General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for Philippines from India Online, Starting ₹395
The Philippines is an archipelago which is composed of more than 7000 islands and is one of the most often-visited countries in the world. Needless to say, the country receives a large share of its tourists from India each year.
So if you are searching for an international location to travel to, the Philippines can be an option worth considering.
But, before you start planning a trip to these wonderful islands, it is advisable to first purchase a travel insurance for Philippines. It is one of the necessities that will allow you to take care of unforeseen financial liabilities when you are enjoying a foreign trip on a hard-earned vacation.
Travel insurance for Philippines is important for several other reasons. It gives you peace of mind on foreign shores by protecting you against various problems like medical emergencies, baggage loss in transit, emergency cash requirements, etc. Therefore, it is one of the most important documents that ensure secure travel overseas.
Table of Contents
Is Travel Insurance Mandatory for Philippines?
No, travel insurance is not mandatory for your visit to the Philippines. However, it is highly recommended that you have travel insurance for the Philippines. Such a policy will cover any emergencies you might face, besides offering a financial net for illnesses, evacuations, or lost baggage.
What is the Cost of Travel Insurance for Philippines from India?
A $50,000 Philippines Travel insurance plan from India for 4 days for 1 adult starts from ₹395 only (excluding GST).
Philippines Visa for Indian Passport Holders
Under normal circumstances, any Indian entering the country must apply for a Philippines tourist visa for Indians. Interestingly, a few circumstances allow Indians to stay in the country without a visa for a few days.
Tourist Visa: Indian citizens entering the Philippines for tourism purposes must apply for a tourist visa. These visas are valid for a 14-day entry to the Philippines, which can be extended for seven days. If you want to visit the country for a period beyond 21 days, you must mention that at the time of visa application and accordingly avail an extension.
Indians must apply for a Philippines visa at their embassy in New Delhi or elsewhere, even for tourism purposes.
As a tourist to the country, you must have the following with you along with the visa:
- Valid ticket for the return journey or that of the next destination.
- Valid passport for six months after the period of staying in the Philippines.
What’s Great About International Travel Insurance by Digit?
Philippines Travel Insurance Plans That Fit Your Needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Philippines, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Philippines with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Philippines Travel Insurance Policy from India?
- Adventure-Sports Related Injuries Covered - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover protects if things go wrong.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Passport Loss Covered - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuance of emergency certificate or duplicate passport, so that you can get back on enjoying your trip.
- Delay of Checked-in Baggage - If your checked-in baggage is temporarily lost during the trip by your airline or other transport provider or doesn’t arrive on time, you will get compensation for it.
- Get Coverage for Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Philippine's Official Currency?
The Philippine peso (PHP), or ‘piso’ in Filipino, is the official currency of the Philippines. It's subdivided into 100 centavos, or ‘sentimos’ in Filipino. The symbol of the Philippine peso is ₱.
As of 2nd July 2024, the currency exchange rates of PHP are as follows:
Note: US dollars are also widely accepted in the Philippines alongside the Philippine peso (PHP).
What is Philippines Famous For?
The Philippines is one of the world’s fastest-growing economies. A large percentage of its annual revenue is generated from tourism. Some of the most popular tourist places in the Philippines are Cebu, Siargao, Palawan, and Boracay.
The Philippines is famous for its magnificent natural beauty, which is mostly due to its geological makeup. As the country with the most active volcanoes, the terrain has a certain element of danger but also thrills.
The Philippines also scores very high on the biodiversity index, which means that if you love animals, this is one country you most definitely cannot miss. There are several known biodiversity hotspots, as defined by the United Nations, which means that certain animals are not found anywhere except in the Philippines.
Lastly, several of the world’s most pristine and extraordinary beaches are found in this country.
When is the Best Time to Visit Philippines?
- November to March - This country has a typical subtropical climate, which means that the winter months are the best time to visit Philippines. This includes November to March. Post-March, it often becomes too hot and oppressive for most tourists from other countries.
- July to September - These are the months that comprise of the monsoon season. These months are very rainy and not especially conducive to tourism. Thus, it is recommended that when planning to visit these islands, always look for that winter window.
Safety Tips When Travelling to Philippines
- Scams are not uncommon - You should never trust anyone blindly, as there are Scams in Philippines that can upset your trip. For the best advice, stick to official sources.
- Drink responsibly - Alcohol poisoning is not something you want on holiday. It is necessary that you keep your alcohol intake to a minimum.
List of Indian Embassy in Philippines
List of Airports in Philippines
There are 88 airports, of which 8 are international airports. Following is the list of international airports in Philippines.