Travel Insurance for Portugal from India Online, Starting ₹515
When you think of visiting Portugal, there are plenty of things to keep an eye out for. Relax in the capital city, Lisbon, which sits atop seven hills, and take in the beautiful skyline, city, Fado clubs, beaches, and flea market.
Life in Portugal is filled with adventure. The country is home to many surfing records, the longest bridge in Europe (the Vasco Da Gama bridge), the best golfing destinations (particularly The Algarve), and many more!
Now that you know what awaits you in Portugal, why not see it yourself? Before you take off, consider purchasing a Portugal travel insurance policy before planning your trip. This policy can help cover all unforeseen expenses incurred during travel emergencies.
Is Travel Insurance Mandatory for Portugal?
Yes, travel insurance is mandatory when travelling to Portugal. Portugal is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
When travelling to Portugal, your international travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. You can buy your Schengen Travel Insurance from here.
What is the Cost of Travel Insurance for Portugal from India?
A $50,000 Portugal Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Portugal Visa for Indian Passport Holders
Portugal is one of the oldest European nations. Every traveller probably dreams of visiting the country at least once to experience its exciting architecture and unique cuisines. However, you can only visit here if you have a Portugal visa.
Among other requirements, you must get travel insurance, which is mandatory while travelling to an international destination from India. you will need a Schengen tourist visa to enter this country. This is a standard short-trip visa that will be valid for 90 days. The Schengen visa must be applied not more than six months and not less than 15 days before the trip.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Portugal Travel Insurance Plans that fit your needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit's Travel Insurance from India to Portugal covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Portugal, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Portugal with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Portugal Travel Insurance Policy from India?
- Engage in Exciting Adventure Sports Without Worries - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
- Medical treatment and evacuation exigencies - It is a cover for unexpected emergencies requiring hospitalisation due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in the issuance of an emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Receive Compensation for Lost/Stolen Baggage - In case of luggage delay or theft in transit, we will compensate you after deducting depreciation.
- Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
- Emergency dental treatment - provided by a dentist during your trip, due to an accidental injury or acute pain in your natural teeth is covered up to the limits shown on your policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Portugal’s Official Currency?
The currency in Portugal is the euro (EUR), which has the symbol €. Each euro is divided into 100 cents in 1, 2, 5, 10, 20, and 50 coins. Banknotes are in denominations 5, 10, 20, 50, 100, 200, and 500.
As of 15th July 2024, the currency exchange rates of EUR are as follows:
Note: You cannot use any currencies other than Euro anywhere in Portugal.
Compare Portugal Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Portugal Famous For?
Portugal, a Southern European country on the Iberian Peninsula, is home to mesmerising beaches, ancient monuments, etc. Portugal is famous for its rich and vast art, culture, craft and heritage. Tourists across the world visit this country to experience the panoramic beauty and not to mention the famous port wine.
When is the Best Time to Visit Portugal?
The best time to visit Portugal is the post-winter months from March to May when the country starts to bloom with the picturesque landscape of Daffodils. Moreover, you can visit Portugal during the fall season, which is between September and November. At this time, tourists enjoy staying outdoors for longer hours as the weather is warm and pleasant.
Safety Tips When Travelling to Portugal
Here are some of the essential safety measures to consider while visiting Portugal:
- Be aware of petty crimes like pickpocketing and bag or purse snatching.
- If you are visiting Portugal during summer, bushfires may cause trouble. Hence, follow the advice and instructions of the local authorities carefully.
- When you are looking for hotel accommodation, always use the official website of the same.
- Abide by the lifeguard warnings and red flags of cliff erosion while exploring the beaches. This will prevent mishaps.
- It is important to adhere to the healthcare guidelines prevailing in the country related to COVID-19 and Monkeypox. So, keep the health-line numbers on speed dial to receive quick assistance.
- Make sure to have a travel insurance policy.
Medical expenses are expensive in Portugal; hence it is recommended to purchase international travel insurance that will extensively cover any expenses due to medical emergencies, flight or hotel booking cancellation, loss of valuables and more.
List of Indian Consulates and Embassy in Portugal
List of Airports in Portugal
The following is the list of international and domestic airports in Portugal.
FAQs about Portugal Travel Insurance from India
Does my travel insurance help if I suddenly fall ill and must be brought back to India?
Yes, under certain conditions, your travel insurance policy helps you for medical emergencies. At Digit, our international travel insurance covers unexpected emergencies requiring hospitalization due to an illness or acute pain. We pay reasonable charges as mentioned in your policy.
Will my travel insurance plan be helpful in case of a flight delay?
Yes, if your flight is delayed due to unavoidable circumstances mentioned in the list of inclusions, your travel insurance will cover any extra costs you incur because of the delay, like food or lodging.
Does travel insurance in Portugal cover scams?
Yes, if you lose your vital documents, such as your passport and debit or credit card, during your trip to Portugal due to a tourist scam, your insurance provider might compensate you.
What conditions are not covered by Portugal travel insurance?
Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from travel insurance coverage.
How much is travel insurance in Portugal?
You can avail of Digit’s Portugal travel insurance policy for a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for 4 days for an adult.
Can I buy travel insurance for the Portugal online?
Yes, you can buy travel insurance for Portugal online. You can compare benefits and premiums from different insurance providers and choose the right trip policy. Know how you can buy Digit international trave insurance online.
What insurance to buy for Portugal?
To travel to Portugal, it's essential to have comprehensive travel insurance. This insurance should financially protect you in various situations, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage.
Is insurance mandatory in Portugal?
Yes, insurance is mandatory in Portugal, as it is a member of the Schengen countries. You must have valid travel insurance to acquire a Schengen visa.
Is Portugal in Europe for travel insurance?
Yes, Portugal is located in southwestern Europe. Portugal travel insurance is mandatory because it's part of the Schengen zone, and a valid policy is required to obtain a Schengen visa.
What should I do if I need medical assistance in Portugal?
Contact your insurance provider’s emergency assistance for guidance and support. As mentioned in your policy, the digit will pay reasonable charges for unexpected emergencies requiring hospitalization due to an illness or acute pain.