Travel Insurance for Spain from India Online, Starting ₹515
If you are planning to visit Europe, you can always start with Spain, one of the most technologically advanced, historically rich, and visitor-friendly countries on the continent. Spain is one of the most visited countries in the world, and the Spanish authorities have done everything they can to ensure that travelers have a splendid time there.
Before you start planning your trip, however, you have to buy a Spain travel insurance policy. Spain travel insurance will cover any emergency and unplanned costs, come in handy in case you lose your passport or similar important documents, and provide many other benefits.
Is Travel Insurance Mandatory for Spain?
Yes, a travel insurance policy is mandatory for Indians traveling to Spain with a Schengen visa. However, buying travel insurance for Spain is still essential for tourists. Whether you intend to participate in adventure sports or simply do other touristy things, unforeseen risks may lurk around the corner in Spain. These policies can minimize your financial loss from such dangers.
What is the Cost of Travel Insurance for Spain from India?
A $50,000 Spain travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Spain Visa for Indian Passport Holders
All Indians need a valid Schengen visa for Spain. A Schengen visa is a long- or short-term visa that allows you to enter the Schengen zone in the European Union, consisting of 27 countries that follow a standard visa policy. Indians can easily get a Spain visa when planning to visit Schengen countries.
A tourist visa is valid for up to 90 days and should be applied for one to two months in advance since the process could take time, and you don’t want any last-minute surprises!
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Spain Travel Insurance Plans that fit your needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Spain, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Spain with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Spain Travel Insurance Policy from India?
Digit is one of India’s top travel insurance companies with excellent settlement rates. Whenever you need travel insurance to Spain, think of Digit for the following reasons:
- Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Loss of Passport, Driving License, and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, it stops you from continuing your trip. Then we'll cover costs incurred in the issuance of an emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city, which includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
- Compassionate Visit - If you are unexpectedly hospitalized during the coverage period, we've got your back. We'll cover the expenses for a visit from one of your immediate family members, friends, or relatives. This includes their economy class transportation and lodging costs, up to the limits in your policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Spain's Official Currency?
The currency in Spain is the euro (EUR), which has the symbol €. Each euro is divided into 100 cents in 1, 2, 5, 10, 20, and 50 coins. Banknotes are in denominations 5, 10, 20, 50, 100, 200, and 500.
As of 12th July 2024, the currency exchange rates of EUR are as follows:
Note: You cannot use any currencies other than the Euro anywhere in Spain.
What is Spain Famous For?
Spain is well-known for its diverse food habits and very high-quality wines. If you are travelling for the first time to Spain, you must be careful when checking out their local dishes and beverages. Spain is famous for its fascinating scenery, brilliantly preserved Roman ruins, churches, and many grand buildings that have been carefully restored.
Spain’s churches are almost always heritage structures, and these churches are among the oldest and most iconic in Europe. The language barrier can be difficult initially. However, Spanish people always speak English. Spain is known worldwide for its football clubs. Major clubs like Barcelona and Valencia attract many visitors each year.
When is the Best Time to Visit Spain?
- March to May - If you are planning to visit the northern parts of Spain, spring months are the best time to visit Spain. The temperature is always cool and in the mid-20s Fahrenheit. As the summer season arrives, the temperatures start mounting, but it is never too hot in any real sense.
- September to November - These are the months that constitute fall time in Germany. During this period, the crowds are comparatively low, and the money you must spend is also within range.
Before you book your flight tickets to Spain’s most famous destinations, always plan ahead. Keep in mind that the real tourist season generally starts in May and goes on until September. You can always skip the peak months.
Safety Tips When Travelling to Spain
Spain is a very safe country to visit. But do keep the following points in mind:
- Beware of Alcohol Poisoning - Alcohol poisoning is common in many countries. You have to be careful of what you are drinking and in what volume.
- Be Wary of Information Sources - Whenever you need any information, rely only on Government or official agencies and their websites.
- Do Not Fall into Scams - Scams in Spain are widespread across many countries. Be careful of them.
List of Indian Consulates and Embassy in Spain
FAQs about Spain Insurance from India
How can I get cheap travel insurance from India to Spain?
Many factors affect the cost of your travel insurance plan for Spain. These include the duration of your stay in the country, the number of people covered by the policy, and the sum assured selected under it.
You can customize your travel insurance policy to fit your budget and requirements. If you plan to visit Spain with your family, choosing an adequate sum so that every family member gets sufficient coverage during the trip is essential.
I'm going to Spain for a week, will I still need to buy travel insurance?
Yes, you need travel insurance to visit Spain, no matter the duration of your stay. Travel insurance will financially protect you in various situations, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage, among others.
How do I file a claim on my Spain travel insurance policy?
If you encounter a distressing situation during your trip, do not panic. To claim travel insurance, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.
Is Spain a part of the Schengen area?
Yes, Spain is part of the Schengen area. Indian citizens planning to visit Spain must apply for a Schengen Visa.
Will my U.S. health insurance work in Spain?
Your U.S. health insurance plan may not have global coverage, so it is recommended that you have travel insurance, which will cover unexpected emergencies requiring hospitalization due to illness or acute pain.
How much does travel insurance cost in Spain?
Travel insurance policies can vary in price depending on factors such as your age and health, the length and destination of your trip, and the level of coverage you choose. You can avail of Digit’s Spain travel insurance policy for a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for 4 days for an adult.
Is travel insurance mandatory to enter Spain?
Yes, as Spain is one of the Schengen countries, travel insurance is mandatory for every foreign national, including Indians.
Why is travel insurance for Spain expensive?
Travel insurance for Spain is expensive due to the high cost of medical treatment. Travellers often need expensive medical care, especially if they already have health issues.
Can I travel to Spain without travel insurance?
No, travel insurance is mandatory for Spain as it is part of the Schengen area, hence buying travel insurance for Spain is essential for tourists.