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Croatia is the land of beautiful beaches, mesmerizing nature, and rich ancient history bound to leave you breathless. Taste the best wines and finest olives in the country while overlooking sandy beaches and incredible cityscapes.
But wait! Consider purchasing a Croatia travel insurance policy before planning your trip. This policy can help cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the journey, leading to hospitalization.
At such times, your travel insurance for Croatia from India can safeguard your finances from the added medical liabilities. A travel insurance policy is a much-needed financial safeguard during your travels. Thus, ensure you opt for Croatia travel insurance when visiting the country.
Yes, travel insurance to Croatia is mandatory when flying to Croatia. Since Croatia is a part of the Schengen Countries, carrying your travel insurance documents is essential.
However, regardless of whether it is mandated, you should only travel internationally with the right insurance policy. These plans will limit financial liability if you face medical or other emergencies during the trip.
A $50,000 Croatia Travel insurance plan from India for four days for one adult starts from ₹515 (excluding GST).
Disclaimer: Forex rates are subject to change without any notice.
This plan offers coverage for the most common mishaps that can be encountered on an international trip.
This plan not only covers you for the most common mishaps on your trip but also comes with an extra layer of protection that keeps you protected from each hiccup, so your trip goes just how it should!
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Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and require medical treatment, resulting in hospitalization in order to save your life or to give you immediate relief from an acute pain, we will cover for the reasonable and customary charges you incur up to the Sum Insured as shown on your policy schedule for - Treatment, Associated Expenses, Medical Evacuation, Out Patient Cover (OPD), Repatriation. |
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Accidental Treatment And Evacuation Exigencies If you are accidentally injured during your trip and require medical treatment, resulting in hospitalisation in order to save life or to give you immediate relief from an acute pain, we will cover for the reasonable and customary charges you incur up to the Sum Insured as shown on your policy schedule for - Treatment, Associated Expenses, Medical Evacuation, Out Patient Cover (OPD), Repatriation. |
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Personal Accident We will pay you, up to the limits shown on your policy schedule, if you suffer an accidental bodily injury during your trip which requires urgent and immediate medical attention that leads solely, directly and independently to you Death, Permanent Total Disability, Permament Partial Disability. |
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Accidental Death And Disability Cover (Common Carrier) We will pay you, up to the limits shown on your policy schedule, if you suffer an accidental bodily injury during your trip while riding as a fare paying passenger in or on a common carrier or boarding or alighting from a common carrier which requires urgent and immediate medical attention that leads solely, directly and independently to your Death, Permanent Total Disability, Permanent Partial Disability. |
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Dental Treatment If you encounter acute pain or meet with an accidental injury to your natural teeth on the trip, resulting in dental treatment provided by a medical practitioner qualified in practicing dentistry and/or dental surgery amounts mentioned in the Policy Schedule, we will cover for the reasonable and customary charges you incur up to the limits shown on your policy schedule |
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Daily Cash Allowance If you are hospitalized in a hospital as an in-patient for more than the 24 hours due to an accidental injury or for an emergency medical treatment, we will pay you the daily benefit Upto a maximum number of days as stated in the policy schedule. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Sub limits are applicable for 'Medical Treatment And Evacuation Exigencies' and 'Accidental Treatment And Evacuation Exigencies' coverages as mentioned in the Policy Schedule. This means that if your claim amount for these coverages exceed the sub-limit mentioned in the Policy Schedule, you will be expected to pay the balance amount from your own pocket. This is only applicable for members above 55 years of age.| Sub-Limits* - Hospital room rent (per day) - ICU (per day) - Surgery - Anesthesia - Physician Visit Fees (per visit) - Diagnostic and Radiology - Ambulance Service - Miscellaneous Expenses *These will be applicable for members above 55 years |
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Maternity And Baby Cover We will cover Medical Expenses incurred in respect of the Insured Person for hospitalization for the delivery and vaccination of the newborn baby. |
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Waiver of PED |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If Your checked-in baggage is lost permanently at the final destination of your journey or en·route involving multi destination within the airport premises while in custody of common carrier, then We will pay the pro-rata Sum Insured as mentioned in the Policy Schedule against this Cover. |
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Delay Of Checked-In Baggage If your checked-in Baggage is temporarily lost during the trip and you are without it for more than the duration specified in the policy schedule from the expected time of delivery by the common carrier, we will pay the Sum Insured shown on your policy schedule for replacement of essential items. |
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Missed Connection We will pay for reasonable extra accommodation and travel costs you must pay to reach the next destination shown on your ticket/itinerary if, you missed a pre-booked onward connection as a direct result of the scheduled common carrier (on which you were booked to travel) not running on its published timetable due to reasons mentioned in policy wordings. |
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Trip Cancellation If the Insured Person’s outward journey as a fare paying passenger from the Country of Residence to an international Place of Destination on a Common Carrier is cancelled before the commencement of the Period of Insurance due to any of the reasons specified herein below, then the Company will indemnify on a reimbursement basis, up to the amount specified against this Benefit in the Policy Schedule, for planned travel and accommodation expenses (including excursions and planned events) that the Insured incurred and cannot recover and for which no value can be derived without knowledge of the likelihood of cancellation due to reasons mentioned in Policy Wordings. |
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Trip Abandonment "If you have to unavoidably abandon your trip and return home early or partially abandon part of your scheduled trip, we will pay up to the limits shown on your schedule for · Additional travel costs (in the same class as original booking) (if you cannot use your return ticket); and/or · Accommodation costs (of a similar standard you had booked for your trip); and/or · Unused accommodation costs that each insured person has paid and cannot get back (including excursions and planned events)]" |
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Trip Extension "We will reimburse you up to the Sum Insured shown in your schedule in the unexpected event of your departure being delayed than the original scheduled departure date of your return journey either at the port of destination or at any other intermediate ports forming part of the trip within the period of coverage for the below expenses: · The actual additional expenses for lodging and boarding in the same class and type (as originally planned) · Difference in common carrier fare between original return ticket and new ticket of economy class for insured persons insured with us up to the limits mentioned in the policy schedule" |
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Common Carrier Delay We will pay the Sum Insured if your common carrier’s actual departure time is delayed by more than the time duration (as specified in Policy Schedule). It will be paid for each block of time excess as agreed upto the limit shown in Policy Schedule from the scheduled departure time, for any of the reasons in the Policy Schedule. |
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Hijack Distress Allowance We will pay you a distress allowance upto the limit shown in your Policy Schedule for each 24 consecutive hours period during which any Common Carrier in which You are traveling has been Hijacked, where as a direct consequence, your trip has been disrupted up to a maximum amount stated in the Policy Schedule. This need to confirmed and declared by government and or any respective common carrier authority. |
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Other Coverages |
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All Risk Cancellation Charges We will cover your non-refundable pre-paid or contracted to be paid portion of the booking amount up to the limits shown in your policy schedule; when you have to cancel the booked tickets in the unexpected or unforeseen event beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We will pay/reimburse the following expenses up to the limits shown on your policy schedule if your passport or visa or Valid Driving License or Temporary Permit is lost, stolen or damaged while you are outside of Country of Residence and this would prevent you from leaving the country or continuing your trip. |
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Bounced Booking for Accommodation The difference of cost in alternate accommodation or upgradation to a same class where the cost of booking is not more than 10% cost of original booking (per night) for the same number of nights that were overbooked (in case similar alternate arrangement is not available on cost of original booking amount), less any refund/compensation given by the accommodation/Hotel. · Reasonable cost of transportation expenses to the alternative accommodation in the same city. |
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Bounced Booking for Common Carrier "If insured opt for this cover, we will reimburse you up to the Sum Insured shown in your policy schedule in the unexpected event of Common Carrier unable to honor your confirmed bookings (pre·paid or contracted to pay) due to overbooking or any other reason beyond your control for the following: The difference of cost of original common carrier fare amount and reasonable new common carrier fare amount of same class booking where the cost of booking is not more that 10% cost of original booking, less any refund/compensation given by the Common Carrier" |
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Compassionate Visit "We will reimburse the cost of visit of one of your Immediate family member/ Friend/Relative, to the city where you are hospitalized up to the limits shown in your policy schedule in the unexpected event of you being hospitalized within the period of coverage, for the below expenses: · Actual cost of economy class transportation by the most direct route via a common carrier of one member of your family / relative / friend from member’s city of residence to the port of insured’s hospitalization · Actual cost of lodging and boarding (accommodation of same class or lower class as of insured person) of the visiting member during the stay" |
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Loss Of Baggage And Personal Belongings We will Indemnify you for the loss or damage of baggage/personal belongings (whilst they are accompanying you) within the period of coverage due to Theft, larceny, robbery or hold up. The liability of the Company in any one Policy Period shall in no case exceed the Sum Insured or limit of liability as shown in the Schedule for any one loss subject to deductible and depreciation table and conditions mentioned in the policy wordings. |
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Personal Liability & Bail Bond "We will indemnify you up to the limits shown in your policy schedule for: A) Any money that you legally have to pay to any third party in your private capacity that relates to an accident occurring during your trip anytime during the Policy Period for which claims shall be made on You by the third parties during Policy Period or within 60 days from the Policy Period end date, due to negligence on your part which causes: · Death or physical injury to any person; · Loss or damage to property; · Loss or damage to temporary holiday accommodation which is not owned by you. B) We will also pay legal costs and expenses incurred by you in relation to the accident. You must obtain our consent in writing before incurring any cost or expense C) Any Bail bond you may have to furnish in the court of law for your immediate release before the hearing date" |
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Home Building And Contents We will reimburse up to the Sum Insured shown in your Policy Schedule for the actual loss/and or damage to the building and/or Contents of Your residence located at the address mentioned in the Policy Schedule or reinstate or replace such property or any part thereof within the period of coverage, for the reasons listed in the policy wordings. |
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Emergency Cash Assistance Service In this cover We will only provide an assistance service when You require emergency cash flow following incidents like theft/burglary of luggage/money or hold up. We ourselves or through our Claims Administrator shall co·ordinate with Your relatives in your Country of Residence to provide emergency cash to You or collect the amount & arrange for the transfers up to the limit specified in the Policy Schedule. |
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Financial Emergency Cash If you have suffered a financial emergency due to the theft, pilferage, robbery or dacoity of your Money in your personal custody whilst on a trip and are consequently left without any travel funds (including cash, travellers cheque, debit or credit card), then we will pay up to the amount stated in the Policy Schedule to replace the amount of travel funds lost, provided that the loss is reported to the police of the foreign country within 24 hours of loss and a written police report confirming the occurrence of loss and same has been submitted to Us. |
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Golfer’s Hole In One Subject to all other terms and conditions, it is hereby agreed that the insurer shall pay the Sum Insured shown in the Policy Schedule for celebration of achieving a hole·in·one in a United States Golfers’ Association (USGA) recognized golf course, anywhere in the world excluding India. |
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Fraudulent Charges Cover During the trip, if your payment card as specified in the policy schedule is lost or stolen, We will reimburse the unauthorized charges that you are responsible for on your lost or stolen payment card, up to 12 hours prior to your first reporting the event to your payment card issuer(s). |
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Extended Pet Stay We will reimburse you against expenses incurred for extended stay of Your pet in the pet house in Country of Residence as a result of Your final booked return journey to Country of Residence is delayed for more than 24 hrs due to reasons listed in Policy Wordings. |
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Hazardous or Adventure Sports "By selecting this Cover, participation in Hazardous Activities will be included in the cover that you have opted for (all or any of the following), provided you participate in a non·professional capacity and under the supervision of a trained professional: · Personal accident · Medical Treatment and Evacuation Exigencies · Accidental Treatment and Evacuation Exigencies · Daily cash allowance · Dental treatment · Personal Liability and Bail Bond" |
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Escort Of Minor Child "We will reimburse the following expenses arising out of visit of one of your immediate family member/Relative/Friend to escort any accompanying minor child (maximum two), to the city where you are hospitalized up to the limits shown in your policy schedule in the unexpected event of you being hospitalized within the period of coverage, for the below expenses: · The actual to and fro cost of the economy class common carrier ticket using the most direct route for a family member/relative/friend to escort the unattended minor children back to their country o f residence. · Actual cost of the economy class Common Carrier ticket using the most direct route for the Minor Children back to their city of residence less actual/possible refund of the scheduled return ticket of the Minor Children. Provided the hospitalization of Insured occurs not within 3 days of the completion of the trip." |
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Upgradation To Business Class We will reimburse, up to the sum insured mentioned in the Policy Schedule, the reasonable expenses incurred in respect of the Insured Person’s upgradation to a business class air ticket by the most direct route from the place of hospitalization of the Insured Person to the Country of Residence. |
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Study Interruption "We will reimburse you up to the Sum Insured shown in your policy schedule in the unexpected event of discontinuance of your planned studies for the remaining part of the ongoing semester within the period of coverage for the below expenses: · The actual semester fees paid which cannot be refunded by the educational institution and you are not able to complete the semester · Booked common carrier tickets from the city of residence of the student to the country where educational institution is, provided interruption happens when the insured is at his own city of residence. · Return common carrier ticket back to insured’s city of residence, in case, interruption happens at the city of educational institution." |
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Accident Of The Sponsor "We will cover you up to the limits shown in your policy schedule in the unexpected event of your sponsor (as named in policy schedule) meeting with an accident resulting in his/her death or permanent total disablement during planned studies for the remaining part of the enrolled full-time course within the period of coverage for the below expenses: · The unpaid tuition fees of your enrolled full·time study in a registered educational institution outside of your home country. · One time return economy class air·ticket between the city of residence of the student and the country where Educational Institution is to enable the student to be at his/her home in the time of need." |
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Inter-Collegiate Sports Cover In this cover we will extend the coverage provide under Sections “Section 1 - Medical Treatment and Evacuation Exigencies” or ‘Section 2 - Accidental Treatment and Evacuation Exigencies” to include Intercollegiate sports injury, sustained during the Policy Period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
Digit's Travel Insurance from India to Croatia covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no traveling.
The following are some exclusions that our travel plan will not cover:
After you buy our international travel insurance for Croatia, you live tension free as we have a 3-step, completely digital claims process!
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Upload the required documents & your bank account details, on the link sent.
We’ll take care of the rest!
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Select the plan, sum insured, and click ‘Continue.’
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Croatia’s currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.
As of 28th August 2024, the currency exchange rates of the Euro are as follows:
Note: Euro is the primary and official currency, but some tourist places may accept other major currencies, such as the US dollar (USD) and the British pound (GBP).
Whilst comparing travel quotes from different travel insurances for Croatia, make sure you are aware of the following:
Croatia is a beautiful getaway country you must try to visit for a perfect holiday. The experiences, natural landscape, architecture, and monuments the country holds are like something you’ve never seen before.
There are ten tourist regions in the country, each teeming with intriguing locations, towns, stunning scenery, magnificent scents, sounds, and sensations that beg to be experienced.
May to September - Croatia is a coastal country with mostly humid temperatures. The best time to visit Croatia is between May to September, with warm, sunny temperatures, not more than mid to high 30 degrees Celsius - ideal for a dip in the beach. You can also enjoy the winter where temperatures fall to 0 degrees Celsius in the country and 5 degrees Celsius along the coast.
Croatia is a very safe country for tourists. Some petty crimes can occur; hence it is advised to follow standard safety protocols in Croatia to protect yourself and your belongings.
The following is the list of international airports in Croatia:
For your trip to Croatia, consider a comprehensive travel insurance policy that protects you from unexpected events. At Digit, we prioritize your well-being and aim to ensure you travel worry-free. Our international travel insurance plans provide extensive coverage options at an affordable price.
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Disclaimer -
Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.
The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.
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