Travel Insurance for Switzerland from India Online, Starting ₹515
Located in central Europe, this small mountainous country offers nothing less than a jaw-dropping experience. Visiting Switzerland includes 13 UNESCO World Heritage Sites, sparkling glaciers, and medieval villages.
You can travel through the country and witness nature at its finest. The cities of Zürich and Geneva are among the most populous in Switzerland. Zürich is home to plenty of museums and a vibrant culture. Geneva is known as a global financial center for diplomacy, offering to explode business opportunities because of the presence of numerous international organizations.
Switzerland is a beautiful destination for a getaway to ease your mind and find peace. Before flying to Switzerland from India, you should secure yourself with travel insurance to enjoy a safe trip.
Digit's International Travel Insurance for Switzerland covers and benefits you in unpredictable situations such as flight delays, passport loss, baggage delay, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!
Is Travel Insurance Mandatory for Switzerland?
Yes, travel insurance is mandatory when travelling from India to Switzerland. Being a part of the Schengen countries, Switzerland has mandated travel insurance with adequate health coverage.
Your travel insurance must cover medical treatment and evacuation for at least €30,000 and must be valid throughout the entire Schengen Zone and the duration of your trip.
You can apply for a Schengen Visa from India to visit all 26 countries in the zone.
What is the Cost of Travel Insurance for Switzerland from India?
A $50,000 Switzerland travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Switzerland Visa for Indian Passport Holders
If there’s just that one place on everyone’s places to go in my lifetime list, it would probably be Switzerland. Barring Bollywood’s obsession with shooting romantic songs across the green pastures of Switzerland, it is the perfect destination for everyone else, too, from young couples and honeymooners to a group of friends or your entire family.
Switzerland has much to offer, from breathtaking mountains to its fairy-tale-like green meadows and even some gorgeous hiking trails, including the best chocolates ever!
Before you start mapping out your itinerary and counting down your vacation days, ensure you’ve got your Switzerland visa and essential documents, such as your travel insurance policy, in place.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Switzerland Travel Insurance Plans that fit your needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here
What's Not Covered?
Digit's Travel Insurance from India to Switzerland covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between the scheduled arrival of an incoming flight and the scheduled departure of a connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Switzerland, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Switzerland with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Switzerland Travel Insurance Policy from India?
- Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy. Even if you lose your passport due to burglary and theft or the government advises against travel, you will be covered.
- Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city. This includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuing the emergency certificate or duplicate passport so that you can return to enjoying your trip.
- Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment, you are hospitalised and low on cash, you can use the daily allowances provided by Digit, the maximum number of nights as specified in the policy schedule.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Switzerland’s Official Currency?
The official currency of Switzerland is the Swiss franc (CHF). Each franc is divided into 100 rappen.
Swiss banknotes in denominations of 10, 20, 50, 100, 200, and 1000 are available, as are 1, 2, and 5 franc coins. Rappen comes in coins of 5, 10, 20, and 50.
As of 1st August 2024, the currency exchange rates of the Swiss franc (CHF) are as follows:
Note: The Swiss Franc (CHF) is the official currency accepted everywhere in Switzerland. However, the Euro is often accepted everywhere, especially in shops, hotels, rail stations, and gas stations.
Compare Switzerland Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Switzerland, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each .Terms of claims.
- A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Switzerland Famous For?
Switzerland is known as an ideal destination for honeymoon couples. However, this European country is adored by all across the world. Switzerland tempts travel enthusiasts from every corner of the globe with its ice-capped mountains, lush green floras, delicious chocolate and cheese, and classy watches.In addition, Switzerland is famous for its Swiss culture, living standards, cuisines, festivals, etc., and attracts most travelers' attention. If you are looking for an exotic escape to the land of the scenic Alps, plan a trip to Switzerland.
When is the Best Time to Visit Switzerland?
The best time to visit Switzerland is from June to August to explore its picturesque views. However, considering its pleasant temperature and pristine nature, it is also the most crowded season. Autumn (September and October) offers astonishing landscapes and a mild, cool temperature, making it the most suitable time to hike in the Swiss Alps.
Safety Tips When Travelling to Switzerland
Travelling in an unknown country can be hazardous if you are unaware of the safety protocols. Here are some of the necessary measures you must follow to enjoy a safe and secure journey:
- Always keep your belongings and valuables in safe places to avoid pickpocketing or robbery.
- Keep your passport and photocopies of other documents handy while travelling.
- Switzerland is prone to heavy rainfall most of the year. Hence, always stay updated with the weather forecasts before stepping out of the hotel.
- Abide by law and order to stay protected from legal penalties and punishments.
- Always follow the marked path while hiking, and don't get alienated from the group.
- Keep the contact details of the Indian Embassy and reach out to them during severe issues.
- Be aware of cybercrime, credit card and ATM fraud and always inspect the hotel's security system before checking in.
- Despite being a peace-loving and safe country for foreigners; however, some people may experience scams in Switzerland.
- Don't forget to opt for travel insurance to stay protected from unexpected financial burdens.
International travel insurance covers you in case of financial outflow due to thefts or losses of your personal belongings, flight delays and cancellations, passport loss, medical emergencies, etc.
List of Indian Consulates and Embassy in Switzerland
List of Airports in Switzerland
The following is the list of international and domestic airports in Switzerland:
FAQs about Switzerland Travel Insurance from India
Does Switzerland's travel insurance cover skiing and hiking accidents?
Yes, travel insurance policies for Switzerland cover skiing and hiking accidents. However, it's crucial to check the specific terms and conditions of your policy.
What insurance is required in Switzerland?
To travel to Switzerland, it's essential to have comprehensive travel insurance. This insurance should financially protect you in various situations, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage.
How does travel insurance cover trip cancellations in Switzerland?
If your trip gets canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
Can I get travel insurance that covers emergency medical evacuation in Switzerland?
Yes, medical treatment and evacuation exigencies coverage covers unexpected emergencies requiring hospitalization due to illness or acute pain. We will pay reasonable charges as per your policy.
How to get travel insurance for Switzerland?
You can get Switzerland travel insurance either offline or online. You can compare different international travel insurance plans, and depending on your budget, you can buy a Switzerland travel insurance policy.
How can I file a claim if I face a medical emergency in Switzerland?
To file a claim, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.
How much does travel insurance for Switzerland cost?
You can avail of Digit’s Switzerland travel insurance policy for a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for four days for an adult.
Can I purchase Digit travel insurance for just a few days?
Yes, you can purchase travel insurance for just a few days or several months.
What are some additional tips for buying Digit's travel insurance for Switzerland?
When buying Digit's travel insurance for Switzerland, it's essential to read the policy document thoroughly to understand the coverage and exclusions. You should check if the insurance provider has a 24-hour emergency assistance helpline and a network of hospitals and medical providers in Switzerland.
Do you need to notify the travel insurer about health problems?
If you did not tell your travel insurer about an existing health problem before you took out the insurance, you may not be covered if you need treatment for this while you're away. You may be unable to claim the cost of any medication you usually need and may have to take while traveling.
Is travel insurance mandatory for Switzerland?
As a member of the Schengen Countries, travel insurance is mandatory when visiting Switzerland.
What happens if you don't have insurance in Switzerland?
Not having the required insurance in Switzerland can have serious consequences, such as high medical costs, legal issues, and denied service. It is important to understand that appropriate insurance is essential to protect yourself financially and ensure access to necessary medical care.
Do tourists need health insurance in Switzerland?
Yes, tourists need to have adequate health insurance coverage to visit Switzerland. The insurance should cover essential medical treatment costs, such as hospital stays and repatriation in the event of an accident or illness. It should also protect you from unforeseen events like trip delays, cancellations, or lost baggage.
Does travel insurance cover adventure activities in Switzerland?
Yes, travel insurance covers adventure activities You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional during your trip.
Can I extend my travel insurance while in Switzerland?
Yes, you can extend your travel insurance while in Switzerland, but it depends on the terms and conditions of your insurance provider. With Digit tarvel insurance, if your trip is extended due to unavoidable circumstances mentioned in your policy documents and you must stay longer than expected, you will be reimbursed for the costs.
Is travel insurance necessary for short trips to Switzerland?
Even for short trips to Switzerland, travel insurance is recommended as the potential costs of medical emergencies or other unforeseen circumstances can be significant. Purchasing travel insurance will protect against High medical expenses, emergency evacuation, trip cancellation or interruption, and baggage loss or theft. It provides peace of mind and financial protection.
Do I need travel insurance for Switzerland?
Yes, travel insurance is recommended for tourists who visit Switzerland. It can protect you from unexpected events like flight delays, lost baggage, and medical assistance.