Travel Insurance for Luxembourg from India Online, Starting ₹515
Walk around Luxembourg and take in the 'European Capital of Culture.'' Luxembourg is a great place to travel and relax and a tourist spot. When traveling to Luxembourg, remember to check out the many museums, nature parks, abbeys, and castles, and stroll down picturesque towns with ancient architectural designs that this country hosts.
Now that you know why you should visit Luxembourg, ensure you have the correct travel insurance to enjoy your trip thoroughly. Digit's International Travel Insurance for Luxembourg policy covers you when the worst comes. Please read below about the inclusions and exclusions of our travel insurance before you set off on your trip to Luxembourg.
You can easily buy travel insurance online through our digital, hassle-free, and super-quick process.
Is Travel Insurance Mandatory for Luxembourg?
Yes, travel insurance is mandatory when traveling to Luxembourg. Luxembourg is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
A critical requirement when traveling to Luxembourg is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
What is the Cost of Travel Insurance for Luxembourg from India?
A $50,000 Luxembourg travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Luxembourg Visa for Indian Passport Holders
Luxembourg is the smallest country in Europe yet one of the most prosperous countries in the world. Its pristine nature and beautiful scenery have made it an attractive tourist destination.
Indian citizens often visit this country for vocational purposes.
However, to visit, Indians need a visa for Luxembourg, a Schengen visa, and valid travel insurance.
As Indians, for a Luxembourg visa for a short stay of less than 90 days, you will need a standard Schengen visa. Before applying for the visa, you should carefully review all the requirements and criteria.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Luxembourg Travel Insurance Plans that fit your needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit's Travel Insurance from India to Luxembourg covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Luxembourg, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Luxembourg with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Luxembourg Travel Insurance Policy from India?
- Loss of Baggage and Personal Belongings - If you lose your baggage during your trip due to theft, robbery, etc., we will compensate you after deducting depreciation.
- Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
- Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
- Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Luxembourg's Official Currency?
Luxembourg’s currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.
As of 5th August 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than Euro anywhere in Luxembourg.
Compare Luxembourg Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- The terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Luxembourg Famous For?
Luxembourg, a landlocked country in Western Europe, is one of the best locations for hikers. It is famous for its lush green forests, nature parks, rocky gorges, and other natural features. The country reflects the traces of ancient history and exceptional architecture of the medieval period. Along with the pristine nature, you can indulge in the delicious Luxembourg cuisine.
So, if you are planning a peaceful holiday escape between mountains and historical monuments, plan your itinerary for Luxembourg. This article provides a brief overview of the necessary requirements for a successful trip to this scenic European nation.
When is the Best Time to Visit Luxembourg?
The best time to visit Luxembourg is from May to September when pleasant temperatures and favourable weather conditions prevail. Luxembourg welcomes the maximum number of tourists during spring and autumn. However, the winters are harsh and can cause sudden natural calamities, so it’s better to avoid the months between December and February.
Safety Tips When Travelling to Luxembourg
Check out the following guidelines to make your Luxembourg tour safe and secure:
- Be aware of the con artists who target tourists and rob their valuables.
- Carry copies of your passport and other documents while travelling across the country.
- Petty crimes like pickpocketing and burglaries are common in Luxembourg. Hence be aware while travelling in public transport and idling in the hotel lobby area; if any such unfortunate incident occurs, report it to the nearest police station within 24 hours.
- Don’t participate in protests or demonstrations; follow the news reports before going out.
- Follow the local laws and regulations while travelling across the country to stay protected from legal penalties.
- Keep the contact details of the Indian Embassy to seek help during emergencies.
- Don’t forget to opt for international travel insurance before planning a foreign trip.
Travel insurance safeguards you financially in case of any unforeseen incidents in an unknown country. It covers you financially against theft, flight cancellations, passport loss, medical treatment, etc.
List of Indian Consulates and Embassy in Luxembourg
List of Airports in Luxembourg
The following is the list of international airports in Luxembourg.
A travel insurance policy can differ based on what it covers and doesn’t. Reading all the details is essential to understand what you’re getting. Buying travel insurance is a good idea to protect yourself financially. Also, ensure you know how much you’ll need to pay.
FAQs about Luxembourg Travel Insurance from India
What is the cost of travel insurance for Luxembourg?
Digit's Luxembourg travel insurance policy for a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for four days for an adult.
Do Indian travelers need to disclose their pre-existing medical conditions when buying travel insurance for Luxembourg?
Yes, disclosing any pre-existing medical conditions is essential when buying travel insurance for Luxembourg. Failure to do so may result in denial of coverage or cancellation of the policy.
Can I be issued more than one policy for the same trip?
Yes, you can be issued more than one policy for the same trip. However, you can buy multiple travel insurance policies for the same trip from different providers. For example, you might want to purchase separate coverage types if you already have other insurance or can cover some losses yourself.
Can I avail of a cashless facility for hospitalization under the Luxembourg Travel Insurance Plan?
You can opt for cashless treatment benefits if you buy international travel insurance online from Digit Travel Insurance.
What happens if I lose my baggage in Luxembourg?
If the airline permanently loses your checked-in bag, we will cover you and pay your sum insured on a pro-rata basis.
Does travel insurance cover adventure activities in Luxembourg?
Yes, adventure activities are covered by Luxembourg travel insurance. You can enjoy adventure sports that last less than 24 hours continuously during your trip, provided you participate in a non-professional capacity and under the supervision of a trained professional.
What happens if I get sick in Luxembourg?
If you fall sick in Luxembourg, you can contact the local authorities quickly. Under the digit travel insurance policy, it will assist with unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as per your policy.
Can I get Digit travel insurance if I’m over 70 years old?
At Digit, we currently do not provide international travel insurance to those over 70. Children under 18 need at least one companion over 18 to travel with. When purchasing your plan, always thoroughly read the terms and conditions to avoid being misled or dealing with unnecessary surprises later.
Does Digit travel insurance cover evacuations?
Yes, Digit's international travel insurance plans cover emergency medical evacuations. The plans also cover other aspects of travel, such as medical cover, emergency accidental treatment, trip cancellation, loss of passport, delayed luggage, and trip extensions.
Are there any daily allowances provided in case of hospitalization?
Yes, suppose you are hospitalized during the trip due to an accidental injury or emergency medical treatment and have low cash. In that case, you can use the daily allowances provided by Digit up to the maximum number of nights specified in the policy schedule.
Can I extend my travel insurance while I am in Luxembourg?
Yes, If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay longer than expected, you will get reimbursed for the costs.