Honda motorcycles are known for their powerful motors and durability, and CD 110 Dream is no exception to this. However, the Japanese manufacturer made some modifications to its entry-level commuter bike and reworked the engine to ensure frugal performance.

Now, if you own this two-wheeler model, possessing Honda CD 110 Dream insurance is of utmost importance to ensure financial security against accident damages and other threats.

In this respect, you can consider Digit Insurance for convenient policy options.

While you pick an insurance provider, there are several other factors to determine besides the insurance cost. Digit Insurance brings you an array of additional benefits to elevate your protection.

• Convenient Policy Covers - Digit Insurance offers tailor-made policy schemes to suit the diverse requirements of its clients. What are those? Let us take a look.

• Third-Party Cover - This scheme offers financial aid for the losses arising from third-party damages inflicted by your CD 110 Dream in an accident. Even if the accident leads to the death or injury of a third-party individual, the scheme covers all the financial liabilities. Also, it attends to all litigation issues related to the accident.

• Comprehensive Cover - This is an extensive coverage offering financial assistance to both third-party liabilities as well as own bike damage. That means, if your bike gets affected by a flood or earthquake or fire or any such unavoidable circumstances, you can claim compensation from your insurer.

Nonetheless, third-party two-wheeler insurance for Honda CD 110 Dream cover does not extend own damage protection. To include it in your base policy, you have to buy own damage cover separately.

• Instant Claim Settlement - Filing a claim is a hassle-free task with Digit. Digit offers a 3-step digital procedure for the same.

  • Call on 1800-258-5956
  • Upload the images in support of your claim on the link sent to your registered mobile number
  • Select the mode of repair from the ‘Reimbursement’ or ‘Cashless’ option

Additionally, Digit has a reputation for settling the maximum number of claims you raise against your CD 110 Dream insurance.

• Seamless Online Process - With Digit, you can do away with the traditional formalities to buy or renew policies. 

  • To buy a new Honda CD 110 Dream insurance online, visit the official website and pick a scheme as per your budget and requirements.
  • For Honda CD 110 Dream insurance renewal online, log in to your existing accounts and follow the given instructions to proceed with the same.
  • IDV Alteration - Digit facilitates you with the option to customise your motorcycle’s Insured Declared Value. In case your bike is stolen, or even worse, gets damaged beyond repair, Digit will refund the entire amount as mentioned on your insurance policy.

• Protection Escalation with Add-ons - Digit Insurance extends 7 add-on covers. You can include any of them in your comprehensive policy to further strengthen it. Some of them are-

  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Engine and Gearbox Protection
  • Tyre Protection

However, to carry these after renewing your scheme, increase your Honda CD 110 Dream insurance policy renewal price marginally.

• 4400+ Network Garages - Suppose you need a garage to repair your CD 110 Dream bike, but you are out of town. Don’t fret! Digit network bike garages are available at every corner of India and accept cashless claims against your policy.

• Efficient Customer Care Service - Digit’s customer care support team provides speedy and reliable assistance 24x7 a day. 

Now, you can further reduce your premiums by choosing higher deductibles and avoiding unnecessary claims. But remember, a higher deductible renders higher personal expenses. Therefore, it is not wise to trade off such lucrative benefits to save more on premiums.

The below-mentioned points will give the answer as to why two-wheeler insurance is mandatory in India.

1. Own Damage Protection - A comprehensive motorcycle insurance policy covers the expenses required to repair damages caused by flood, earthquake, fire, theft or any similar incidents.
2. Personal Accident Cover - This cover ensures financial support to the policyholder’s family members in case the rider-owner dies in an accident or undergoes permanent/partial disability.
3. Legal Security - If you ride your CD 110 Dream without valid insurance documents, you will be charged a fine of ₹2,000 (for first-time) and ₹4,000 (for repetitive offense). Further, your driving licence may get cancelled for such a breach.
4. Third-Party Compensation - Suppose you hit or damage a third-party vehicle, person or property with your CD 110 Dream. In such a scenario, third-party coverage will cover the losses of the affected party. It relieves you from litigation issues that may arise in such an event.
5. No Claim Bonus Benefits - Against every claim-free year, you can earn bonuses that serve as attractive discounts on premiums.

Now, every motorcycle is susceptible to accidents and other unfortunate incidents. In this regard, CD 110 Dream is not uncommon. Therefore, to ensure the maximum financial security, Honda CD 110 Dream insurance is a handy option.

Other than adding CDS, Honda did not make any mechanical or cosmetics updates to its revised CD 100 Dream model. Currently, CD 110 Dream is available in 2 variants and 8 colour options.

• Engine - The 110 cc fuel-injected BS VI-compliant motor generates 8.79 PS at 7500 RPM and 9.30 Nm at 5500 RPM. Also, the updated version’s engine comprises friction reduction technology to offer improved fuel economy in comparison to the BS IV model. Also, the engine is mated with a 4-speed transmission.

• Features - The BSVI model features an engine kill switch and a pass beam switch which are commonly found in higher capacity bikes. Other notable features include a DC halogen headlight, low-rolling resistance rear tyre, an ACG starter for instant noiseless motor start-ups and more.

• Brakes and Suspension - Honda kept the underpinnings like 130 mm drum brakes on both ends, telescopic front fork and twin rear shock absorbers unchanged in the BSVI version. However, the BS IV-compliant model had a ground clearance capacity of 162 mm, and the BSVI had 179 mm. 

Despite such high-tech features, CD 110 Dream is equally exposed to accidental damages like any other motorcycle. Therefore, to safeguard your finances from repairing costs, opt for Honda CD 110 Dream insurance.