The Czechoslovakian motorcycle manufacturer Jawa launched its cruiser model Perak in November 2019 in India. The automaker resurrected the name Perak for a factory-customer bobber.

This gorgeous looking motorcycle is packed with world-leading features. Thus, it is essential to opt for Jawa Perak insurance coverage to ensure financial protection against any damage.

Reputed insurance providers like Digit extend convenient two-wheeler insurance schemes at cost-effective rates.

Jawa motorcycle owners try to opt for the best protection for their expensive bikes. In this regard, Digit Insurance is an ideal option as it extends quality coverage. Also, Digit safeguards your finances from the expenses involved in an accident or natural damage to your Jawa Perak bike.

Here is the list of reasons listed below that makes Digit's protection suitable for you.

• Wide Range of Products - Digit crafts its insurance covers as per its customers' requirements. If you own Jawa Perak, choose from the below options to avoid financial liabilities.

• Third-Party Liability Cover - Under this scheme, the insurer is liable to fulfil your financial liability against damages caused to a third-party individual, property or vehicle by your Perak motorcycle. 

Note: This coverage does not cover own damage costs in case of accidents.

• Own Damage Bike Cover - For those who have purchased their motorcycles after September 2018, Digit offers a standalone Own Damage Bike insurance policy. If you own a third-party policy, then you should seek additional protection for the damages sustained by your Jawa Perak bike in the event of accidents.

• Comprehensive Cover - This is the most extensive cover Digit offers. Besides third party liabilities, the comprehensive policy provides financial assistance to own damages in case of accidents. Further, a comprehensive policy ensures financial coverage in the eventualities of natural disasters, man-made calamities, theft, fire, and other threats.

• Buy or Renew Policies Online - To ensure a hassle-free experience, Digit provides 100% digitised buying and renewing options. New customers can buy Jawa Perak insurance online by visiting Digit's website. Similarly, existing customers need to log in to their accounts and follow the given instructions to renew a policy.

• High Claim Settlement Ratio - Digit facilitates its customers with a smartphone-enabled self-inspection system to streamline the claiming process. You just need to send the images as proof of your claim. The insurer tries to settle the maximum number of claims at the least possible time. Also, Digit offers a high claim settlement ratio that significantly brings down your claim's chances of rejection. 

• Customised IDV - In the event of total loss or irreparable damage, you can ask your insurer to provide you with the IDV or Insured Declared Value. An insurance provider subtracts your two-wheeler's depreciation value from the manufacturer's selling price to obtain the IDV amount. Now, Digit allows its customers to customise this IDV amount by adjusting their insurance premium to maximise benefits.

• Discounts on Premiums - Taking good care of your Jawa Perak has its own benefits. If you do not raise any claim against your Jawa Perak insurance, you can earn a No Claim Bonus. This bonus acts as a discount on the premium in the succeeding year. This way, you can save a subsequent portion of your premium.

• Extensive Add-on Covers - The comprehensive Jawa Perak insurance policy does not cover all the parts of your bike. So to ensure well-rounded protection, Digit extends the following nifty add-ons -

  • Zero depreciation cover
  • Engine and gear protection cover
  • Return to invoice cover
  • Consumable cover
  • Tyre protection cover
  • Breakdown assistance etc.

• Wide Range of Network Garages - Digit has collaboration with more than 2900 network garages nationwide. So, irrespective of where you are in India, you will come across at least one of the Digit network bike garages nearby. Also, for your convenience, each of these garages accepts cashless repairing claims.

• Quality Customer Care Support - If you have any complaints or queries related to the Jawa Perak insurance renewal online process or other issues, please connect with Digit's 24x7 customer care support. 

With Digit Insurance, you can bring down your Jawa Perak insurance premium by opting for a higher deductible and refraining from small claims. But, it is advisable not to trade off such attractive benefits by choosing lower premiums.

With Digit Insurance, you can also minimise your TVS Jive insurance premium by choosing a higher deductible and avoiding small claims. However, it would be best not to trade off such lucrative benefits by settling for lower premiums.

For better clarity on this aspect, you can connect with a reliable insurance provider like Digit.

You should always be ready for any unpredictable scenarios where your Jawa motorcycle undergoes extensive damage. A well-rounded motorcycle insurance policy financially secures you from the expenses involved in repairing your bike's damage.

Let us take a look at the lucrative benefits of bike insurance.

• Protects from Legal Repercussions - As per the Motor Vehicles Act 1988, no motorcycle should ply on Indian streets without third-party insurance coverage. If not, then the owner is liable to pay a penalty of ₹ 2000 and ₹ 4000 for repeating the offence. And in worse cases, your license may get confiscated, or you may be taken into custody for up to three months.

• Secures from Third-party Liabilities - Suppose your Jawa Meteor is involved in an accident and inflicts damage to third-party property or person. In such a case, a third-party liability cover bears the losses caused to the third party by your bike. It also relieves you from litigation issues that may arise in such an eventuality.

• Pays for Own Bike Damage Repair - Those who opt for a comprehensive insurance policy can claim financial aid for the damages their bike has undergone in the event of accidents. This coverage also provides financial assistance for third-party liabilities. Besides, damage sustained during natural disasters, man-made calamities, fire etc., comes under this scheme. In fact, a comprehensive policyholder can claim compensation in the event of complete loss or theft of the motorcycle. Your insurer is liable to pay you the IDV sum in such cases.

• Compensates for Personal Accidental Damage - Suppose, the policyholder meets with an accident involving the insured motorcycle that results in death or permanent disability. In that case, his family can claim monetary compensation against Jawa Perak insurance from the insurer. Also, the IRDAI (Insurance Regulatory and Development Authority of India) has mandated Personal Accident add-on cover for every two-wheeler owner.

• Offers No Claim Benefits - Insurance providers offer an additional bonus when a policyholder completes a claim-free policy term. This bonus serves as a discount on the premium after you opt for a Jawa Perak insurance renewal policy. The discount ranges between 20% and 50%. Popular insurance providers like Digit offer a 50% discount for five consecutive non-claim years.

All these reasons sum up the significance of a two-wheeler insurance policy in India. 

In this regard, Digit Insurance is a convenient option to buy or renew motorcycle insurance covers.

The group of Jawa engineers worked tirelessly to develop Perak. It is available only in one colour and one variant. The Perak is lauded as a historical marvel and established a stage for Jawa's success. 

Let us take a look at some of the interesting facts about Jawa Perak.

Features

• Jawa Perak is powered by a 334 cc BS6 engine that generates 30 bHP and a torque of 32.74 Nm. 

• Perak features an anti-lock braking system with front and rear disc brakes. Both of them are fortified by dual-channel ABS.

• The motorcycle weighs 175 kg and can hold 14 litres of fuel.

• Perak comes with a typical low-slung profile with an extended wheelbase. 

• The bike possesses a blacked-out theme with black-grey paint.

• One of the biggest highlights of Jawa Perak is the floating seat design covered with a tan-brown leather seat. This adds the classic bobber stance to Perak.

• Perak features conventional halogen light and LED taillight.

• Jawa installed the circular unit instrument cluster with a small digital odometer. This sets apart the standard of Perak from other Jawa motorcycles.

• Perak rides on telescopic forks at the front and a mono-shock mount below the seat at the rear for a smooth and safe ride.

• A six-speed gearbox controls the transmission duties of Perak.

Despite such high-tech features, Perak is susceptible to damages caused by accidents and other threats. And that is why it is essential to buy or renew a two-wheeler insurance policy for Jawa Perak. For a seamless experience, you can consider Digit Insurance.