Buy International Travel Insurance for Philippines
Instant Policy, No Medical Check-ups

Travel Insurance for Philippines from India Online, Starting ₹395

The Philippines is an archipelago which is composed of more than 7000 islands and is one of the most often-visited countries in the world. Needless to say, the country receives a large share of its tourists from India each year.

So if you are searching for an international location to travel to, the Philippines can be an option worth considering.

But, before you start planning a trip to these wonderful islands, it is advisable to first purchase a travel insurance for Philippines. It is one of the necessities that will allow you to take care of unforeseen financial liabilities when you are enjoying a foreign trip on a hard-earned vacation.

Travel insurance for Philippines is important for several other reasons. It gives you peace of mind on foreign shores by protecting you against various problems like medical emergencies, baggage loss in transit, emergency cash requirements, etc. Therefore, it is one of the most important documents that ensure secure travel overseas.

Is Travel Insurance Mandatory for Philippines?

No, travel insurance is not mandatory for your visit to the Philippines. However, it is highly recommended that you have travel insurance for the Philippines. Such a policy will cover any emergencies you might face, besides offering a financial net for illnesses, evacuations, or lost baggage.

What is the Cost of Travel Insurance for Philippines from India?

A $50,000 Philippines Travel insurance plan from India for 4 days for 1 adult starts from ₹395 only (excluding GST).

Philippines Visa for Indian Passport Holders

Under normal circumstances, any Indian entering the country must apply for a Philippines tourist visa for Indians. Interestingly, a few circumstances allow Indians to stay in the country without a visa for a few days.

Tourist Visa: Indian citizens entering the Philippines for tourism purposes must apply for a tourist visa. These visas are valid for a 14-day entry to the Philippines, which can be extended for seven days. If you want to visit the country for a period beyond 21 days, you must mention that at the time of visa application and accordingly avail an extension.

Indians must apply for a Philippines visa at their embassy in New Delhi or elsewhere, even for tourism purposes.

As a tourist to the country, you must have the following with you along with the visa:

  • Valid ticket for the return journey or that of the next destination.
  • Valid passport for six months after the period of staying in the Philippines.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Philippines Travel Insurance Plans That Fit Your Needs

Basic Option Comfort Option

Medical Cover

×

Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

×

Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

×

Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

×

Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

×

Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

×

Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

×

Smooth transit covers

×

Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

×

Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

×

Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

×

Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

×

Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

×

Flexible Trip

×

Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

×

Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

×

Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

×

Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

×

Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

×
Get Quote Get Quote

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance for Philippines, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Philippines with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Philippines Travel Insurance Policy from India?

  • Adventure-Sports Related Injuries Covered - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover protects if things go wrong.
  • Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
  • Passport Loss Covered - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuance of emergency certificate or duplicate passport, so that you can get back on enjoying your trip.
  • Delay of Checked-in Baggage - If your checked-in baggage is temporarily lost during the trip by your airline or other transport provider or doesn’t arrive on time, you will get compensation for it.
  • Get Coverage for Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Philippine's Official Currency?

The Philippine peso (PHP), or ‘piso’ in Filipino, is the official currency of the Philippines. It's subdivided into 100 centavos, or ‘sentimos’ in Filipino. The symbol of the Philippine peso is ₱.

As of 2nd July 2024, the currency exchange rates of PHP are as follows:

Country Currency PHP (Philippine Peso)
India 100 INR 70.46 Philippine peso
United States of America 100 USD 5,881.60 Philippine peso
Europe 100 EUR 6,305.81 Philippine peso
Japan 100 JPY 36.40 Philippine peso
United Kingdom 100 GBP 7,428.70 Philippine peso
Australia 100 AUD 3,910.83 Philippine peso

Note: US dollars are also widely accepted in the Philippines alongside the Philippine peso (PHP).

What is Philippines Famous For?

The Philippines is one of the world’s fastest-growing economies. A large percentage of its annual revenue is generated from tourism. Some of the most popular tourist places in the Philippines are Cebu, Siargao, Palawan, and Boracay.

The Philippines is famous for its magnificent natural beauty, which is mostly due to its geological makeup. As the country with the most active volcanoes, the terrain has a certain element of danger but also thrills.

The Philippines also scores very high on the biodiversity index, which means that if you love animals, this is one country you most definitely cannot miss. There are several known biodiversity hotspots, as defined by the United Nations, which means that certain animals are not found anywhere except in the Philippines.

Lastly, several of the world’s most pristine and extraordinary beaches are found in this country.

When is the Best Time to Visit Philippines?

  • November to March - This country has a typical subtropical climate, which means that the winter months are the best time to visit Philippines. This includes November to March. Post-March, it often becomes too hot and oppressive for most tourists from other countries.
  • July to September  - These are the months that comprise of the monsoon season. These months are very rainy and not especially conducive to tourism. Thus, it is recommended that when planning to visit these islands, always look for that winter window.

Safety Tips When Travelling to Philippines

  • Scams are not uncommon - You should never trust anyone blindly, as there are Scams in Philippines that can upset your trip. For the best advice, stick to official sources.
  • Drink responsibly - Alcohol poisoning is not something you want on holiday. It is necessary that you keep your alcohol intake to a minimum.

List of Indian Embassy in Philippines

Contact City Official Site
Embassy of India Manila https://www.eoimanila.gov.in/

List of Airports in Philippines

There are 88 airports, of which 8 are international airports. Following is the list of international airports in Philippines.

Name of Airport Type
Manila Ninoy Aquino International Airport, Manila International Airport
Clark International Airport, Pampanga International Airport
Laoag International Airport, Laoag City International Airport
Mactan-Cebu International Airport, Cebu International Airport
Kalibo International Airport, Kalibo International Airport
Puerto Princesa International Airport, Palawan International Airport
Iloilo International Airport, Iloilo International Airport
Francisco Bangoy International Airport, Davao City International Airport

FAQs about Philippines Travel Insurance from India

What is the maximum length of time for which I can avail a Philippines travel insurance policy?

A Philippines travel insurance policy can be availed of for as long as you are travelling. You need to put the number of days you are travelling while purchasing the policy.

Will my Philippines travel insurance policy provide coverage if I miss my pre-booked connecting flight due a flight delay?

Yes, If you miss a connecting flight due to a flight delay,, you can avail coverage for the extra travel and accommodation cost that you incur to reach the next destination as mentioned in your ticket.

If I am travelling to the Philippines with my spouse, will I need to avail a separate travel insurance policy?

No, you will not need to purchase a separate travel insurance policy for your spouse. You can avail insurance for your spouse under the same policy at a marginally higher premium.

Is it mandatory to buy travel insurance for a Philippines visa?

No, buying travel insurance for a Philippines visa is not mandatory. It depends on your destination as well. For example, a few countries, like Schengen countries, Australia, etc., have mandated that visitors have travel insurance. However, it's best to have travel insurance whenever you travel abroad.

Can you buy Philippines travel insurance after booking your trip?

Yes, you can buy travel insurance after booking your trip. However, it's always best to purchase insurance as early as possible.

Does the travel insurance plan for the Philippines have a free-look period?

Yes, the travel insurance plan for the Philippines has a 15-day free-look period. This period gives you time to review your policy and return it for a refund.

If my travel dates to the Philippines change, can I change the dates mentioned in the policy?

Yes, you can change the travel dates mentioned in the policy before the commencement of your travel insurance plan to the exact date of travel. You should contact your insurer for this as soon as possible.

How do I claim my Philippines travel insurance?

To claim Philippines travel insurance, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.

Which insurance is best for visitors to the Philippines?

In India, many travel insurance providers offer various coverages for trips to the Philippines. You can ask for quotes from different companies and compare them based on your requirements.

How do I choose the right travel insurance for the Philippines?

Consider your travel needs, such as the length of your trip, planned activities, and personal health conditions. By comparing multiple quotes and coverage options, you can find the best deal.

Can travel insurance for the Philippines cover natural disasters?

No, travel insurance for the Philippines does not cover natural disasters.

Can travel insurance for the Philippines cover medical evacuation?

Yes, medical evacuation is covered under the Philippines travel insurance policy. It covers unexpected emergencies requiring hospitalization due to illness or acute pain. We will pay reasonable charges as mentioned in your policy.

Can I get reimbursed if I miss a connection in the Philippines?

Yes, If you miss a connection due to a delay in your previous connection for the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.

Can I buy Philippines travel insurance after departure?

Yes, you can purchase travel insurance after departing the Philippines. Many insurance providers offer travel policies that can be activated even after your trip has begun.