Following are the car insurance add-ons available for Aprilia Motorcycle insurance:  

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Aprilia focuses on two objectives, optimised rider comfort and improved ride-ability and safety. The automaker is well-known among bike enthusiasts for its skyhook and acceleration driven damping algorithms that guarantee enhanced performance. The company is the recipient of 294 Grand Prix races, setting the world record of the most number of victories among all automobile manufacturers in Europe. Unlike other manufacturers, Aprilia chose a unique engine combination to compete in racing championships. While others employed V-4 configurations, Aprilia upgraded to the V-twin 500 cc option.

In the 90s, Aprilia unveiled its first plastic scooter Amico to enter the urban mobility sector. Since then, the automaker continued to exhibit innovative technological and aesthetic advancements to stay ahead of its competitors. Regarding performance, reliability, and eco-friendliness, Aprilia two-wheelers managed to attract a lump sum of followers worldwide.

The purpose of an insurance policy is not only to keep you legal on Indian streets. It has a wide range of benefits. Two-wheeler insurance for Aprilia motorcycles offers -

1. Personal Accident Cover - According to the Insurance Regulatory and Development Authority of India, every insurance company must extend a ₹ 15 Lakh Personal Accident cover to all its customers in the event of death or disability of the rider-owner.
2. Third-Party Protection - Third-party motorcycle insurance is the most basic option available. It covers you against financial liabilities claimed by a third party in the event of damages or injuries of the latter caused by your two-wheeler.
3. Own Damage Coverage - Own Damage protection protects against damages caused to your motorcycle due to accidents, fire, natural disasters, theft and more. In such unfortunate circumstances, an OD cover compensates for repairing and replacement expenses.
4. Benefits of No Claim Bonus - It is a reward that every insurer offers to their customers for prudent use of their two-wheelers. In simple words, if your bike is well-maintained, you do not need to raise small or unnecessary claims. So, if you complete a year without claiming your policy, you earn an NCB discount on the subsequent premium.
5. Protection from Legal consequences - If you fail to produce the documents of your motorcycle insurance, you are liable to pay a hefty fine of ₹ 2,000 and ₹ 4,000, based on the grievance of the offence. 

As your insurance for Aprilia two-wheeler offers a vast range of protection, you must be careful while selecting your insurer. A reliable insurance provider like Digit provides lucrative convenient policy plans along with lucrative benefits.

There is a list of reasons that make Digit a go-to option for bike insurance policies. They are-

1. Flexible Policy Options - Digit brings you a range of motorcycle insurance policies to cater to the diverse requirements of its clients. The list includes-
2. Third-party Coverage - If your bike damages another vehicle or property in an accident, the affected party can claim compensation against your Aprilia bike insurance policy. It further compensates for bodily injuries caused by your bike to a third-party person. Digit also takes care of the litigation issues, if applicable.
3. Own Damage Coverage - This standalone policy covers the losses and damages inflicted to your motorcycle in an accident or due to fire, theft, landslide, cyclone, floods and other similar threats.

Note: Third-party policy does not provide this cover. You have to opt for OD cover separately to maximise your insurance protection.

4. Comprehensive Coverage - Comprehensive policy covers against own damage in addition to third-party liabilities. This coverage acts as a shield for your motorcycle from incidents such as fire, natural disasters, accidents, fire and other adversities. 

Note: Both third-party and comprehensive policies extend Personal Accident cover if the rider sustains an injury or dies due to an accident.

5. Buy or Renew Policies Online - Digit always strives for 100% customer satisfaction. Thus to streamline the process, the insurer offers Aprilia two-wheeler insurance online. Visit the official website now to make an informed choice based on your budget and requirements. You can also opt for Aprilia two-wheeler insurance renewal. For that, simply sign in to your existing account.

6. Additional Protection with Add-ons - Elevate your comprehensive policy with add-ons Digit offers. You can choose your preferred add-on from the following list.

   • Zero depreciation
   • Breakdown recovery
   • Return to invoice
   • Engine protection
   • Consumables

Note: To continue the benefits after renewing your policy, you must increase Aprilia's two-wheeler insurance renewal price.

7. High Claim Settlement Ratio - From October 2019 to March 2020, Digit has successfully settled 97% of claims raised by its customers. The reason behind such a high settlement percentage is its 3-step claim filing process. The steps are-

   • Dial 1800 258 5956 from your registered mobile number to get a self-inspection link

   • Upload the relevant images to justify your claim on the link

   • Pick a model of repair from the given options- 'Cashless' and 'Reimbursement'

8. Option to Customise IDV - The insurance premium is directly related to the Insured Declared Value. So, if you choose higher IDV against higher Aprilia two-wheeler insurance price, Digit will offer higher compensation if your Aprilia bike is stolen or severely damaged.

9. Round-the-Clock Customer Support - If you need help to pick an add-on cover, you can always seek assistance on 1800 258 5956. Digit has an energetic team of customer care executives offering reliable and speedy solutions to all your queries regarding motorcycle insurance.

10. Digit Network Bike Garages - Now you can go on a ride without worrying about finding a garage nearby to address unexpected bike issues. You will find a network garage in the vicinity offering cashless repair.

Furthermore, you can save more on your Aprilia two-wheeler insurance premiums if you choose voluntary deductibles and refrain from raising claims unnecessarily.

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Aprilia Motorcycle insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

• Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
• Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
• Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
• Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.