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Bajaj CT100 Insurance: Online Price & Renewal
A trusty ride for the daily commute that it is, CT 100 deserves your care for a long career on the road! To ensure this, you will need a feature-rich two-wheeler insurance policy that can safeguard your finances effectively from the hazards of riding a bike. Confused about your options? Read on to know more!
CT 100 is a motorcycle that has seen quite a few decades and yet, is running strong. Manufactured by Bajaj, this entry-level dependable two-wheeler needs to be adequately cared for and protected to ensure it has a long journey over the years. This adequate care involves purchasing an insurance policy, as well as regular maintenance.
However, purchasing an insurance policy is not just vital for safeguarding your financial interests in the face of unforeseen circumstances; it is also mandated under the Motor Vehicles Act 1988. Failing to comply with this mandate can attract traffic fines of up to Rs.2000 and Rs.4000 for repeated offence.
However, before learning more about insurance policies, it is important to be aware of the attractive features of this bike.
Take a look!
What’s Covered in Bajaj CT 100 Insurance
Why Should You Buy Digit's Bajaj CT 100 Insurance?
Types of Insurance Plans for Bajaj CT 100
Third Party | Comprehensive | Own Damage |
Damages/Losses to own two-wheeler due to an accident |
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Damages/Losses to own two-wheeler in case of fire |
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Damages/Losses to own two-wheeler in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your scooter or bike |
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Customize your IDV |
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Extra protection with customized add-ons |
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Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party two wheeler insurance
Bajaj CT 100 - Variants & ex-Showroom Price
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
A Brief History of Bajaj CT 100
Through the years since its launch, the basic construct and designing of CT 100 have always remained constant. However, there have been remarkable changes, made internally, to enhance the performance and related perks offered on by this two-wheeler. Furthermore, the relaunch of CT 100 in 2015 also saw Bajaj introducing alloy wheels for the motorcycle.
- Available with an engine offering 100 cc of displacement, this motorcycle currently also offers a 110 cc variant.
- Complying current exhaustion norms, Bajaj has already launched a BS-VI variant of CT 100.
- This motorcycle produces a maximum power of 7.7 BHP at an RPM of 7,500.
- Rumoured to even offer beyond 80 km/l, users have reported it to generally range above 70 km/l. This makes CT 100 one of the most economical motorbikes for regular commuting.
- Transmission of CT 100 is 4-speed manual, and the motorcycle comes with an option for power-start along with its conventional kick start.
A vehicle for regular use, it is vital you take every necessary step to keep your CT 100 in pristine condition. One of the most effective ways to do so is to avail a two-wheeler insurance policy, integrated with the latest features in the market.
Here, we discuss the benefits imparted by Digit’s Bajaj CT 100 insurance policy to help you understand if it meets your necessary insurance-related requirements.
Why Choose Digit for Bajaj CT100 Bike Insurance?
Digit has been quite prompt in becoming one of the most popular and acclaimed insurance providers in India over past years. As an owner interested in finding the best protection for your two-wheeler with a Bajaj CT 100 insurance policy, you must also note these factors which contribute to Digit’s popularity:
Multiple Policy Options to Choose from - As an owner, it is vital you have adequate insurance policy options to choose from, and in turn, ensure you have the best fit for your Bajaj CT 100. Digit is well aware of this need and offers multiple types of insurance policies which cater to different customer needs. These are:
- Third-party Liability Two-Wheeler Insurance Policy - This type of insurance policy only covers the liability charges which might come up in the event of an accident. This includes both injury to a third-party individual, as well as that of damage to vehicle or property. Even though mandatory, these policies do not cover damages to your CT 100 in the event of an accident.
- Comprehensive Two-Wheeler Insurance Policy: These policies financially protect your CT 100 from both third-party liability charges and any damage caused to your two-wheeler due to an accident. Additionally, Bajaj CT 100 insurance policies also protect your motorbike financially from damages caused due to fire, explosion, earthquake, flood, and other natural or manmade calamities, etc.
Furthermore, if you have purchased your CT 100 after September 2018, you also have the option to avail a third type of insurance policy. These policies, known as own damage cover, only provide the benefits of a comprehensive two-wheeler insurance policy, sans its third-party liability part. You must have a valid third-party liability cover for your two-wheeler in case you choose to purchase an own damage cover.
Various Add-Ons for Enhanced Safety - Digit offers multiple add-on covers which can be purchased along with your comprehensive Bajaj CT 100 insurance policy for complete protection of your motorcycle. These include -
- Breakdown assistance.
- Consumable cover.
- Engine and gear protection insurance.
- Return to invoice cover.
- Zero depreciation insurance cover.
- Extensive Coverage of Network Garages - Digit boasts of a large number of network garages which numbers to more than a 1,000 repair centres across India. Though it can be hoped, you do not have to go through such circumstances, in the event of an accident you can easily take your CT 100 to any of these centres for cashless service.
- Convenient Claim Filing Procedure - Digit is quite aware of the hoops most owners of two-wheelers have to go through when they file for a claim on their bike insurance policy. Subsequently, Digit offers a hassle-free claim filing option which allows you to complete the whole procedure within a few minutes. You can simply file a claim online using your smartphone. Even Digit’s verification process offered on Bajaj CT 100 bike insurance is smartphone-enabled, allowing you to self-inspect and thereby reduce wastage of time. Digit also boasts of a high ratio of claim settlements which indicates towards a positive result for your claim filing.
- Enhanced 24x7 Customer Service - As a service that is required during grave emergencies, it is vital for insurance providers to be accessible at any time. Well aware of this necessity, Digit offers a customer service that is available every day of the week, through 24 hours. Irrespective of whether it is a query or filing of a claim, you can easily reach out to our customer representatives 24X7.
- Reduced Premium with No Claim Bonus Benefits - While you must already be a safe rider, mishaps can come up at any time. However, if you can complete a year of insurance policy without filing any claim, you will be eligible for a no claim bonus. This can be a substantial sum which allows a significant reduction in the policy premium and consequently lowers your Bajaj CT 100 bike insurance price.
- Option to Customize IDV - IDV or Insured Declared Value is the lump sum amount of money which you are to receive if your motorcycle gets stolen or damaged in an irreparable fashion. While such circumstances are quite terrible, this lump sum amount of money is quite helpful in replacing your two-wheeler. Digit offers you the option to customize and decide your IDV as per your necessity and convenience. Notably, your Bajaj CT 100 bike insurance price varies depending on the IDV you choose.
- Prompt Online Purchase and Renewal - Online availability of Digit insurance allows you to check and compare different cover options and choose as per your preference. Furthermore, this also speeds up the process of purchase. In case of renewal of your policy, you can log in using credentials and check CT 100 insurance price before confirming it.
CT 100 happens to be one of the two-wheelers which offer exceptional service and lasts through tests of time. However, as an owner, it is also important that you take proper care of this piece of machine. Consequently, availing an insurance policy along with regular maintenance of your CT 100 can go a long way.
FAQs about Bajaj CT100 Bike Insurance Policy in India
Can I buy a two-wheeler insurance policy if I am buying a second-hand CT 100?
It is mandatory to have a third-party insurance cover for your motorcycle under government norms. Additionally, you can also buy a comprehensive cover to protect your CT 100 from accidental damages and theft.
Can I protect my motorcycle insurance IDV against depreciation?
You can purchase a Zero Depreciation add-on cover on your comprehensive motorcycle insurance policy to ensure that your IDV is not subjected to value depreciation.
How do insurance providers calculate the IDV of a two-wheeler?
IDV is the sum of money you receive if your motorcycle gets stolen or irreparably damaged. It is calculated by subtraction of depreciation value from the manufacturer’s listed price of a two-wheeler.