Bajaj Auto Ltd. is one of the largest manufacturers of motorcycles and scooters in India. Launched in 2020, the Chetak is the first e-scooter from the house of Bajaj.

Bajaj scooters are famous for their superb handling and robust build. But, like all other scooters, Bajaj Chetak, too, is susceptible to damages and accidents.

Hence, you should always choose reliable insurers like Digit to renew or purchase your Bajaj Chetak insurance.

While choosing an insurer, you need to consider several factors besides the policy’s price. Digit insurance offers plenty of attractive benefits that make it a suitable choice for Bajaj two-wheeler owners.

• Three Distinct Insurance Policy Options - Digit Insurance offers three distinct insurance policies for two-wheeler owners to choose from.

  • Own Damage Insurance Policy - This Bajaj Chetak insurance policy provides substantial financial support to policyholders for their scooters against losses caused by accidents, natural disasters, theft, and more. But, it does not cover third-party liabilities. As a result, all existing third-party policyholders can avail themselves of this standalone policy anytime they want. They need not wait for the policy renewal to avail this Own Damage Insurance Policy.
  • Third-Party Liability Two-Wheeler Insurance Policy - This policy financially covers all losses incurred from third-party damages inflicted by your Bajaj Chetak in the event of an accident. This policy also covers the financial liabilities arising from the death or injury of a third person involved in the accident. In addition, it relieves you of all legal consequences.
  • Comprehensive Two-Wheeler Insurance Policy - Besides third-party liabilities, this comprehensive two-wheeler insurance for Bajaj Chetak also covers damages caused by theft, accidents, fire and natural disasters. Furthermore, both you and the other party can claim the damage expenses from Digit.

• Easy Online Procedure - Digit Insurance offers an easy online procedure to claim and buy your Bajaj Chetak insurance online. You can upload your claim documents and purchase an insurance policy directly from your smartphone. You can also get done with your Bajaj Chetak insurance renewal online in a similar way.

• Vast Garage Network - Digit boasts of a network of 2,900+ garages across the country. Hence, you can rest assured of an easily available partner garage nearby providing cashless repairs if you ever meet with an accident.

• Instant Claim Settlement - Additionally, Digit brings along quick claim settlement services. With Digit’s smartphone-enabled self-inspection, you can get your claims settled in an instant from your home. 

• Excellent Customer Service - Moreover, Digit Insurance works with a responsive customer service team offering 24x7 assistance with your Bajaj Chetak insurance.

• Zero Hidden Cost - Digit maintains total transparency when you browse through its insurance policies online. This way, you never have to deal with any hidden costs. You pay specifically for the policies you select. In return, you get covered precisely for what you have chosen.

• Numerous Add-on Policies - Digit offers a variety of add-on policies for your convenience.

  • Consumable Cover
  • Return-to-Invoice Cover
  • Breakdown Assistance
  • Engine and Gearbox Protection
  • Zero-Depreciation Cover

In addition, Digit Insurance lets you reduce your Bajaj Chetak insurance policy premium by going for a higher deductible and steering clear of small claims. But, a higher deductible can result in elevated personal expenses in future. So, it is not advisable to let go of these attractive insurance benefits by settling for a lower premium.

Bearing the Bajaj Chetak insurance cost now instead of spending on damage expenses and penalties down the line seems way more logical. A well-rounded two-wheeler insurance policy offers several other attractive benefits, as is discussed below.

• Personal Accident Cover - As per the IRDAI (Insurance Regulatory and Development Authority of India), if a scooter owner faces death or bodily injuries in an accident, an active insurance policy can provide significant financial support to the owner’s family for the liabilities arising from the incident.

• Penalty/Punishment Protection - According to the Motor Vehicles Amendment Act 2019, every scooter owner should have a valid third-party two-wheeler insurance policy for the scooter they ride. If you fail to abide by it, you will be liable to pay a fine of ₹2,000 for your first offence and ₹4,000 again for the subsequent ones. Additionally, it can result in imprisonment for 3 months.

• Protection From Own Damage - There can be several instances where your Bajaj Chetak undergoes extensive damages due to flood, fire or accident. A good insurance policy can financially cover the liabilities caused by these damages under such circumstances.

• Third-Party Damage Protection - If you get involved in an accident, and your Bajaj Chetak causes damage to any third-party property, you will have to cover the third-party damage expenses too. In this case, a third-party liability policy can financially cover these damage expenses for you. In addition, your Bajaj Chetak insurance can take care of litigation issues related to the incident.

• No Claim Bonus Benefits - A reputed insurer also rewards you with a bonus for each claim-free policy term. This bonus ranges from 20%-50% of your premium cost and acts like a discount when you renew your insurance policy. In other words, you can avail similar no-claim bonus benefits against your Bajaj Chetak insurance policy renewal if you don’t make any accident claims within a policy term.

Hence, it is quite practical to renew or buy your Bajaj Chetak insurance at present to avoid extensive expenses in future.

Here, Digit Insurance can be a good choice to buy or renew your two-wheeler insurance.

Bajaj Chetak is available in two variants - Premium and Urbane. Here are a few characteristics of this e-scooter -

• Bajaj Chetak can go up to 95 km on a single charge.
• It has a battery capacity of 60.3 Ah and a voltage of 48 V. 
• Bajaj Chetak comes with a top speed of 70 kmph.
• It packs in a powerful 4080 W motor.
• Bajaj Chetak boasts an automatic transmission system.

Although Bajaj scooters are very sturdy and reliable, it is not wise to rule out the unfortunate possibilities where your vehicle undergoes extensive damage. A sound two-wheeler insurance policy can always cover the financial liabilities caused by damage repairs.

Hence, it is essential to go for a reliable insurer to buy or renew your two-wheeler insurance for Bajaj Chetak.

So, you can get in touch with reputed insurers like Digit to obtain more clarity on your Bajaj Chetak insurance.