Travel Insurance for Sri Lanka from India Online, Starting ₹395
Have you traveled all across South India and loved its culture?
Well, then, you would probably adore the feel of Sri Lanka. One of India’s closest neighbours, this country holds unparalleled beauty that you must see to believe, and it now offers visa-free travel for Indians.
But hold on!
What about insurance for the trip? Stepping out of the country is risky, but doing so without proper safety measures is outright dangerous.
Sri Lanka travel insurance can significantly reduce your financial burden in the event of emergencies on the trip. Whether it is a sudden medical need or you end up losing your baggage in transit, your insurer will bear the cost for all such unplanned instances. Being able to claim such help, especially when you are in a foreign land, can be a lifesaver.
Is Travel Insurance Mandatory for Sri Lanka?
No, Sri Lanka does not mandate travel insurance for individuals travelling from India. Nonetheless, it is a wise move to opt for such policy coverage on your travels to the island nation. As a traveller, you may face several serious issues, leading to increased financial liability during the trip.
Travel insurance for Sri Lanka from India can effectively limit such unplanned expenses, securing your travel.
What is the Cost of Travel Insurance for Sri Lanka from India?
A $50,000 Sri Lanka Travel insurance plan from India for 4 days - 1 adult starts from ₹395 (excluding GST).
Sri Lanka Visa for Indian Passport Holders
Sri Lanka visas for Indians facilitate an individual's legal entry into the country and regulate the period of their stay and the conditions governing such stay.
There are the following kinds of visa permits:
- Visit Visa - A visit visa is an entry permit signifying the Sri Lankan Government's consent for the admission of a foreign national to the country. The visa contains details of the period of time and the condition of the stay.
- Tourist Visa - A tourist visa is issued to bona fide tourists who want to enter Sri Lanka for sightseeing or holidaying, visit friends and relatives, get medical treatments, art, music, dance events, or sports events for a short period.
- Business Purpose Visa - A business purpose visa is issued to foreign nationals who visit Sri Lanka for a short period for business purposes.
- Residence Visa - A non-Sri Lankan can obtain residence facilities for particular purposes.
- Transit Visa - A transit visa is an entry permit granted to a foreign national for admission into Sri Lanka for a short incidental period during his journey to another destination.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Sri Lanka Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Sri Lanka, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Sri Lanka with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Indonesia Travel Insurance Policy from India?
- Medical Assistance for Adventure Activity - If you injure yourself while rock climbing or participating in any such adventure sports in Sri Lanka, you can claim your Digit travel insurance.
- Affordable Plans - Travelling to a foreign location involves a range of expenses. Digit travel insurance for Sri Lanka from India starts from just ₹395 (excl. 18% GST) per day for one adult. The sum insured for such a policy is $50,000.
- Passport/Visa Loss Cover - Suppose you travel with your passport in your pocket. During the day, it falls off without you noticing. Digit’s policy also offers a safeguard for such events. You can claim the cost for issuance of the lost passport, guaranteeing that you don’t have to bear the associated cost out of your own pocket.
- Personal Liability - In some cases, you may unintentionally destroy a third-party property due to an accident during a road trip in Sri Lanka. Digit’s policy will help you claim the damage amount, shifting the entire liability onto your insurer.
- Luggage Mix-up is Easy to Deal with - Sri Lanka travel insurance can help you out when there is a delay or a mix-up with your luggage in transit. Digit allows you to claim a certain sum from the policy to buy the essential items in your luggage if you are experiencing a delay while receiving the luggage.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Sri Lanka’s Official Currency?
The Sri Lankan Rupee (LKR) is the official currency of Sri Lanka. Its currency symbol is ₨. The Rs is divisible into 100 cents.
Sri Lankan currency in circulation includes 1, 2, 5, 10, 25, and 50-cent coins and one, two, five, and 10 rupee coins.
Banknotes are available in denominations of 20, 50, 100, 200, 500, 1,000, 2,000, and 5,000 rupees.
As of 4th July 2024, the currency exchange rates of LKR are as follows:
Note: The Indian rupee (INR) is accepted in Sri Lanka as a designated foreign currency but is not a legal tender for domestic payments. US Dollars (USD), Euros (EUR), British Pounds (GBP), and Australian Dollars (AUD) are also accepted, especially in hotels, travel agencies, and some larger businesses.
What is Sri Lanka Famous For?
Sri Lanka, known as the ‘Pearl of the Indian Ocean,’ is a tiny island. However, it is so beautiful and rich in heritage that tourists can spend a considerable period of time appreciating its splendor.
Besides the beaches in Sri Lanka and its diverse wildlife, visitors can also dig into the delicious cuisine on offer. Whether you are a vegetarian or a full-fledged carnivore, Sri Lanka’s cuisine will leave you wanting for more.
When is the Best Time to Visit Sri Lanka?
- October to March - The temperatures of the country remains constant between 27 degrees and 30 degrees Celsius throughout the year. However, what makes this period the best time to visit Sri Lanka are the dry conditions.
- April to July - During this time, a major part of the country receives heavy rainfall. The monsoon intensifies in the month of May and June, which can significantly interfere with your travel plans if you do decide to visit at this time.
Safety Tips When Travelling to Sri Lanka
- Pickpocketing - This is an almost constant threat that is prevalent in most Asian countries. Try not to carry too much loose cash with you on your outings. Be mindful of items inside your pockets or bags at all times.
- Scam - Tourists often encounter scams in Sri Lanka. Be wary of who you trust while touring the nation. Otherwise, you may fall prey to a host of unfavorable deals.
List of Indian Consulates and High Commission in Sri Lanka
List of Airports in Sri Lanka
Following is the list of international and domestic airports in Sri Lanka.
FAQs about Travel Insurance for Sri Lanka
Does Sri Lanka offer visa-free to Indians?
Indian citizens can now travel to Sri Lanka visa-free. This comes after the announcement shared by Minister Sabry, stating that visa-free entry will now be in effect till 31st March 2024 for India, China, Russia, Malaysia, Japan, Indonesia and Thailand. However, you will still be required to apply for an ETA before arriving in Sri Lanka.
Is Sri Lanka safe for travel?
Yes, Sri Lanka is a relatively safe country for tourists. However, touts, scammers, and limited terrorist activities are known to take place in the nation.
Does travel insurance for Sri Lanka cover the loss of baggage?
Yes, Digit Travel Insurance in Sri Lanka offers coverage for baggage loss or luggage delay, and we will compensate you after deducting depreciation.
Is it mandatory to buy medical travel insurance for Sri Lanka?
Yes, medical travel insurance is mandatory in Sri Lanka. It will protect against unforeseen circumstances during your trip.
I am traveling to Sri Lanka with my friend. Will I have to purchase a separate travel insurance policy for her?
No, you can purchase a single travel insurance policy and pay a marginally higher premium to avail coverage for both you and your friend. Digit’s travel insurance policy offers a sum insured of $50,000 each for a traveler for 4 days’ travel to Sri Lanka at a premium of ₹790 (excl. 18% GST).
I am traveling to multiple destinations in Sri Lanka. Should I purchase Travel Insurance?
Yes, you should purchase travel insurance if you travel to multiple destinations in Sri Lanka. It is always recommended to check the policy wording to see if there are any age restrictions for you or anyone traveling with you and what the specific criteria are for including multiple people on one policy.
How can I cancel my Sri Lanka travel insurance policy with Digit Insurance?
You can cancel your travel insurance policy by calling Digit Insurance's customer care at 1800-258-5956 or emailing hello@godigit.com. Digit Insurance is available 24/7, including on national holidays. You can also give us a missed call, and Digit Insurance will call you back within 10 minutes.
Is travel insurance mandatory for Sri Lanka?
No, travel insurance is not mandatory when traveling to Sri Lanka. However, having one can help you protect yourself financially against unforeseen circumstances during your trip.
Why should I get travel insurance for Sri Lanka?
A travel insurance plan for Sri Lanka will provide coverage against medical emergencies that may occur during your trip, such as illness or injury, if you plan on participating in activities like hiking, surfing, or other adventure sports with a higher risk of injury.
What should I do in case of a medical emergency in Sri Lanka?
Contact your travel insurance provider immediately for assistance, as Digit travel insurance covers unexpected emergencies requiring hospitalization due to illness or acute pain. We will pay reasonable charges as per your policy.
How much does travel insurance for Sri Lanka cost?
Digit's Sri Lanka travel insurance policy covers a sum insured of $50,000, and the premium starts at ₹395 (excluding GST) for 4 days for an adult.
If my travel dates to Sri Lanka change, can I change the dates mentioned in the policy?
Yes, you can change the travel dates mentioned in the policy before the commencement of your travel insurance plan to the exact date of travel.
Will Digit travel insurance cover any pre-existing diseases?
No-digit travel insurance for Sri Lanka from India does not cover pre-existing diseases. When buying travel insurance online for Sri Lanka, carefully read the policy wording.