Following are the car insurance add-ons available for Ather Energy bike insurance:  

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Due to their inherent efficiency, electric scooters are famous in the two-wheeler commuter market. In this regard, Ather Energy electric scooters can be a desirable option due to their best-in-class acceleration, battery and fast charging network. 

The company introduced its first scooter S340 at a technology conference in Bangalore in February 2016. In January 2020, it added two new scooters to its portfolio, Ather 450X and Ather 450 Plus. Further, several other companies have invested in this electric scooter company since its launch date. 

Along with establishing a new manufacturing plant in Hosur, Tamil Nadu, the company is planning to invest ₹650 crores over the upcoming 5 years to increase its production capacity and operational efficiency.

By obtaining insurance for Ather Energy two-wheeler, one can secure finances in case of heavy expenses incurred from accidents. A well-rounded two-wheeler insurance policy comes with a number of lucrative benefits. 

Read through to know more. 

1. Personal Accident Cover - As per the Insurance Regulatory Development Authority of India (IRDAI), policyholders and their families will receive benefits under personal accident cover. The benefits include compensation in case of two-wheeler accidents that result in disablement or death. 
2. Reduces Hefty Traffic Fines - The Motor Vehicles Act, 1988, states that every vehicle owner must possess at least a third-party insurance plan to avoid hefty fines. Without a valid two-wheeler insurance policy, one needs to pay fines up to ₹2000 for a first-time offence and ₹4000 for repeating it. Thus, it is practical to pay Ather Energy two-wheeler insurance price rather than bear exorbitant traffic fines. 
3. Covers Third-party Damages - Third-party two-wheeler insurance for Ather Energy covers damages inflicted to a third-party person, property or vehicle during accidents. This basic insurance plan secures an insurer’s finances during third-party accidents by providing financial support to the affected individual. 
4. Own Damage Cover - There might be instances when your Ather Energy scooter suffers heavy damages due to unfortunate incidents such as theft, fire, natural disasters etc. A well-rounded comprehensive insurance policy covers those damages and provides financial aid. 
5. No Claim Benefits - During Ather Energy two-wheeler insurance renewal, insurers offer discounts on policy premiums if you manage to maintain a claim-free year within your policy term. This discount, also known as the No Claim Bonus may be up to 50% depending on your insurance provider. 

Further, for additional benefits, you can consider insurers like Digit. This insurance provider offers a host of benefits, including competitive Ather Energy two-wheeler insurance renewal price.

There are several insurance companies in India offering both third-party and comprehensive insurance policies. However, before selecting an insurer, it is advisable to compare their service benefits and settle for the one that offers maximum perks. 

Take a look at some of the offerings by the insurance company Digit. 

• Range of Insurance Options - Digit gives you the option to choose from the following insurance policies for your scooter:

• Third-party Bike Insurance Policy - It is mandatory to obtain this insurance policy as per the Motor Vehicles Act, 1988. The insurance provides coverage benefits in case your Ather scooter damages a third-party vehicle during an accident. In case of such incidents, Digit will cover the hefty repair expenses on your behalf. Further, third-party bike insurance also takes care of litigation issues. 

• Own Damage Cover - A third-party bike insurance policy will not cover damages caused to your Ather scooter in case of an accident. In that case, you can opt for a standalone own damage cover from Digit and cover heavy repair costs. 

• Comprehensive Bike Insurance - If you wish to get coverage for both third-party and own damages, you might want to consider comprehensive insurance from Digit. This policy also covers damages caused due to fire, earthquake, theft and more. 

• Simplified Online Process - Owing to Digit’s technology-driven processes, one can obtain Ather Energy two-wheeler insurance online without the need of furnishing several documents. You can simply visit Digit’s website and upload your documents for a successful claim or renewal process. 

• Various Add-on benefits - Individuals opting for comprehensive two-wheeler insurance from Digit can get several add-on benefits such as follows:

  • Roadside Assistance
  • Consumable Cover
  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Engine Protection Cover

Note that while opting for these additional benefits, one needs to pay a nominal value over and above the policy premium. 

• Wide Network of Cashless Garages - There are several Digit-authorised network garages across India from where policyholders can get professional repair services for their Ather scooter. Furthermore, one can avail of a cashless facility while getting services from one of these garages. 

• IDV Customisation - Insurance policy premiums depend on the Insured Declared Value (IDV/0 of a vehicle. Digit allows you to customise this value so that you can maximise your benefits in case your vehicle is stolen or faces irreparable damages. 

• 24x7 Customer Support - In case you face queries regarding Ather Energy two-wheeler insurance cost or anything else down that line, you can get in touch with Digit’s responsive customer service. 

Additionally, you can choose a lower premium plan from Digit by opting for higher deductibles. However, lowering the premium amount for Ather Energy two-wheeler insurance might not be a wise choice as you might miss out on several benefits. Doing proper research and comparing plans can help you make a sound decision regarding your two-wheeler insurance.

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Ather Energy bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

• Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
• Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
• Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
• Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.