Buy International Travel Insurance for Malta
Instant Policy, No Medical Check-ups

Travel Insurance for Malta from India Online, Starting ₹515

Malta is known for its astonishing views, pristine marine life, modern history, world heritage sites, hidden coves, and much more; Malta is one of those European countries that should be on your bucket list.

Are you excited to visit Malta? Before setting off, be sure you have purchased travel insurance for Malta to ensure a smooth and safe trip. International Travel Insurance to Malta allows you to stay financially protected in case of unexpected events and uncertainties that might hamper your trip.

Is Travel Insurance Mandatory for Malta?

Yes, travel insurance is mandatory when traveling to Malta. Malta is part of Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.

A critical requirement when traveling to Malta is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.

What is the Cost of Travel Insurance for Malta from India?

A $50,000 Malta Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

Malta Visa for Indian Passport Holders

Malta is a beautiful island in the central Mediterranean between Sicily and the North African coast. If you plan to visit or move to Malta, you might require a Malta Visa from India. There are multiple visas, and depending on your purpose of visit, there can be many ways to get them.

Contact the Embassy of Malta in India and schedule an appointment with the immigration officer. Your visa application will be reviewed in 7-15 days, and once the verification is complete, you can receive a Malta visa.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Malta Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's Not Covered?

Digit's Travel Insurance from India to Malta covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
  • Death or disability won't be covered after 365 days of the accident that has caused it.
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
  • Acts of War are not covered.
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
  • Delay of checked-in luggage is not covered if the delay is due to customs.
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.
  • Trip extensions due to childbirth or related matters can't be covered.
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
  • Trip cancellations due to rejection of visa are not covered.

With us, get access to VIP claims

After you buy our international travel insurance for Malta, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Malta with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Malta Travel Insurance Policy from India?

  • Delay of Checked-in Baggage - If your checked-in baggage is temporarily lost during the trip by your airline or other transport provider or doesn’t arrive on time, you will get compensation for it.
  • Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the Policy Schedule, for upgrading the Insured Person to a business class air ticket from the place of hospitalization to the Country of Residence if you're hospitalized for more than 5 days and a medical practitioner suggests the upgrade.
  • Engage in Exciting Adventure Sports Without Worries - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
  • Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city, which includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
  • Home to Home cover - We provide coverage for medical expenses, evacuation, and accidents during travel from home to the departure point and during return journey from port to home (Up to 12 hours from the planned trip).

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Malta’s Official Currency?

Malta’s currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.

As of 5th August 2024, the currency exchange rates of the Euro are as follows:

Country Currency Euro (EUR)
India 100 INR 1.09 EUR
United States of America 100 USD 91.36 EUR
Japan 100 JPY 0.64 EUR
United Kingdom 100 GBP 116.55 EUR
Australia 100 AUD 58.92 EUR

Note: You cannot use any currencies other than Euro anywhere in Malta.

Compare Malta Travel Insurance Quotes

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:

  • The medical benefits available and the limit of the Sum Insured for each.
  • Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

What is Malta Famous For?

Malta is a small archipelago in the Mediterranean Sea that attracts tourists worldwide with its turquoise sea water and spectacular beaches. It is an island country in the European Union, officially called the Republic of Malta.

Malta is famous for its astonishing cinematic landscapes and rich historical culture. It is the perfect holiday destination. To make your vacation safer and merrier, read this article to get a brief overview of Malta.

When is the Best Time to Visit Malta?

The best time to visit Malta is May to September, having temperatures between 15°C and 31°C.

However, as it is the peak season, Malta is too crowded now. So, if you are looking for an affordable and less crowded vacation, you can opt for the spring and autumn seasons as well. However, the winter (December to February) is characterized by excessive rain.

Safety Tips When Travelling to Malta

While travelling across a distant land, you must take certain precautions to avoid any safety hazards. Here are some of the guidelines you must follow:

  • Abide by the local law and order to stay protected from legal issues.
  • Respect the customs and culture of the country.
  • Keep photocopies of your passport and other documents handy. Reach out to the Indian Embassy during any severe issues.
  • Avoid large crowds and gatherings to stay away from civil unrest or political hazards.
  • Be cautious while using ATMs, as thieves target tourists and rob them while using an ATM.
  • Some bus routes are also known for pickpocketing; stay cautious while travelling.
  • Check your hotel room’s security system properly and keep your valuables safely.
  • Opt for a travel insurance policy without fail.

While planning a foreign trip, you need to purchase an international travel insurance policy to protect yourself financially from specific unforeseen incidents. This policy will cover you from any expense due to passport or baggage loss, theft, flight cancellations or delays, etc.

List of Indian Consulates and Embassy in Malta

Contact City Official Site
Embassy of India Santa Venera https://www.hcimalta.gov.in/

List of Airports in Malta

The following is the list of international and domestic airports in Malta:

Name of Airport Type
Malta International Airport, Malta International Airport
Xewkija Heliport, Gozo Heliport

 

A travel insurance plan varies in its coverage and exclusions. It’s crucial to read all the details to know exactly what you’re signing up for. Getting travel insurance is a smart move to safeguard your finances. Additionally, be aware of the premium costs.

FAQs about Malta Travel Insurance from India

Is it possible to participate in high-risk sports while traveling to Malta?

Yes, it is possible to participate in high-risk sports while traveling to Malta, but you should ensure that your insurance covers injury-prone sports like scuba diving or climbing. With Digti Travel insurance, you can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional during your trip.

What are some additional tips for buying Digit's travel insurance for Malta?

When buying Digit's travel insurance for Malta, it's essential to read the policy document thoroughly to understand the coverage and exclusions. You should check if the insurance provider has a 24-hour emergency assistance helpline and a network of hospitals and medical providers in Malta.

How much does travel insurance for Malta cost?

You can avail of Digit’s Malta travel insurance policy for a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for four days for an adult.

Can I extend my travel insurance if I decide to stay longer in Malta?

Yes, travel insurance for Malta can be extended during the trip. You should contact your insurer before the current policy expires for possible extensions.

Can I get reimbursed if I miss a connection in Malta?

Yes, If you miss a connection due to a delay in your previous connection for the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.

Which insurance is best for visitors to Malta?

In India, many travel insurance providers offer various coverages for trips to Malta. You can ask for quotes from different companies and compare them based on your requirements.

Does travel insurance in Malta cover scams?

Suppose you lose your vital documents, such as your passport and debit or credit card, during your trip due to a tourist scam. In that case, your insurance provider might compensate you as travel insurance does not directly cover scams in Malta.

What should I do if I need medical assistance in Malta?

Please contact your insurer immediately and inform them about the current situation. Digit travel insurance covers unexpected emergencies requiring hospitalization due to illness or acute pain. We will pay reasonable charges as mentioned in your policy.

What is home-to-home cover in Digit travel insurance?

In this coverage, Digit will cover your medical expenses, evacuation, and accidents during travel from home to the departure point and during the return journey from port to home (up to 12 hours from the planned trip).

I lost my wallet in Malta. Can my travel insurance policy help?

Yes, depending on the policy and the insurer, you may be able to claim monetary assistance in such cases.

Can I buy travel insurance after arriving in Malta?

Yes, you can buy travel insurance after arriving in Malta. Some insurance providers offer policies that can be purchased even after your trip starts; buying travel insurance before you depart is generally recommended to ensure complete coverage.