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Buy International Travel Insurance for the USA

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Buy Travel Insurance for the USA from India Online Starting at ₹665

Buy travel insurance for the USA from India with Digit's international travel policy

The United States of America is about beauty, from blue oceans and beaches to snow-capped peaks and loving cities. This diverse land with beaming light welcomes you with open arms. Its scenic landscapes and enthralling destinations will leave you speechless.’

Wandering in and around the USA is fun; however, travelling without travel insurance may prove hazardous. Before planning the perfect trip, it is essential to have travel insurance for USA from India.

It will cover and benefit you in flight delays, passport loss, baggage loss, medical emergencies, adventure sports, political unrest, and other mishaps. It will provide financial protection during unexpected circumstances and help to recover losses for other expenses.

Team Digit

Is Travel Insurance Mandatory?
Cost of the USA Travel Insurance
The USA Visa for Indians
What’s Great About Digit International Travel Insurance?
The USA Travel Insurance Plans
Why Choose Digit?
Indian Consulates and High Commissions in the USA
Frequently Asked Questions

Is Travel Insurance Mandatory for the USA?

No, travel insurance isn’t mandatory for Indians travelling to the USA. However, to secure a hassle-free trip, you should purchase travel insurance before your trip.

What is the Cost of Travel Insurance for the USA from India?

A $50,000 USA Travel insurance plan from India for 4 days - 1 adult is starting from ₹665 (Excluding GST).

USA Visa for Indian Passport Holders

Indian tourists travelling to the USA are required to apply for the B-2 visa, the visa that is specified for people visiting the USA for recreational purposes, meeting family/friends, etc. It is often also clubbed with and as B1/B2 visa. The same can be applied for by filling in the DS-160 Visa application form at the US Consular Electronic Application Center.

Here are the basic steps to obtaining a Tourist visa for Indians travelling to USA:

Visit the US Consular Electronic Application Center website and fill in the DS-160 form. Make sure you leave no required fields empty.
After filling in the form, sign it electronically and upload your photograph and other required documents.
Pay the visa fees within 48 hours online (₹10,880) and keep a printed copy of your confirmed DS-160 form with you.
After the visa, you’ll need to book your two interview dates, wherein you’ll be required to take all your necessary documents and valid passport with you.
At the end of the second interview, the immigration offer will accept/decline your visa accordingly.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

USA Travel Insurance Plans that fit your needs

Basic Option

Offers coverages for the most common mishaps that can be encountered on an international trip.

Comfort Option

This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option

Comfort Option

Medical Cover
Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.	✔	✔
Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.	✔	✔
Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.	✔	✔
Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.	×	✔
Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).	✔	✔
Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.	×	✔
Smooth transit covers
Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.	×	✔
Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!	×	✔
Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!	✔	✔
Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.	✔	✔
Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.	×	✔
Flexible Trip
Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.	✔	✔
Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.	×	✔
Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.	×	✔
Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.	×	✔
Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.	×	✔

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy International Travel Insurance for USA with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for USA Travel Insurance from India?

Get Compensation for Your Canceled Trip - In case of emergencies, such as severe illness or death in the family, you have no option but to bear the additional expenses of cancelling the trip with Digit’s travel insurance policy; you can avoid bearing these liabilities. The maximum sum insured for an international trip is US $10,000.
Receive Compensation for Luggage Delays - You may experience luggage delays in transit while travelling to a foreign land. In such an event, you may need to remain without the same for a day or two. A travel insurance policy will help cover the financial losses during such times.
Get Coverage for hospitalization - Everyone knows how expensive healthcare can be in the U.S.A. Moreover, most medicines cannot be bought over the counter, and you would need to visit a doctor, even if it's for something as minor as pink eye. Travel insurance will protect you financially in any health and medical emergencies.
Cover for Adventure Sports-Related Injuries - We understand that one of the things that might keep you from partaking in USA adventure sports like surfing, scuba diving, etc., is the impending fear of ending up with an injury, treatment for which might cost you a fortune in the USA. With a travel insurance policy, you can avail yourself of coverage for the treatment of injuries that you might incur while partaking in single-day adventure sports.
Avail Dental Treatment - Suppose you encounter acute pain or an accidental injury to your natural teeth on the trip. In this scenario, the treatment provided will be covered according to the policy schedule.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is the Official Currency of the USA?

The official currency of the United States of America is the USD, denoted by the letter "$." It is one of the most extensively used reserve currencies worldwide and is renowned for its dependability and stability. Cents are the 100 smaller units into which the USD is divided.

As of 24th June 2024, the currency exchange rates of USD are as follows:

Country	Currency	USD
India	100 INR	1.20 USD
Australia	100 AUD	66.54 USD
Europe	100 EUR	107.18 USD
Japan	100 JPY	0.63 USD
United Kingdom	100 GBP	126.60 USD

Note: You cannot use any other money (other than USD) anywhere in the USA.

Compare USA Travel Insurance Quotes

Whilst comparing travel quotes from different travel insurances for the U.S.A., make sure you are aware of the following:

The medical benefits available and the limit of the Sum Insured for each. For example, at minimum, you could be spending up to $3000 for essential hospitalization and at least $10,000-20,000 for critical illnesses. Check if the sum insured even covers minimum medical costs or not.
Terms of claims. The terms can often be tricky and rare, meaning that despite the benefit, you’ll never really be able to claim it.
The claims process is done by checking the company’s previous claim records.

What is the USA Famous For?

The Country of Dreams

At some point or the other, everyone around the world wants to visit the United States of America. Apart from being home to Hollywood and the city of dreams, the U.S makes for a great travel experience across its diverse states and cities.

From popular cities like New York, Washington, D.C., Los Angeles, Las Vegas, and San Francisco to distinctive places such as Seattle, Hawaii, Arizona, North Carolina, and Alaska—from where you can even see the Northern Lights!

When is the Best Time to Visit the USA?

The best time to visit the USA is spring (March to May) or autumn (September to November). The weather is pleasant, and you can experience the festive mood that the country goes through during this time.

Safety Tips When Travelling in the USA

Safety in American Cities

Out of all the places you’ll visit, it is usually the busiest and most tourist-heavy cities likely to face petty crimes. Here are some tips that will keep you safe while you tour around cities like NYC, Boston, LA, San Francisco, Las Vegas, Seattle, Chicago, Washington DC and Dallas, amongst many others:

Be alert and avoid walking around lonely areas and neighbourhoods that seem fishy. That “I think this area seems fishy” vibe always holds some weightage.
Be wary of pickpockets at subway stations and tourist areas like the Staten Island, Grand Central Station, and Times Square amongst many others.

Avoid buying tickets to the Broadway, Comedy Shows and Concerts from any random person. Purchasing from the official counters/websites or licensed ticket partners is best.

Health-Related Precautions in the USA

Some common health issues in the USA include pollen allergies in the spring, the common pink eye, and intense rashes caused by insects and bugs you may not be aware of! Here are a few tips to keep you safe:

Seasonal pollen allergies - Seasonal pollen is expected in the States, especially in Texas, New York, Rhode Island, Connecticut, and Oklahoma. Generally, standard allergy tablets should work.
Viral Infection - Pink Eye is a contiguous viral infection. Unfortunately, the only way to cure it is to wait until the virus runs its course. If it doesn’t improve in 3 days, you will have to consult a doctor or the emergency care available in local pharmacies and clinics.
Intense rashes - Ticks are primarily found in humid weather conditions, especially in areas where deer may be found while kissing bugs can be found anywhere in the States and could cause intense rashes. In case of an infestation, immediately consult emergency care at a pharmacy or clinic.

Common Travel Scams in the USA

Following are the common travel scams in the USA -

Don’t accept any random girl/guy offering a music album of theirs. Likely to happen in Las Vegas or New York City; they’re just people looking to make a few bucks.
You will probably see a bunch of famous movie character mascots in and around Times Square, if you’re looking at taking a picture together, be prepared to pay a fee and tip or don’t encourage it at all!
Stay away from the three-card monte scam. The game involves shuffling three cards and guessing the odd car out. Except here the dealer purposely tricks you. This usually takes place in places like Las Vegas and Times Square. Usually by a group of people, one who deals and two usually pretending to be onlookers to incite curiosity. No matter what they say, it’s impossible to win the game and it’s only a way to get some bucks out of you!
Avoid buying Metro Cards from anyone, even if they’re “discounted”. Only the official Metro authorities can sell Metro cards and tickets. Anyone else, is probably just tricking you!
The Staten Island Ferry is free for everyone so in case anyone approaches you to buy a ticket or pay for it, you know what to do.

Tips for Road Trips Travel in the USA

Many people ultimately decide to experience the American dream via long road trips, given the vast country, large and easy-to-navigate roads, and many scenic routes. If you’re one of them, here are a few tips that will protect you along the way.

Please ensure you have a valid International Driving License before entering the States.
While renting your car, your rental company is likely to try to sell you additional insurance to protect your car damages in case the need arises. However, apart from the mandatory liability insurance, if you have travel insurance, you will already be covered under Personal Liability and Bail Bond. So, all you need with the rented car is the mandatory insurance, while your travel insurance will cover you for the rest.
Stay alert of all signs, including the STOP sign. Additionally, you will also come across signs highlighting animal crossings and schools. It is important to follow them diligently.
As a standard rule, all vehicles usually stop when a school bus is picking up or dropping students off.

Go through some basic travel guides and road trip itineraries online to have a heads-up on what to experience.

List of Indian Embassies and Consulates in the USA

Contact	City	Official Site
Embassy of India	Atlanta	https://www.indiainatlanta.gov.in/
Embassy of India	Washington	https://www.indianembassyusa.gov.in/
Consulate General of India	New York	https://www.indiainnewyork.gov.in/
Consulate General of India	Houston	https://cgihouston.gov.in/
Consulate General of India	Chicago	https://www.cgichicago.gov.in/
Consulate General of India	San Francisco	https://www.cgisf.gov.in/

List of Airports in the USA

The following is the list of international airports in the USA:

Name of the Airport & Location	Type
Hartsfield-Jackson Atlanta International Airport, College Park, Georgia	International Airport
Dallas/Fort Worth International Airport, Irving, Texas	International Airport
Denver International Airport, Denver, Colorado	International Airport
O’Hare International Airport, Chicago, Illinois	International Airport
Los Angeles International Airport, Los Angeles, California	International Airport
Charlotte Douglas International Airport, Charlotte, North Carolina	International Airport
Dulles International Airport, Saarinen Cir, Dulles	International Airport
Orlando International Airport, Orlando, Florida	International Airport
Harry Reid International Airport, Paradise, Nevada	International Airport
Phoenix Sky Harbor International Airport, Phoenix, Arizona	International Airport
Seattle–Tacoma International Airport, Seattle, WA	International Airport
John F. Kennedy International Airport, Queens, New York	International Airport
Newark Liberty International Airport, Brewster Rd, Newark	International Airport
Minneapolis–Saint Paul International Airport, Minneapolis, Minnesota	International Airport
Detroit Metropolitan Airport, Romulus, Michigan	International Airport
Logan International Airport, East Boston, MA	International Airport
Salt Lake City International Airport, Salt Lake City, Utah	International Airport
Salt Lake City International Airport, Salt Lake City, Utah	International Airport

FAQs About Travel Insurance from the USA

All

Is it better to buy travel insurance from India or the USA?

Buying travel insurance from India is better, as it offers invaluable security and peace of mind if you want financial protection and access to medical care in emergencies.

Which insurance is best for visitors to the USA?

A comprehensive travel insurance plan is best for visitors, as it covers medical expenses, luggage loss, evacuations, cancellations, and flight delays.

How many days before should I buy travel insurance?

You can buy a travel insurance policy one day before the journey date. However, you are advised to buy the policy as soon as possible so that various risk factors are covered completely.

Can I buy travel insurance for the USA online?

Yes, you can buy travel insurance for the USA online. You can compare benefits and premiums from different insurance providers and choose the right trip policy.

What is covered in travel USA insurance?

Travel insurance for the USA covers risks such as medical expenses, flight cancellations, lost luggage, and other losses a traveller can incur.

Does the USA travel insurance cover Visa rejection?

The USA travel insurance does not cover visa rejection; it allows travellers to cancel their trip and receive a refund if they cannot obtain a visa.

Does the USA travel insurance cover flight cancellation?

Yes, the USA travel insurance covers flight cancellation.

Does my USA Visa card cover travel insurance?

Yes, the USA Visa card covers travel insurance.

Is insurance refundable if the USA visa is rejected?

Only the visa fee is refunded if the USA visa gets rejected. However, if the customer has purchased travel insurance that covers trip and flight cancellations, they are eligible for a refund on flight cancellations.

Disclaimer -

Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.

The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.

Download International Travel Insurance Policy Wordings

Click here for Policy wordings

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Buy Travel Insurance for the USA from India Online Starting at ₹665

Table of Contents

Is Travel Insurance Mandatory for the USA?

What is the Cost of Travel Insurance for the USA from India?

USA Visa for Indian Passport Holders

What’s Great About International Travel Insurance by Digit?

USA Travel Insurance Plans that fit your needs

Basic Option

Comfort Option

Basic Option

Comfort Option

With us, get access to VIP claims

Step 1

Step 2

Step 3

How to Buy International Travel Insurance for USA with Digit?

Step 1

Step 2

Step 3

Step 4

Why Choose Digit for USA Travel Insurance from India?

What is the Official Currency of the USA?

Compare USA Travel Insurance Quotes

What is the USA Famous For?

The Country of Dreams

When is the Best Time to Visit the USA?

Safety Tips When Travelling in the USA

Safety in American Cities

Health-Related Precautions in the USA

Common Travel Scams in the USA

Tips for Road Trips Travel in the USA

List of Indian Embassies and Consulates in the USA

List of Airports in the USA

FAQs About Travel Insurance from the USA

Is it better to buy travel insurance from India or the USA?

Which insurance is best for visitors to the USA?

How many days before should I buy travel insurance?

Can I buy travel insurance for the USA online?

What is covered in travel USA insurance?

Does the USA travel insurance cover Visa rejection?

Does the USA travel insurance cover flight cancellation?

Does my USA Visa card cover travel insurance?

Is insurance refundable if the USA visa is rejected?

Download International Travel Insurance Policy Wordings

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