Buy International Travel Insurance for Thailand
Instant Policy, No Medical Check-ups

Travel Insurance for Thailand from India Online Starting ₹395

Thailand is a perfect blend of history and culture at almost every turn. The country has much to offer with its gleaming Buddhist temples, white-sand beaches, jungles, ancient ruins, and world-adored Thai food. Meditation retreats, religious festivals, underground cave shrines, and hilltop temples make it the ultimate getaway for all kinds of travellers.

While discovering Thailand, remember to opt for travel insurance. Travel insurance for Thailand protects you against medical and non-medical emergencies, trip cancellations, and lost luggage, ensuring a worry-free journey for business or leisure.

Is Travel Insurance Mandatory for Thailand?

No, travel insurance is not mandatory for Indians travelling to Thailand. However, unlike your travel expenses, travel insurance is cheap and will protect you against all odds!

What is the Cost of Travel Insurance for Thailand from India?

A $50,000 Thailand Travel insurance plan from India for 4 days - 1 adult starts from ₹395 (excluding GST).

Thailand Visa for Indian Passport Holders

Thailand is the perfect getaway for people who want to experience Southeast Asia, which is considered the hub of Asia’s Tourism Industry. It offers foreigners the opportunity to enjoy its striking natural beauty, warm beaches, beautiful mountain regions, energetic cities, distinctive culture, friendly locals, and delicious food, all of which provide unique experiences many will not find in the West.

For Indian nationals, obtaining a Thailand visa is often referred to as a necessary first step. With this visa, you may travel across Thailand. Multiple types of visas apply to Thailand and cater to the different needs of foreign visitors. You can apply for the kind according to the duration and purpose of your required stay.

Visa-Free Entry for Indian Tourists - In November 2023, Thailand announced it would grant Indians visa-free entry for six months until 10 May 2024. The Tourism Authority of Thailand has now announced an extension to the facility, allowing visa-free entry to Indians for six extra months until 11 November 2024.

The visa fee is 2,000 THB for a single entry and must be paid in cash only. The Visa-on-Arrival application process is very straightforward and can be accomplished quickly upon arrival in Thailand.

Tourist Visa through the Thai Embassy-If you need a tourist visa for up to 60 days, you need to apply in Advance at the Royal Thai Embassy.

Thailand Visa for Indian Citizens

Visa Category Validity of Visa & Stay
Visa on Arrival Permitted to stay for a period not exceeding 15 Days
Transit Visa Visa valid for 3 Months | Permitted to stay for a period not exceeding 30 Days
Tourist Visa (Single Entry) Visa valid till 10th May 2024 | Permitted to stay for a period not exceeding 30 days.
Tourist Visa (Multiple Entry) Visa valid for 6 Months | Permitted to stay for a period not exceeding 60 Days (each entry).
Non-Immigrant Visa (Single Entry) Visa valid for 3 Months | Permitted to stay for a period not exceeding 90 Days
Non-Immigrant Visa (Multiple Entry) Visa valid for 6 Months or 1 Year | Permitted to stay for a period not exceeding 90 Days (each entry)
Three Year Non-Immigrant Visa' B' (Multiple Entry) Visa valid for 3 Years | Permitted to stay for a period not exceeding 90 Days (each entry)

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Thailand Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Get Quote Get Quote

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy International Travel Insurance for Thailand with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Compare Thailand Travel Insurance Quotes

Whilst comparing travel quotes from different travel insurances for Thailand, make sure you are aware of the following:

  • The benefits available and the limit of the Sum Insured for each. For example, in Thailand, you’ll need at least 30$ a day for a financial emergency. Hence, it’s important to see how much your travel insurance plan will cover in case of any financial emergency. The same goes for medical and other emergencies. Make sure the plan ensures you meet Thailand’s standards.
  • Terms of claims. The terms can often be tricky and very rare, meaning that despite the benefit, you’ll never really be able to claim it.
  • The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance.

Why Choose Digit for Thailand Travel Insurance from India?

  • Baggage Delays in Transit Become Easier to Deal with - You may experience baggage delays in transit while travelling to a foreign land. Our travel insurance policy will help cover the financial losses during such times.
  • Get Coverage for Hospitalisation - If you experience health complications requiring hospitalisation, the high sum insured offered by Digit will ensure that treatment costs, room rent, etc., are sufficiently covered.
  • Get Emergency Trip Extension - If you need to lengthen your stay due to an emergency during your trip, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalisation.
  • Receive Personal Liability and Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
  • Compensation for Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
  • Loss of Passport - If you lose your passport or it is stolen, expenses related to its re-issuance would be covered under Digit’s international travel insurance policy.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Thailand's Official Currency?

Thai Baht is the official legal currency of the Kingdom of Thailand (formerly Siam). For coinage, the Baht is divided into 100 satangs (comparable to cents in Canadian or US dollars) and denoted with the symbol ฿.

The Baht is available in note form in denominations of 20, 50, 100, 500, and 2000 and coin form in 1, 2, 5, and 10. A Baht comprises 100 santang, available in 1, 5, 10, 25, and 50 santang coins.

As of 24th June 2024, the currency exchange rates of Thai Baht (THB) are as follows:

Country Currency Thai Baht (THB)
India 100 INR 43.93 THB
United States of America 100 USD 3,666.10 THB
Europe 100 EUR 3,927.68 THB
Japan 100 JPY 22.96 THB
United Kingdom 100 GBP 4,642.78 THB

Note: Thai Baht (THB) is the official currency, but US dollars and euros are also acceptable in hotels, airports, or international chains, especially in Bangkok, Thailand.

What is Thailand Famous for?

Land of Smiles, Spirituality and Tranquility, Thailand is famous for its pleasant and polite locals, diverse and stunning temples and of course, the beautiful white sand beaches; Thailand has been a popular tourist destination for both Indian tourists and foreigners alike.

Flight tickets are so cheap, making for a quick holiday for anyone looking to take some time off. Whether you’re going there for a spiritual retreat, wander off the beaches and experience the underwater life or are just going there for your bachelorette or a massive shopping spree, there’s a lot Thailand has to offer for backpackers, solo travellers, families, couples and even a group of friends!

Best Time to Visit Thailand

Like the weather in most cities of India, Thailand’s weather varies throughout the year, with Summer, Monsoons, and Winter as its primary seasons.

The best time to visit Thailand would probably be between October to February, since it won’t be too hot and there won't be the heavy rains to ruin your beach and adventure sports experiences either.

Safety Tips When Travelling in Thailand

Thailand is a fairly safe country. However, owing to its large influx of tourists, you need to be wary of a couple of travel scams and petty crimes.

  • Avoid the tuk-tuk drivers in Bangkok, especially if they’re being over-friendly or too pushy.
  • Similarly, don’t believe anyone who says they’ll take you to the Lucky Buddha Temple in Bangkok. That is a tourist scam in Thailand, usually by tuk-tuk drivers and scam tour guides- who will probably lure you into buying fake gems later.
  • If you’re renting a scooter to ride around on, be very careful (and please wear a helmet).
  • If you’re going out drinking, be sure who makes your drinks and be especially careful in tourist-heavy spots. There are many travel scams of foreigners being drugged and robbed at bars and clubs.
  • If you’re considering putting together a vlog or travel video using your drone, be careful. There are several restrictions in specific areas on flying drones, and you may need permission from the necessary authorities.
  • Avoid red light areas, and even if you’re going there, do not take photos (it’s prohibited in most areas) and stay cautious of pickpockets and misleading Thai massages.
  • Don’t litter anywhere. There’s a cost for it, especially on the beach! If you’re found littering, authorities in Thailand could fine you between 2000 THB to 100,000 THB (INR 4000 to 2 lakhs!), or you could even face some time in prison!
  • Smoking is banned on many beaches and public areas, so be careful! Additionally, Electronic cigarettes/vaping have been banned in Thailand since 2014.

List of Indian Consulates and Embassy in Thailand

Contact City Official Site
Embassy of India  Bangkok https://embassyofindiabangkok.gov.in/

List of Airports in Thailand

There are 39 airports, of which 10 are international airports. Following is the list of international and domestic airports in Thailand.

Name of Airport Type
Phuket International Airport, Phuket International Airport
Suvarnabhumi International Airport, Bangkok International Airport
Don Mueang International Airport, Bangkok International Airport
Hat Yai International Airport, Songkhla International Airport
Samui International Airport, Surat Thani International Airport
Chiang Mai International Airport, Chiang Mai International Airport
Krabi Airport, Krabi International Airport
Udon Thani International Airport, Udon Thani International Airport
Lampang Airport, Lampang Domestic Airport
Sukhothai Airport, Sukhothai Domestic Airport

FAQs about Thailand Travel Insurance from India

Does everyone need travel insurance?

Travel insurance can be helpful, but it's not always necessary. The key to knowing if you need travel insurance is figuring out your specific risks for any given vacation and then deciding if you can buy coverage that adequately protects you from any financial losses and pitfalls that might occur.

Is healthcare expensive in Thailand?

Yes, Thailand's healthcare costs are significantly more expensive than India's.

Is Thailand travel insurance mandatory for Indians?

No, Thailand travel insurance is not mandatory for Indians, but it can provide peace of mind, financial security, and support during unexpected circumstances.

What insurance to buy for Thailand?

To travel to Thailand, it's essential to have comprehensive travel insurance. This insurance should financially protect you in various situations, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage.

Can I add insurance to my flight after booking?

Yes, you can buy travel insurance after booking your trip. However, it's always best to purchase insurance as early as possible.

What does travel insurance not cover?

Travel insurance does not cover trip extensions due to childbirth, flight delays if your airline has already informed you about them at least 6 hours in advance, trip abandonments due to pre-existing illnesses or health conditions, or trip cancellations due to visa rejection.

Can Indians get Thai visas online?

Yes, Indians can get Thai visas online through their official website if they opt for an e-visa. Alternatively, you can opt for a visa offline through visa-on-arrival.

How long does it take for a Thai visa to be approved?

A Thai visa usually takes 5 - 10 working days to approve. However, it can vary depending on the type of visa, the applicant's nationality, and the completeness of the documents. Applicants who submit incorrect or invalid documents may experience delays or have their applications rejected.

How many days is a Thailand visa on arrival valid?

A Thailand visa on arrival is only valid for up to 15 days and is only available to citizens of certain countries and territories, including India.

Are Indian Rupees accepted in Thailand?

No, Thailand doesn't accept Indian rupees. You must convert your money to Thai Baht before travelling to Thailand.

Is entry to Thailand visa-free for Indians?

Yes, Indians can enter Thailand visa-free. Thailand's visa-free entry facility came into effect in November 2023, allowing Indians to stay for up to 30 days without a visa. The Tourism Authority of Thailand announced visa-free entry to Indians until November 11, 2024.