Travel Insurance for Singapore from India Online Starting ₹395
Singapore is one of the most preferred international destinations among Indians. The country has a vast diaspora of Indians, and its rich cultural heritage makes it a brilliant place for any vacation.
However, you must take the necessary safeguards to make the most of your visit to this stunning place. The best way to do this is to buy international travel insurance for Singapore trip.
An International Travel Insurance for Singapore will cover and benefit you in situations such as flight delays, loss of passport, baggage loss, medical emergencies, adventure sports, political unrest, and other such mishaps.
Is Travel Insurance Mandatory for Singapore?
No, a travel insurance for Indians traveling to Singapore isn’t compulsory yet. However, the last thing you want on a holiday is to be spending beyond your budget!
Moreover, a travel insurance for Singapore would also cover you for adventure activities, such as the famous zip-lining adventure across the beautiful Sentosa island. It's always wise to have valid travel insurance in place that will keep you protected against all the odds.
What is the Cost of Travel Insurance for Singapore from India?
A $50,000 Singapore Travel insurance plan from India for 4 days - 1 adult starts from ₹395 only (excluding GST).
Singapore Visa for Indian Passport Holders
Like our travel insurance, obtaining a tourist Singapore Visa for Indians is super simple and can be applied for online via any visa/travel agent. All you need to prepare is the following:
- Make sure your passport is valid for at least 6 months
- 2 Passport Size Photographs (35mm x 45mm, 80% face close-up, matte finish, white background)
- Tour Itinerary
- Confirmed flight tickets (round trip)
- A cover letter from the applicant mentioning the reason for travel and dates of travel addressed to ‘The Embassy of Singapore /The Consulate General of Singapore.’
- First time travelers to Singapore are also required to attach income tax papers of last 3 years along with bank statements of last 3 months.
- A leave letter from the company/employer on company letterhead.
- Although not compulsory, we’d also recommend attaching your hotel bookings and international travel insurance while submitting your documents.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Singapore Travel Insurance Plans that fit your needs
Basic Option | Comfort Option |
Medical Cover |
|
Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
|
Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
|
Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
|
Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
|
Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
|
Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
|
Smooth transit covers |
|
Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
|
Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
|
Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
|
Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
|
Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
|
Flexible Trip |
|
Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
|
Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
|
Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
|
Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
|
Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
|
Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Singapore with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Singapore Travel Insurance from India?
- Avail Coverage for Re-Issuance of Passport - If you lose your passport or it is stolen, expenses related to its re-issuance would be covered under Digit’s international travel insurance policy.
- Receive Compensation for Lost/Stolen Baggage - In case of luggage delay or theft in transit, you will receive a flat compensation against it.
- Personal Liability for Damage to Third Parties - If you have an accident with a local car that you have taken on rent, you are responsible for the damage caused. Still, with travel insurance, you will be covered for losses.
- Receive Hijack Distress Allowance - If the common carrier in which you are travelling has been hijacked, you will be paid a distress allowance up to the limit shown in your policy schedule for every 24 consecutive hours.
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstances, as mentioned in the policy, we will pay any unused and additional charges.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Compare Singapore Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Singapore, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each. For example, at a minimum, you could spend ₹1 - 1.5 lakhs for a simple fever and ₹7.5 - 8 lakhs for cardio care in Singapore. Check if the sum insured even covers minimum medical costs or not.
- Terms of claims. The terms can often be tricky and very rare, meaning that despite the benefit, you’ll never really be able to claim it.
- The claims process is done by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?
What is Singapore’s Official Currency?
Singapore's official currency is the dollar, denoted by the dollar symbol ($) or only the S dollar (S$). The Monetary Authority of Singapore issues the dollar as notes and coins, coded as SGD.
Singapore dollar is used in Singapore and Brunei, and the Brunei dollar is acceptable in Singapore.
As of 24th June 2024, the currency exchange rates of IDR are as follows:
The banknotes have the scenery of Singapore depicted on the back, a lion head watermark, a coat of arms, and the finance minister's signature. A series of notes was launched, namely the orchid series, bird series, ship series, and portrait series. The domination of the Singapore dollar is 9 in number, including 1, 5, 10, 25, 15, 100, 500, 1000, and 10000.
Note: Some restaurants might accept other major currencies, such as US Dollars (USD) or Euros (EUR).
What is Singapore Famous For?
With charming skyscrapers and city views, panoramic beaches, a foodie’s paradise, and picturesque hiking trails for adventurous souls—Singapore has become one of the most popular cosmopolitan cities to travel to. Attracting more than 17 million tourists every year, it is also a foodie's paradise.
It may be due to its diverse food scene and beautiful islands or its yearlong warm climate and attractive shopping opportunities.
So, no matter what kind of experience you’re looking for, there’s something for everyone in this warm and clean city. (Yes, that’s worth a mention —it’s said to be the cleanest city in the world!).
When is the Best Time to Visit Singapore?
Singapore is known for its yearlong summer, so if you’re concerned about weather, it's consistently warm throughout the year.
Based on your travel preferences and time, the best time to visit Singapore is December, January, and June. However, if you don’t feel bothered by too many tourists, December- February is also a good time to visit—with a host of festivals and celebrations underway.
If shopping is your main attraction, you might want to make plans between June and August—the time of the great Singapore shopping sale!
Singapore Safety and Precautions for Indians
Singapore is known to be the 6th safest country in the world. However, owing to its large influx of tourists, here are some things you need to be cautious about:
- Be aware of pickpocketing in tourist-friendly areas, including the Singapore duty-free shops!
- Singapore laws can be extremely strict. Therefore, make sure you follow all laws rigorously to avoid hefty fines. And yes, that includes throwing even a piece of paper! However, in case of a legitimate legal problem, your travel insurance will protect and cover you.
- Beware of Singapore tourist scams.
- Be wary of buying knock-off brands. Since it’s a popular tourist shopping destination, you may find people selling fake brands for a lower price only to lure you in.
List of Indian Consulates and High Commissions in Singapore
List of Airports in Singapore
There are 9 airports, 1 of which is an international airport. The following is the list of international airports in Singapore:
FAQs about Travel Insurance for Singapore
What is the free look period for travel insurance in Singapore?
The free look period for travel insurance in Singapore is 15 days. It starts on the date you receive your policy document. During this period, you should review your policy to see if it meets your needs.
Does my Singapore travel insurance policy cover dental treatment?
Yes, dental treatment is covered under Singapore travel insurance. Suppose you encounter acute pain or meet with an accidental injury to your natural teeth on the trip, resulting in dental treatment. In that case, we will cover the reasonable and customary charges you incur up to the limits shown on your policy schedule.
Is travel insurance worth it in Singapore?
Travel insurance depends on how frequently you travel. For frequent travelers, annual travel insurance plans may be cost-effective, as buying single-trip insurance for 3 or 4 overseas trips in a year may cost the same or more than an unlimited number of trips on an annual insurance plan.
What is the rate of Singapore travel insurance?
Travel insurance typically costs around 4-10% of the total trip cost. It can vary in price depending on factors such as your age and health, the length and destination of your trip, and the level of coverage you choose. With Digit, you will get a travel insurance plan for Singapore that starts from ₹395 (excluding GST), and the sum insured is $50,000 for a 4-day trip for one adult.
Is travel insurance required for Singapore?
Travel insurance isn't mandatory for visiting Singapore, but it can provide financial protection and peace of mind in unexpected situations like Medical emergencies, Trip cancellations, Lost baggage, and Flight delays.
Can we travel to Singapore without insurance?
Travel insurance isn’t required to visit Singapore, but it can protect you against unforeseen medical costs. It is recommended that all travelers to Singapore purchase comprehensive insurance to cover medical expenses.
What documents are needed to travel to Singapore?
To enter Singapore, you'll need the following documents: a valid passport for at least six months beyond your intended stay, a visa (if required), and a Yellow Fever Certificate. Failure to meet Yellow Fever requirements may result in quarantine.
Is insurance a must in Singapore?
No, travel insurance is not compulsory for visiting Singapore. However, purchasing one before your trip commences is recommended as it will provide coverage against potential medical costs, trip interruptions, and other unforeseen circumstances.
What kind of insurance do I need to travel to Singapore?
You must purchase travel medical insurance for Singapore as it will help in emergencies, such as health issues, emergency hospitalizations, ambulance and medical expenses, flight delays, trip cancellation, personal liability, baggage loss, and passport loss.