Mahindra Duro Insurance

The Duro was one of the cheapest scooters from the house of Mahindra & Mahindra. Given the success of its elder sibling, Mahindra’s R&D team worked closely to introduce an upgraded version named Duro DZ. However, Mahindra stopped the production of both the Duro variants in 2015. 

As Duro is no longer available in the Indian market, the repairing and replacement costs will be high. Therefore, to safeguard your finances from such expenses, obtaining Mahindra Duro insurance is a convenient option.

Several insurance companies offer motorcycle insurance against competitive premiums. One such option is Digit Insurance.

Apart from the insurance cost, you should factor in other pointers while selecting your insurance agent. 

In this respect, Digit Insurance provides several contributing factors that make it an ideal destination to buy or renew two-wheeler insurance for Mahindra Duro. Read the following segment to know what sets Digit apart from its competitors.

• Wide Range of Products - Digit values its customers’ diverse requirements and thus offers convenient policy schemes.

• Third-party Cover - This is the most basic insurance cover available. Under this policy, Digit will bear all the expenses involved in third-party damage repairing. In simple words, if your bike hits another vehicle or property or an individual, your insurer will offer financial aid to the affected party on your behalf. In addition, it also relieves you from litigation issues that may arise under such situations.

• Own Damage Cover - Apart from accidents, several other unforeseen threats may inflict damage to your Duro scooter. Some of them can be floods, earthquakes, fire and more. The purpose of Own Damage cover is to offer financial assistance in such eventualities. However, a third-party policy does not provide this coverage. To include it in your base scheme, opt for standalone Own Damage protection.

• Comprehensive Cover - A comprehensive insurance policy provides extensive financial protection. It covers both third-party and own damage liabilities.

• Buy or Renew Mahindra Duro Insurance Online - To buy a new insurance policy, you can simply visit Digit’s official website. Then scroll through the wide range of options along with their prices to make an informed choice. For Mahindra Duro insurance renewal online, sign in to your accounts with your registered mobile numbers.

• Policy Modification with Add-ons - Digit extends an array of add-on covers to help you elevate your insurance coverage. A few of them are -

  • Zero depreciation cover
  • Return to invoice
  • Roadside assistance
  • Engine and gearbox protection
  • Tyre protection and others

In order to transfer these covers, you have to revise your Mahindra Duro insurance policy renewal price.

• IDV Modification - The higher your bike’s Insured Declared Value, the higher compensation you will receive in case of theft or irreparable damages. To obtain this benefit, Digit allows you to improvise your bike’s IDV against additional charges.

• 100% Digitised System - With Digit, you can now do away with the tedious conventional process to file a claim. Follow these 3 easy steps to claim a Duro insurance policy via your registered mobile number.

  • Call on 1800 258 5956 and get a self-inspection link
  • Submit the images of your damaged bike on the link
  • Select the mode of repair- “Reimbursement” or “Cashless”

• Nationwide Network Garages - Over 4400+ Digit network bike garages are located across the country. So, whenever in need, you can drive down to the nearest garage to address the issue against a cashless claim.

• 24x7 Customer Care Support - Regardless of the time, you can connect with Digit’s reliable customer support team for instant solutions.

Additionally, Digit gives you the option to revise your premiums by choosing higher deductibles and avoiding small claims.

The following reasons will provide you with the answer.

• No Hefty Fines - As per the Motor Vehicles Act 1988, if you fail to provide valid insurance documents, you are liable to pay a lump-sum penalty of ₹ 2,000 and ₹ 4,000, respectively. Also, based on the violation, you may end up in jail for up to 3 months.

• No Third-party Liabilities - Motorcycle insurance bears all the costs required for third-party damage repairing. That means, if your Duro scooter hits another vehicle or property, your insurer will take care of the expenses. Besides, in case you injure another person, the policy will cover the loss.

• Personal Accident Coverage - According to the IRDAI, every two-wheeler owner must obtain this cover to secure maximum compensation in the event of death or disability of the owner-rider.

• Own Damage Protection - In the event of complete loss or irreparable damage, you can claim financial assistance from your insurer against your comprehensive motorcycle insurance policy.

• No Claim Bonus Benefits - You can lower your insurance premium by not claiming your policy for a year. Reputed insurance agencies like Digit offer a 20 to 50% discount on premiums for every claim-free year.

These are the benefits of possessing two-wheeler insurance in India.

Available in 2 variants and 4 colour options, Mahindra Duro exhibited the following features.

• The 125cc single-cylinder, air-cooled engine produced 8.1 PS of maximum power at 7,000 rpm and a peak torque of 9 Nm at 5,500 pm.

• Equipped with the Advanced Dual Curve Ignition system, Duro delivered an impressive mileage of 56.25 kmpl.

• Duro DZ was one of the first gearless scooters in India Mahindra offered. The sturdy build was capable of handling the grind of daily city touring. 

• The braking setup included drum brakes at both ends.

However, despite such state-of-the-art features, both the Duro versions are susceptible to accidents as any other two-wheeler. This justifies why Mahindra Duro insurance is necessary to unburden financial stress.