Honda unveiled the model Navi in 2016. This lightweight two-wheeler offers optimum mileage and a unique design that grabs bike enthusiasts' attention. Though the manufacturer discontinued its production, you can still buy this from the used vehicle market.

If you plan to buy this two-wheeler, opt for third-party Honda Navi insurance. This provides financial coverage to the third-party risks. Further, for extensive benefits, buy a comprehensive bike insurance policy. Several insurers offer affordable add-ons so that you can enjoy additional protection. One such insurance provider is Digit offering insurance at a competitive price besides such add-ons.

Customisation with Add-Ons

Modify your comprehensive bike insurance policy with useful add-ons. This includes – engine and gearbox protection, consumable cover, breakdown assistance etc. Pay a nominal premium to reap the benefits from such add-ons.

• Offers Wide Range of Insurance Policies: Digit offer the following two bike insurance policy – 
  • Third-Party Bike Insurance - Third-party bike insurance secures you from financial liabilities arising from damages caused to a third-party vehicle, property or person. This policy also covers the financial liabilities arising from the death or injury of a third person involved in the accident. In addition, it relieves you of all litigation issues.
  • Own Damage Insurance - This Honda Navi insurance policy provides substantial financial support to policyholders for their scooters against losses caused by accidents, natural disasters, theft, and more. But, it does not cover third-party liabilities. As a result, all existing third-party policyholders can avail themselves of this standalone policy anytime they want. They need not wait for the policy renewal to avail this Own Damage Insurance Policy.
  • Comprehensive Bike Insurance - This insurance policy covers damages caused to a third party and your vehicle. Further, claim this insurance in case natural or man-made disasters damages your vehicle. Additionally, it offers monetary assistance during bike theft. Opt for Digit's comprehensive Honda Navi insurance online with a few simple steps.

• Simple Claim Facility - Opt for Digit's smartphone-enabled self-inspection facility. Send the images of the damaged bike to support your claim. Or else, contact 1800-258-5956 to initiate the claim for bike insurance. You can also opt for Honda Navi insurance renewal online if your existing bike insurance expires.

• 24x7 Responsive Customer Support - Contact Digit anytime as it is available 24x7. Clarify any doubts or know more information related to Honda Navi insurance by calling on 1800 103 448. 

• Increase or Decrease IDV - Digit allows you to alter your vehicle's IDV. Decreasing your IDV means a lower premium. However, it may not be beneficial in the long run. A higher IDV demands higher premiums which is helpful to compensate for the financial losses during car theft or accidents. 

• Avail Cashless Repair at Digit Network Bike Garages - Digit currently collaborates with 4400+ network garages all over India. Hence, avail repair of your damaged bike without bearing the expenses. 

• High Claim Settlement Ratio - Digit has an approximately 97% settlement ratio. Further, it takes 11 days on average to settle your insurance claim. This ensures that you do not have to experience an unnecessary delay in receiving the reimbursements. 

With Digit, you can also reduce the cost of Honda Navi insurance by opting for voluntary deductibles. This lowers the overall premiums payable towards your bike insurance. However, besides considering the price, note other reasons as well to buy bike insurance.

Here are the following reasons to buy two-wheeler insurance for Honda Navi:

• Secures from Third-Party Liabilities - According to Motor Vehicles Act 1988, every vehicle owner must buy a third-party insurance policy. If your vehicle causes damage to a third-party vehicle or person, this policy protects you from financial liabilities arising from such situations. 

• Own Damage Financial Cover - A third party financially protects you from third-party risks. However, to enjoy overall benefits, consider comprehensive bike insurance. This provides financial coverage to damages caused to both third-party and your vehicle. Moreover, claim this insurance for damages caused during natural calamities. It also offers financial protection from bike theft or irreparable damage. 

• Mandatory Personal Accident Cover - A personal accident cover is mandatory for every bike insurance policyholder. This allows you to claim a lump sum amount in case of accidental death or disablement of the owner of an insured vehicle. 

• Non-Claim Bonus Facility - Earn a hefty discount with each non-claim year from your insurer. You can enjoy up to a 50% discount provided you have maintained five consecutive no-claim years. 

• Avoid Paying Fines - Without valid bike insurance, you may end up paying a hefty fine of ₹2,000 at first. At the same time, it is ₹4,000 for repeating such a legal offence. Therefore, opt for Honda Navi insurance policy renewal if your existing bike insurance expires.

Honda Navi is available in five colours – brown, white, red, green, black, and orange. Here are some of its impressive features:

1. One of the main highlights of this two-wheeler is its compact dimension. It is 1,805 mm L x 748 mmW x 1,039 mm H. The total kerb weight is 101kg. This ensures that it does not take much parking space.

2. A 110 cc single-cylinder and air-cooled motor powers this two-wheeler. It is lighter in weight compared to another model of Honda. Moreover, it improves the power-to-weight ratio that provides optimum acceleration. It provides an optimum mileage of 45 kmpl. 

3. It generates a maximum torque of 9Nm and power of 8bhp.

4. The front suspension features telescopic forks, and the mono-shock at the rear provides easy handling. Further, a ground clearance of 156mm ensures that you can drive on rugged terrain with ease.

5. It is equipped with drum brakes and features a combi-brake system. This offers shorter braking distance and effective on-road safety.

6. The low fuel indicator ensures that this two-wheeler does not run out of fuel. 

Honda Navi is an affordable choice for buyers looking for a two-wheeler priced at ₹45,632 - ₹47,602. However, choosing a reliable insurer like Digit is also essential to enjoy benefits besides buying Honda Navi insurance at a competitive price.