Bajaj Platina Insurance
Check Bajaj Platina Bike Insurance Policy starting from ₹752 only

Third-party premium has changed from 1st June. Renew now

Looking for a sturdy ride that is reliable, yet economical on the pocket? Well, Bajaj Platina fits the bill perfectly. However, a sturdy bike also needs a proper insurance policy to protect it from the hazards on the road. Following is an elaboration on how to avail the best Bajaj Platina insurance policy.

Bajaj Platina, one of the most well-accepted two-wheelers in India, is a bike that is perfect for regular commuting. While the motorcycle does not boast of intense power to brave wilderness or long distances, this is a faithful ride that serves you diligently and regularly. Manufactured by Bajaj, a company known for generations of sturdy auto-rickshaws and the fabled scooter Chetak, Platina is a four-stroke geared two-wheeler which is offered in quite a few variants.

Introduced in the year 2006, Bajaj Platina is a motorcycle that is still active in the Indian market. Even though it is known to last through years, as an owner, it is vital that you undertake measures to ensure its longevity. Availing a two-wheeler insurance policy is the best way to do so.

Furthermore, availing a two-wheeler insurance policy is also mandatory under the Motor Vehicles Act 1988. Failing to comply can land you with a hefty traffic fine of Rs.2000, and Rs.4000 for repeated offence. While solidifies the necessity of purchasing a Platina bike insurance policy, you must also understand which policy is best for your motorcycle.

However, before going into the nuances of features of Bajaj Platina insurance policies, it is important to learn some more about the two-wheeler itself.

What’s Covered in Bajaj Platina Insurance

Why Should You Buy Digit's Bajaj Platina Insurance?

Types of Insurance Plans for Bajaj Platina

Third Party Comprehensive Own Damage

Damages/Losses to own two-wheeler due to an accident

×

Damages/Losses to own two-wheeler in case of fire

×

Damages/Losses to own two-wheeler in case of a natural calamity

×

Damages to Third-Party Vehicle

× ×

Damages to Third-Party Property

× ×

Personal Accident Cover

× ×

Injuries/Death of a Third-Party Person

× ×

Theft of your scooter or bike

×

Customize your IDV

×

Extra protection with customized add-ons

×
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Know more about the difference between comprehensive and third party two wheeler insurance

Bajaj Platina - Variants & ex-Showroom Price

Variants ex-Showroom Price (may change as per the city)
Platina 100 KS Drum ₹ 61,617
Platina 100 ES Drum ₹ 66,130

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

A Look into the Attractive Features of Bajaj Platina

A motorcycle with a small engine, Bajaj Platina is an agile two-wheeler that is perfect for manoeuvring through the crowded city streets. The successor to an equally famous motorcycle, Bajaj CT100, there are quite a few choices for anyone interested in buying Bajaj Platina.

  • Initially launched with an engine of 100 cc displacement, Bajaj Platina now has quite a few models including its 125 cc and 110 cc variants.
  • With a design similar to that of Bajaj Kawasaki Wind 125, Platina offers an upright posture best suited for regular riding.
  • Platina has a torque of 8.1 Nm, making it one of the highest in this class of motorcycles.
  • This two-wheeler also boasts of 8.2 BHP power which is also quite remarkable considering this is an entry-level motorcycle.
  • Platina’s 125 cc variant launched in September 2008 recorded a sales figure of 30,000 units a month; one of the highest numbers for two-wheelers sale in India.

Quite simply put, Bajaj Platina is a motorcycle which is one of the finest options for daily commuting in India.

It thus comes as no surprise that you, as an owner, must also reward this faithful machine with comprehensive protection, making it vital to purchase an insurance policy equipped with attractive features.

While there are many insurance providers offering different types of policies, it is important that you choose the best option for your Bajaj Platina bike insurance policy.

Take a look at Digit’s offerings under this particular two-wheeler insurance policy.

Why Choose Digit for Bajaj Platina Two Wheeler Insurance?

Among the several insurance providers that are functional in India, Digit stands out with its fast increasing customer base. While “popularity” is a valid reason to get interested, as an owner you should know what to expect from your Digit Platina bike insurance policy, should you opt for it. 

  • Convenient Filing Process for Claim Settlement - One of the most vital pointers to check while purchasing an insurance policy is the procedure of filing a claim. Digit offers prompt claims with easy verification. Especially with the smartphone-enabled self-verification offered by Digit, the process can be completed within a few minutes. Additionally, we also have a high rate of claim settlements which indicates a positive resolution should you need to avail the benefits of your Platina insurance.
  • Well Connected Range of Network Garages - Digit boasts of having more than 1,000 network garages across India. This is especially helpful since you can have your Bajaj Platina easily repaired from any of these garages in the event of an accident, without even going through the hassle of handling money. 

Choice of Policy Type - Digit offers you several options of two-wheeler insurance policy from which you can choose as per your requirements. Consequently, it is also vital that you understand the offerings of different policies along with their benefits.

  • Third-Party Liability Two-Wheeler Insurance Policy: Mandatory under Government norms, these policies take care of any liability charges that might come up against your Bajaj Platina in case of an accident. This includes damage to any third-party property or vehicle as well as injury to another individual. Vital to note, a third-party Bajaj Platina insurance policy does not cover the damage to your motorbike in the event of an accident.
  • Comprehensive Two-Wheeler Insurance Policy: As the name of this policy suggests, it covers both liability charges along with any damage your two-wheeler sustains in an accident. Furthermore, these policies also cover your Bajaj Platina if it is subjected to burglary or damage due to natural, as well as man-made calamities.

Also note that if you have purchased your motorbike after September 2018, you can also opt for an own damage cover. These policies only cover the damages to your motorcycle in the event of an accident. Understandably, since availing third-party liability policies are mandatory in India, you must have an existing one under place already.

  • Multiple Add-On Options to Choose from - Digit also offers numerous add-on covers which can be purchased along with your comprehensive Platina bike insurance policy to protect your two-wheeler even further.
  • Ease of Purchase and Renewal - With online availability, Digit offers ease of purchase or renewal of your two-wheeler insurance policy. Along with the chance to choose a policy which best fits your needs, it also allows you to compare the features offered on different insurance covers. While online purchase can be completed within minutes after you have selected the policy of your choice, Platina bike insurance renewal can be completed even faster by logging in your account.
  • Ever Available 24x7 Customer Care - Digit’s customer care service is also very active to ensure that you can reach us at any time. Be it an emergency when you need to file your claim or any query you face while buying an insurance policy; Digit’s customer care is available all through the day. Additionally, you can also reach us through the week with our customer care being active 24X7.
  • Customised IDV for Your Two-Wheeler IDV or Insured Declared Value is the lump sum amount that you are paid on the event of your Bajaj Platina being stolen or damaged beyond any scope of repair. At Digit, you can choose the sum of money you would prefer to have as your IDV while purchasing your insurance policy. 
  • Advantage of No Claim Bonus - As a rider, if you have undertaken safety norms, there is quite a low probability of your two-wheeler being damaged due to an accident. Under such circumstances, you are eligible for a bonus which is compounded due to no claim being made on your existing policy. This no claim bonus can be especially helpful during your Bajaj Platina bike insurance renewal since it effectively reduces the premium you are to pay.

It is now time for you to decide which insurance provider to choose to opt for the maximum protection of your Bajaj Platina; a necessity to safeguard against any unforeseen circumstances.

FAQs about Bajaj Platina Bike Insurance Policy in India

Can a single two-wheeler insurance policy be used to cover multiple two-wheelers?

No, you will have to purchase separate two-wheeler insurance policies to insure multiple bikes.

Is there any way to protect easily perishable parts of my Bajaj Platina like tyres?

You can buy a consumable cover policy as an add-on on your two-wheeler policy to protect easily perishable and consumable parts like tyres. However, you must purchase a comprehensive policy to buy any add-on with it.

Can I use my no claim bonus if I am shifting from a different insurance provider to Digit?

Yes, you can still avail the no claim bonus if you are shifting from your existing insurance agent to Digit. While purchasing the new policy, Digit will require necessary details of your existing policy and accordingly provide you with the eligible discount.