Aprilia Bike Insurance
Get Aprilia Bike Insurance Policy starting from ₹752 only

Third-party premium has changed from 1st June. Renew now

The Italian motorcycle manufacturer Aprilia was set up post World War II by Alberto Beggio. Though the company started with bicycles, today it has expanded its business and offers scooters, small-capacity bikes and heavy-duty sportbikes.

Individuals riding Aprilia bikes need to obtain Aprilia two-wheeler insurance to remain road legal in India. Without valid insurance documents, you may face severe legal repercussions as per the Motor Vehicles Act 1988.

In India, a vast number of insurance companies extend two-wheeler insurance policies. Therefore, it becomes tricky to decide which option to opt for.

What’s Covered in Aprilia Motorcycle Insurance

What’s not Covered

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Should You Buy Digit's Aprilia Motorcycle Insurance?

Aprilia Motorcycle Insurance Plans that Fit Your Needs

Third Party Comprehensive Own Damage

Damages/Losses to own two-wheeler due to an accident

×

Damages/Losses to own two-wheeler in case of fire

×

Damages/Losses to own two-wheeler in case of a natural calamity

×

Damages to Third-Party Vehicle

× ×

Damages to Third-Party Property

× ×

Personal Accident Cover

× ×

Injuries/Death of a Third-Party Person

× ×

Theft of your scooter or bike

×

Customize your IDV

×

Extra protection with customized add-ons

×
Get Quote Get Quote Get Quote

Know more about the difference between comprehensive and third party two wheeler insurance

Add-ons Available for Aprilia Motorcycle Insurance

Following are the car insurance add-ons available for Aprilia Motorcycle insurance:  

  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Engine & Gear-box Protection Cover
  • Consumable Cover
  • Breakdown Assistance
  • Tyre Protect
  • Daily Conveyance Benefit
  • EV Shield Add-on Cover

How to Buy/Renew Your Aprilia Motorcycle Insurance with Digit?

Step 1

On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.

Step 2

Select the plan, add-ons and click on ‘Continue.’

Step 3

Enter your personal, nominee and vehicle details and click on ‘Pay Now.’

Step 4

Complete the payment and mandatory KYC verification process.

Step 5

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

A Brief History of Aprilia Motorcycle

Aprilia focuses on two objectives, optimised rider comfort and improved ride-ability and safety. The automaker is well-known among bike enthusiasts for its skyhook and acceleration driven damping algorithms that guarantee enhanced performance. The company is the recipient of 294 Grand Prix races, setting the world record of the most number of victories among all automobile manufacturers in Europe. Unlike other manufacturers, Aprilia chose a unique engine combination to compete in racing championships. While others employed V-4 configurations, Aprilia upgraded to the V-twin 500 cc option.

In the 90s, Aprilia unveiled its first plastic scooter Amico to enter the urban mobility sector. Since then, the automaker continued to exhibit innovative technological and aesthetic advancements to stay ahead of its competitors. Regarding performance, reliability, and eco-friendliness, Aprilia two-wheelers managed to attract a lump sum of followers worldwide.

Why You Must Opt for Aprilia Bike Insurance Policies

The purpose of an insurance policy is not only to keep you legal on Indian streets. It has a wide range of benefits. Two-wheeler insurance for Aprilia motorcycles offers -

  1. Personal Accident Cover - According to the Insurance Regulatory and Development Authority of India, every insurance company must extend a ₹ 15 Lakh Personal Accident cover to all its customers in the event of death or disability of the rider-owner.
  2. Third-Party Protection - Third-party motorcycle insurance is the most basic option available. It covers you against financial liabilities claimed by a third party in the event of damages or injuries of the latter caused by your two-wheeler.
  3. Own Damage Coverage - Own Damage protection protects against damages caused to your motorcycle due to accidents, fire, natural disasters, theft and more. In such unfortunate circumstances, an OD cover compensates for repairing and replacement expenses.
  4. Benefits of No Claim Bonus - It is a reward that every insurer offers to their customers for prudent use of their two-wheelers. In simple words, if your bike is well-maintained, you do not need to raise small or unnecessary claims. So, if you complete a year without claiming your policy, you earn an NCB discount on the subsequent premium.
  5. Protection from Legal consequences - If you fail to produce the documents of your motorcycle insurance, you are liable to pay a hefty fine of ₹ 2,000 and ₹ 4,000, based on the grievance of the offence. 

As your insurance for Aprilia two-wheeler offers a vast range of protection, you must be careful while selecting your insurer. A reliable insurance provider like Digit provides lucrative convenient policy plans along with lucrative benefits.

Why Must You Choose Digit for Your Aprilia Two-Wheeler Insurance?

There is a list of reasons that make Digit a go-to option for bike insurance policies. They are-

  1. Flexible Policy Options - Digit brings you a range of motorcycle insurance policies to cater to the diverse requirements of its clients. The list includes-
  2. Third-party Coverage - If your bike damages another vehicle or property in an accident, the affected party can claim compensation against your Aprilia bike insurance policy. It further compensates for bodily injuries caused by your bike to a third-party person. Digit also takes care of the litigation issues, if applicable.
  3. Own Damage Coverage - This standalone policy covers the losses and damages inflicted to your motorcycle in an accident or due to fire, theft, landslide, cyclone, floods and other similar threats.
  4. Note: Third-party policy does not provide this cover. You have to opt for OD cover separately to maximise your insurance protection.

  5. Comprehensive Coverage - Comprehensive policy covers against own damage in addition to third-party liabilities. This coverage acts as a shield for your motorcycle from incidents such as fire, natural disasters, accidents, fire and other adversities. 

  6. Note: Both third-party and comprehensive policies extend Personal Accident cover if the rider sustains an injury or dies due to an accident.

  7. Buy or Renew Policies Online - Digit always strives for 100% customer satisfaction. Thus to streamline the process, the insurer offers Aprilia two-wheeler insurance online. Visit the official website now to make an informed choice based on your budget and requirements. You can also opt for Aprilia two-wheeler insurance renewal. For that, simply sign in to your existing account.

  8. Additional Protection with Add-ons - Elevate your comprehensive policy with add-ons Digit offers. You can choose your preferred add-on from the following list.

    • Zero depreciation
    • Breakdown recovery
    • Return to invoice
    • Engine protection
    • Consumables
  9. Note: To continue the benefits after renewing your policy, you must increase Aprilia's two-wheeler insurance renewal price.

  10. High Claim Settlement Ratio - From October 2019 to March 2020, Digit has successfully settled 97% of claims raised by its customers. The reason behind such a high settlement percentage is its 3-step claim filing process. The steps are-

    • Dial 1800 258 5956 from your registered mobile number to get a self-inspection link

    • Upload the relevant images to justify your claim on the link

    • Pick a model of repair from the given options- 'Cashless' and 'Reimbursement'

  11. Option to Customise IDV - The insurance premium is directly related to the Insured Declared Value. So, if you choose higher IDV against higher Aprilia two-wheeler insurance price, Digit will offer higher compensation if your Aprilia bike is stolen or severely damaged.

  12. Round-the-Clock Customer Support - If you need help to pick an add-on cover, you can always seek assistance on 1800 258 5956. Digit has an energetic team of customer care executives offering reliable and speedy solutions to all your queries regarding motorcycle insurance.

  13. Digit Network Bike Garages - Now you can go on a ride without worrying about finding a garage nearby to address unexpected bike issues. You will find a network garage in the vicinity offering cashless repair.

Furthermore, you can save more on your Aprilia two-wheeler insurance premiums if you choose voluntary deductibles and refrain from raising claims unnecessarily.

How Can You Reduce Your Aprilia Motorcycle Insurance Premium?

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Aprilia Motorcycle insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

  • Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
  • Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
  • Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
  • Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.

FAQs about Aprilia Bike Insurance Policy Online in India

How many Digit network garages are available nationwide?

More than 2900 Digit network garages are located around India, offering cashless repair options.

My bike is 4 years old. Should I opt for Return to Invoice cover?

Yes, Return to Invoice add-on is ideal for any motorcycle less than 5 years old. 

Does comprehensive Aprilia two-wheeler insurance provide protection to the pillion rider?

As a pillion or back seat rider is considered a third-party, a comprehensive insurance policy protects the passenger in case of accidents.