Buy International Travel Insurance for Latvia
Instant Policy, No Medical Check-ups

Travel Insurance for Latvia from India, Starting ₹515 for 50K USD

Situated between Estonia and Lithuania, Latvia is an age-old country with many quirky and interesting facts, like having one of the world’s oldest flags. In Latvia, you can experience the Old Town Christmas Fair, the International Ice Sculpture Festival, and the very special Latvia Song and Dance Festival.

One of the most important documents you must own to get to Latvia is a Schengen Visa. Find out how Digit’s International Travel Insurance to Latvia from India fits the description below! You can easily buy Latvia travel insurance online through our digital, hassle-free, super-quick process.

Is Travel Insurance Mandatory for Latvia?

Yes, travel insurance is mandatory when traveling to Latvia. Latvia is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.

When traveling to Latvia, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.

What is the Cost of Travel Insurance for Latvia from India?

A $50,000 Latvia travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

Latvia Visa for Indian Passport Holders

If you want to visit this Baltic state, you must apply for a Latvia visa online. You will need a Latvian Schengen visa that is valid for 90 days within a 180 days period. You can opt for single, multiple, or dual entry during this period.

The processing time to finalise the Latvia visa application is approximately 15 days. However, in case of an adverse situation like inaccuracy in the visa application process, it may take up to 60 days to finalise your visa.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Latvia Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's Not Covered?

Digit's Travel Insurance from India to Latvia covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
  • Death or disability won't be covered after 365 days of the accident that has caused it.
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
  • Acts of War are not covered.
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
  • Delay of checked-in luggage is not covered if the delay is due to customs.
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.
  • Trip extensions due to childbirth or related matters can't be covered.
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
  • Trip cancellations due to rejection of visa are not covered.

With us, get access to VIP claims

After you buy our international travel insurance for Latvia, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Latvia with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Latvia Travel Insurance Policy from India?

  • Engage in Exciting Adventure Sports Without Worries - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
  • Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuance of emergency certificate or duplicate passport, so that you can get back on enjoying your trip.
  • Total Loss of Checked-in Baggage - If the airline permanently loses your checked-in bag, we will cover you and pay your sum insured on a pro-rata basis.
  • Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
  • Hijack Distress - Allowance In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Latvia's Official Currency?

Latvia’s currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.

As of 5th August 2024, the currency exchange rates of the Euro are as follows:

Country Currency Euro (EUR)
India 100 INR 1.09 EUR
United States of America 100 USD 91.36 EUR
Japan 100 JPY 0.64 EUR
United Kingdom 100 GBP 116.55 EUR
Australia 100 AUD 58.92 EUR

Note: You cannot use any currencies other than Euro anywhere in Latvia.

Compare Latvia Travel Insurance Quotes

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:

  • The medical benefits available and the limit of the Sum Insured for each.
  • Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

What is Latvia Famous For?

The tourism industry in Latvia has been growing significantly as tourists from all over the world have started to show interest in this exotic Baltic state. Latvia is famous for its large swathes of unspoiled woods, sea beaches with white sand dunes, and pine-covered forests. Although small, the country has a lot to offer, especially for adventure enthusiasts.

When is the Best Time to Visit Latvia?

The ideal time to experience Latvia's scenic beauty is between April and September. At this time, you can attend many festivals and visit remarkable places. Moreover, July and August see the maximum footfall of international tourists.

So, to avoid a rush, it is preferable to plan your trip and book your tickets well in advance. Moreover, early booking of flights and hotel accommodations will eliminate additional expenses.

Safety Tips When Travelling to Latvia

Let’s find out what safety measures to follow while visiting Latvia:

  • Though there are not many records of serious crimes in Latvia, tourists have experienced troubles with petty crimes like bag or purse snatching, pickpocketing, etc.
  • Beware of credit card frauds. Carefully handling credit cards in bars, restaurants, and shops will prevent online theft.
  • Some parts of Latvia still experience COVID-19 restrictions; however, the Government has lifted all restrictions in the country.
  • Avoid withdrawing large amounts of cash from the ATM or carrying expensive pieces of jewellery in crowded places.
  • Don’t leave your food or drink unattended as criminals or miscreants may spike it.
  • Flooding takes place in spring. Make sure to follow local government instructions.
  • Avoid visiting the Belarusian border area.

List of Indian Consulates and Embassy in Latvia

Contact City Official Site
Embassy of India Sweden https://www.indembassysweden.gov.in/

List of Airports in Latvia

The following is the list of international and domestic airports in Latvia:

Name of Airport Type
Riga International Airport International
Liepãja International Airport International
Ventspils International Airport International
Daugavpils International Airport International

 

Travel insurance safeguards your finances and ensures peace of mind while you travel. Choose a policy that fits your needs, and read the terms and conditions to avoid any unexpected issues during an emergency.

FAQs aout Latvia Travel Insurance from India

What is the cost of travel insurance for Latvia?

The cost of your travel insurance plan depends on many factors, such as travel dates, the number of people traveling, and the duration of your stay. Digit travel insurance for Latvia from India starts at ₹515 (excl. GST).

Do Indian travelers need to disclose their pre-existing medical conditions when buying travel insurance for Latvia?

Yes, disclosing any pre-existing medical conditions is essential when buying travel insurance for Latvia. Failure to do so may result in denial of coverage or cancellation of the policy.

If my travel dates to Latvia change, can I change the dates mentioned in the policy?

Yes. If travel insurance has a customisation option, you can change the dates accordingly.

Does Latvia travel insurance cover flight cancellation?

Yes, Digit’s Latvia travel insurance covers flight cancellations. If your trip is canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.

Can I be issued more than one policy for the same trip?

Yes, you can be issued more than one policy for the same trip. However, you can buy multiple travel insurance policies for the same trip from different providers. For example, you might want to purchase separate coverage types if you already have other insurance or can cover some losses yourself.

Do I get a grace period for my travel insurance policy?

Yes, you will get a grace period of 15-30 days for renewal, but the exact length depends on the policy or premium. This grace period begins after the policy's expiration date, and renewing within it ensures that coverage continues and benefits are available. The policy's terms and conditions specify the grace period, so reading them carefully before purchasing a policy is essential.

Who is eligible for Latvia travel insurance?

Anyone not a Latvia citizen visiting Latvia for any reason (including tourism, business, or education) can purchase travel insurance.

What would happen if I lost my passport in Latvia?

If you lose your passport, Digit Travel Insurance will cover the costs of issuance of an emergency certificate, duplicate passport replacement procedures, or guiding you to contact your embassy or consulate for the necessary documentation so that you can get back to enjoying your trip.

What if my Latvia trip is canceled or shortened before the insurance period starts?

If your Latvia trip gets canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.

What should I do in case of a medical emergency in Latvia?

Digit's travel insurance will cover unexpected emergencies requiring hospitalisation due to illness or acute pain. If you have a medical emergency, we will pay reasonable charges per your policy.