Travel Insurance for the Netherlands from India Online, Starting ₹515
So, are you all set for your trip to the Netherlands?
As the Netherlands is a Schengen country, travel insurance is necessary to get a visa.
Well, there are no guarantees that your trip will go according to your plans. A thousand different things can go wrong in due course. You can fall ill, lose your passport, or have your baggage delayed in transit, along with numerous other unplanned things.
So, it is best to consider insuring your travel beforehand. Travel insurance for the Netherlands from India can save you financially if you face any mishap.
Is Travel Insurance Mandatory for the Netherlands?
Yes, travel insurance is mandatory when traveling to the Netherlands. The Netherlands is one of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid travel insurance.
What is the Cost of Travel Insurance for the Netherlands from India?
A $50,000 Netherlands travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Netherlands Visa for Indian Passport Holders
Blessed with a picturesque canal town, beautiful landscapes, and cozy coffee shops, the Netherlands is one of the top tourist destinations. As a cool and modern European country, it offers a broad scope for growing one's future.
Indians will require a Netherlands visa to travel to this country. Since the Netherlands is a member of the EU or European Union and falls under the Schengen area, so to acquire a Schengen visa, you must have valid travel insurance.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & skydiving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Netherlands Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Netherlands, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for the Netherlands with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Netherland Travel Insurance Policy from India?
Though there are many insurance companies that offer travel insurance for the Netherlands from India, it is important you understand what makes the offers from Digit unique. The features offered by us are discussed below in detail:
- Medical treatment and evacuation exigencies - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as per your policy.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
- Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the policy schedule, for upgrading the insured person to a business class air ticket from the place of hospitalization to the country of residence if you're hospitalised for more than 5 days and the upgrade is suggested by a medical practitioner.
- Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment you are hospitalized and low on cash, you can use the daily allowances provided by Digit, up-to-the maximum number of nights as specified in the policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is the Netherland’s Official Currency?
The currency in the Netherlands is the euro (EUR), which has the symbol €. Each euro is divided into 100 cents in 1, 2, 5, 10, 20, and 50 coins. Banknotes are in denominations 5, 10, 20, 50, 100, 200, and 500.
As of 16th July 2024, the currency exchange rates of EUR are as follows:
Note: You cannot use any currencies other than Euro in the Netherlands.
When is the Best Time to Visit the Netherlands?
The Netherlands boasts a maritime climate, which ensures pleasant weather conditions all year round. While winters can be chilly, they are often damp as well due to frequent rainfall during the season. Otherwise, the country experiences temperatures that are neither too warm nor too cold.
- Mid-April to Mid-April - Summer is the best season to visit the Netherlands, and it stretches between these months.
- Mid-April to Mid-May - If you are visiting the Netherlands to behold the wonder that is its tulip gardens, these are the months during which they are in full bloom.
It is important to keep in mind that July and August are the best time to visit Netherlands, and it might be a good option to avoid this time.
Safety Tips When Travelling to the Netherlands
While buying the best travel insurance for the Netherlands from India is a vital step to securing your trip to Holland, there are other things that should also be kept in mind. These crucial factors are discussed below in detail.
- Book in Advance to Avoid Hassle - Especially during the peak seasons, Holland can become very crowded. As a result, it is advisable to complete all bookings in advance to avoid the hassle of finding a place to stay during the peak tourist season.
- Rains can Trickle Down at any Time - It is imperative that you carry your umbrella and raincoat while going to Holland. While the weather is generally pleasant and summers are mostly clear, the country is known for sudden rainfalls.
- Cycles are Convenient, but they Must be Secured - While cycles are the most convenient option to travel within the city, it is important you secure the cycle when leaving it before a café or a store which you visit. Cities in Netherlands have a certain reputation of cycles being stolen.
- Not every Plastic Money Works in the Netherlands - Carrying cash money is advisable in Holland. While the country does use a fair share of plastic money, Maestro cards are not used.
- Tourist Scams in the Netherlands - Tourists should be aware of the common travel scams in the Netherlands that can cause them to lose money or their valuables.
List of Indian Consulates and Embassy in the Netherlands
List of Airports in the Netherlands
The following is the list of international and domestic airports in the Netherlands.
FAQs about Netherlands Travel Insurance from India
I am travelling to the Netherlands with a friend. Will I need a separate travel insurance policy for her?
No, you can avail coverage for both yourself and your friend under the same travel insurance policy. You can avail of Digit’s cover for two travellers at the cost of ₹515 (excl. 18% GST) per day for a sum insured of $50,000 each.
What amount of medical coverage should my travel insurance have?
Your travel insurance must have medical coverage of 30,000 Euros to be eligible for Schengen visa approval.
Is the loss of baggage included in a travel insurance plan to the Netherlands?
Yes, the Digit travel insurance policy for the Netherlands offers coverage for any loss or baggage delay. So, if your luggage arrives late in the Netherlands, our travel policy will cover the cost of any personal items that you need until your luggage arrives. However, if your luggage is lost, the policy will reimburse you for the items in your luggage, depending on your travel insurance plan.
Is the Netherlands a safe place to visit?
Yes, the Netherlands is generally considered a safe place to visit. It has low crime rates, is safe for solo women travelers, and has secure and reliable public transportation.
Will my Schengen travel insurance plan cover any injuries caused during adventure sports?
Yes, your Schengen travel insurance plan will cover adventure sports. You can enjoy adventure sports that last less than 24 hours continuously during your trip, provided you can participate in a non-professional capacity and under the supervision of a trained professional.
Can I opt for travel insurance for the Netherlands after making all bookings?
It is advisable to purchase travel insurance immediately after you make deposits for your trip, so if you have purchased your flight tickets, now would be an excellent time to get travel insurance. Note: Make sure you read the terms of your policy very carefully to be aware of what is covered and what isn't.
What does Digit's Travel Insurance for Indians visiting the Netherlands cover?
Digit's Travel Insurance for Indians visiting the Netherlands covers unexpected events such as medical emergencies, trip cancellations, loss of baggage, flight delays or cancellations, and personal liability. The policy also provides emergency assistance services, including medical evacuation and repatriation.
Does travel insurance cover scams in the Netherlands?
No, travel insurance does not directly cover scams in the Netherlands. However, if you lose your vital documents, such as your passport, debit, or credit card, during your trip due to a tourist scam, your insurance provider might compensate you. Check for these coverages before purchasing your travel insurance plan.
Is trip cancellation covered in the Netherlands travel insurance plan?
If your trip is canceled before your Digit insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
Is travel insurance necessary for the Netherlands?
Yes, travel insurance is mandatory for visitors to the Netherlands, as the Netherlands is one of the Schengen countries that requires travel insurance for visa approval.
How much does insurance cost in the Netherlands?
With Digit, you can get a travel insurance plan for the Netherlands that starts from ₹515 (excluding GST), and the sum insured is $50,000 for a 4-day trip for one adult.
What is an insurance deductible?
The insurance deductible is the out-of-pocket amount for healthcare costs before your insurance starts covering the expenses.
What should I do if I need medical assistance in the Netherlands?
If you need medical assistance in the Netherlands, you can contact the local authorities quickly. Your Digit travel insurance policy will assist with unexpected emergencies requiring hospitalization due to illness or acute pain. We will pay reasonable charges as per your policy.