Buy International Travel Insurance for Sweden
Instant Policy, No Medical Check-ups

Travel Insurance for Sweden from India Online, Starting ₹515

Sweden is a Nordic country in Scandinavia with much to offer regarding natural resources, development and economic growth, pop culture, art, futuristic environmental reforms, cuisine, and much more! Sweden is a perfect destination for leisure, business, and education.

Before you start your trip, ensure you have the correct travel insurance to Sweden, which will secure you financially throughout your journey. You can easily purchase your international travel insurance from Digit online through our simple, quick, hassle-free process.

Is Travel Insurance Mandatory for Sweden?

Yes, travel insurance is mandatory when traveling to Sweden. Sweden is a part of the Schengen countries; hence, to acquire a Sweden Schengen visa, you must have valid Travel Insurance.

When traveling to Sweden, your international travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.

What is the Cost of Travel Insurance for Sweden from India?

A $50,000 Sweden Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

Sweden Visa for Indian Passport Holders

Tourists planning to visit Sweden must apply for a Schengen visa. This visa is generally valid for 90 days, and tourists must apply well in advance to avoid delays.

Normally, Sweden visa applications are processed in around 15 days. However, delays can happen in some cases. So, it is ideal to proceed with the application while keeping sufficient time to avoid interruption.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Sweden Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

×

Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

×

Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

×

Smooth transit covers

×

Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's Not Covered?

Digit's Travel Insurance from India to Sweden covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no traveling.
  • Daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
  • Death or disability won't be covered after 365 days of the accident that has caused it.
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day. 
  • Acts of War are not covered. 
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
  • Delay of checked-in luggage is not covered if the delay is due to customs.
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.
  • Trip extensions due to childbirth or related matters can't be covered.
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
  • Trip cancellations due to rejection of visa are not covered.

With us, get access to VIP claims

After you buy our international travel insurance for Sweden, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Sweden with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Sweden Travel Insurance Policy from India?

  • Total Loss of Checked-in Baggage - If your checked-in bag is lost permanently by the airline, we will cover you and pay your sum insured on pro-rata basis.
  • Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
  • Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
  • Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
  • Dental Treatment Emergency - Dental treatment provided by a dentist during your trip, due to an accidental injury or acute pain in your natural teeth is covered up to the limits shown on your policy schedule.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Sweden’s Official Currency?

The Swedish krona (SEK) is Sweden's currency, and its symbol is 'kr.'

Coins currently in circulation are 1 krona and 5 and 10 kronor. Banknotes are in denominations of 20, 50, 100, and 500 kronor.

As of 7th August 2024, the currency exchange rates of SEK are as follows:

Country Currency SEK (Swedish Krona)
India 100 INR 12.44 SEK
United States of America 100 USD 1,044.41 SEK
Europe 100 EUR 1,140.86 SEK
Japan 100 JPY 7.10 SEK
United Kingdom 100 GBP 1,329.29 SEK
Australia 100 AUD 685.69 SEK

Note: Some hotels might accept Euro and US Dollars in Sweden.

Compare Sweden Travel Insurance Quotes

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:

  • The medical benefits available and the Sum Insured limit for each.
  • The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

What is Sweden Famous For?

From exploring diverse landscapes and the Northern Lights to ancient towns and rich history, this Nordic nation has a lot to offer. Sweden is famous for its ultimate traveler's paradise, offering picturesque views and greeneries. It is one of the top destinations for many adventure lovers.

When is the Best Time to Visit Sweden?

You can visit Sweden at any time of the year to experience the lush greenery. However, the best time to visit Sweden, is generally between May to September.

However, if you are interested in winter adventure sports like skiing and dog sled riding, visiting the country during the post-winter months will be a great choice.

Safety Tips When Travelling to Sweden

Sweden is considered one of the safest nations in the world. Some of the essential safety measures to adopt on visiting Sweden:

  • It is important to check weather conditions before leaving for the Sweden trip. This ensures you stay prepared for any adverse climatic conditions.
  • Petty crimes are common in most places; hence, refrain from carrying a large amount of cash, jewellery, and other valuable objects in crowded places.
  • Be careful while withdrawing excessive cash from ATMs. If you notice any sketchy activity, contact the local activities or seek necessary help.
  • Though Sweden has offered relaxation in the COVID-19 stringency, however, tourists visiting the country must abide by the prevailing health guidelines.
  • Avoid booking hotel accommodations from third-party websites as there may be discrimination in prices for the same room.
  • Always stay updated with government guidelines and rules.
  • Be aware of taxi scams.
  • Check the price of drinks before ordering in a bar or pub as they tend to be quite expensive.
  • As in other countries, tourist scams in Sweden are quite common; it is best to remain alert when traveling to this country to avoid falling prey to such fraud.

Furthermore, you need to get international travel insurance to safeguard your monetary interests. This insurance can cover you in case of any unexpected medical charges or flight cancellation charges.

List of Indian Consulates and Embassy in Sweden

Contact City Official Site
Embassy of India Stockholm https://www.indembassysweden.gov.in/

List of Airports in Sweden

The following is the list of international airports in Sweden:

Name of Airport Type
Stockholm Arlanda Airport (ARN) International
Göteborg Landvetter Airport (GOT) International
Malmö Airport (MMX) International
Stockholm Bromma Airport (BMA) International
Luleå Airport (LLA) International

 

The best travel insurance for Sweden covers you from financial losses caused by mishaps during your trip. Digit offers travel insurance that focuses on keeping you safe and relaxed while you travel. Our plans cover many different things and are affordable.

FAQs about Sweden Travel Insurance from India

Do Indians need a visa for Sweden?

Yes, as Sweden is part of the Schengen Area, Indian travelers require a valid Schengen visa to visit.

Can I get travel insurance that covers emergency medical evacuation in Sweden?

Yes, medical treatment and evacuation exigencies coverage covers unexpected emergencies requiring hospitalization due to illness or acute pain. We will pay reasonable charges as per your policy.

How much does travel insurance for Sweden cost?

You can avail of Digit’s Sweden travel insurance policy for a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for four days for an adult.

What are some additional tips for buying Digit's travel insurance for Sweden?

When buying Digit's travel insurance for Sweden, it's essential to read the policy document thoroughly to understand the coverage and exclusions. You should check if the insurance provider has a 24-hour emergency assistance helpline and a network of hospitals and medical providers in Sweden.

What would happen if I lost my passport in Sweden?

If you lose your passport, Digit Travel Insurance will cover the costs of issuance of an emergency certificate, duplicate passport replacement procedures, or guiding you to contact your embassy or consulate for the necessary documentation so that you can get back to enjoying your trip.

Can I buy travel insurance for Sweden online?

Yes, you can buy travel insurance for Sweden online. You can compare benefits and premiums from different insurance providers and choose the right trip policy.

Does the Sweden travel insurance cover flight cancellation?

Yes, Digit’s Sweden travel insurance covers flight cancellations. If your trip is canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.

Do I need travel insurance to go to Sweden?

Yes, travel insurance is needed to go to Sweden as it is part of the European Union's Schengen area, which requires travel insurance for visitors from outside Europe.