personal accident cover for every vehicle owner. This allows you to claim a lump sum amount in case of accidental demise or disablement of the insured bike owner.

• No-Claim Bonus Facility - Enjoy significant discounts on the premiums payable towards your bike insurance with each claim-free year. You can earn up to 50% against consecutive 5 no-claim free years. However, note that the discount applies to only the own damage portion of your bike insurance.

Mahindra Gusto is available in three different colours – black, red and white. Additionally, you can also opt for matte colour variants – Pacific Matt Blue and Crimson Matt Red. This two-wheeler boasts some of the following impressive features. 

• Engine and Its Specifications - M-TEC 109.6cc air-cooled engine powers the Mahindra Gusto. It generates a power of 8bhp at 7500 RPM. At the same time, the maximum torque is 9Nm at 5500 RPM. It comes with a fuel tank capacity of 6 litres and provides optimum mileage of 63.7 kmpl. 

Additionally, Mahindra launched Gusto 125. This 125 cc engine produces 8.7 bhp at 7000 RPM and a torque of 10Nm at 5500 RPM. It offers a mileage of 55 kmpl. 

• Convenient Features - One of the main highlights of Mahindra Gusto is its height-adjustable seat, turn indicators, flip key, and LED torch. All these offer a convenient driving experience. LED taillight in both variants offers consistent illumination irrespective of driving conditions. It features a low fuel indicator that ensures that your vehicle does not run out of fuel.

• Additional Highlights - It is equipped with telescopic air spring front suspension, and hydraulic coil type at the rear offers easy handling. Moreover, a ground clearance of 165mm ensures comfortable driving on every rugged terrain. Both variants come with the combi brake system, which reduces braking distance and offers optimum on-road safety.

Despite bearing an effective brake system, your Mahindra Gusto is still vulnerable to accidental damages. Hence, opt for Mahindra Gusto insurance from a reliable insurer like Digit and enjoy a host of benefits mentioned above.