Travel Insurance for Japan from India Online Starting ₹515
Japan is an island country off the east coast of Asia. Known as the land of the rising sun, Japan offers the world a vast experience, especially in travel. When you travel to Japan, you visit one of the most advanced countries, rich in history, culture and tradition, art and architecture, fashion, and a blend of modernism.
But wait! Consider purchasing a Japan travel insurance policy before planning your trip. This policy can help cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the journey, leading to hospitalisation.
Before you set off on your trip, ensure you have the correct travel insurance for Japan to secure you financially throughout your journey. Your plan can provide many benefits if things go awry anytime during your trip.
Is Travel Insurance Mandatory for Japan?
Yes, travel insurance is mandatory when travelling to Japan. Japan requires travellers to own comprehensive travel insurance that also has medical coverage. This is one of the necessary documents to apply for a tourist visa to Japan.
You can easily purchase your international travel insurance from Digit online through our simple, quick and hassle-free process.
What is the Cost of Travel Insurance for Japan from India?
A $50,000 Japan International Travel Insurance plan from India for 4 days for 1 adult starts from ₹515 only (GST extra).
Japan Visa for Indian Passport Holders
Visas are obtained directly from Japanese embassies and consulates, although the visa application process can be completed entirely online.
Japanese visas can be grouped into four main categories:
- Tourist Visa - Japan tourist visa for Indians is a short-term visa for sightseeing, visiting friends, or attending conferences or courses. It is usually valid for a single-entry stay of up to 90 days.
- Working Visa - Work visas are considered long-term stay visas and cover work requiring high-level professional knowledge or skills; thus, they do not include simple labour tasks. Jobs like servers, construction workers, salespeople, etc., cannot be obtained a working visa.
- Non-Working Visa - Anyone who holds a non-working visa is allowed to work as long as the immigration office grants them permission. This type of visa is considered a short-term stay visa, and some restrictions apply.
- Family-Related Visa - Family-related visas are considered short-term stay visas and have no restrictions regarding employment, so you can engage in more than one activity or change jobs.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Japan Travel Insurance Plans That Fit Your Needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's not Covered?
Digit's Travel Insurance from India to Japan covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
With Us, Get Access to VIP Claims
After you buy our international travel insurance for Japan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Saudi Arabia with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Japan Travel Insurance from India?
- Get Coverage for Hospitalisation - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Avail Coverage for Re-Issuance of Passport - If you lose your passport, visa, driving license, or temporary permit while abroad and it stops you from continuing your trip, we'll cover the costs incurred in the issuance of an emergency certificate or duplicate passport so that you can enjoy your trip again.
- Receive Compensation for Lost/Stolen Baggage - If you lose your stuff during your trip due to theft, robbery, etc., and we will compensate you after deducting depreciation.
- Get Coverage for Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
- Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Compare Japan Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the Sum Insured limit for each.
- The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Japan's Official Currency?
The Japanese yen is Japan's official currency. It is the third most traded currency in the world after the United States dollar (USD) and euro (EUR). It also ranks globally as the fourth reserve currency after the USD, euro, and British pound (GBP).
Japanese yen banknotes are issued by Japan's central bank, the Bank of Japan, in four denominations - ¥1,000, ¥2,000, ¥5,000 and ¥10,000. Yen coins are issued in six denominations - ¥1, ¥5, ¥10, ¥50, ¥100 and ¥500.
As of 1st July 2024, the currency exchange rates of the Japanese Yen are as follows:
Note: You cannot use any currencies other than Japanese Yen anywhere in Japan.
What is Japan Famous For?
Japan is popularly called the Land of the Rising Sun. Japan is famous for its scenic beauty, food, and cleanliness. Japan is the world's leading country in cutting-edge technology, such as bullet trains and Japanese cars. Furthermore, Japan is deeply connected to its tradition and culture.
When is the Best Time to Visit Japan?
Springtime is the best time to visit Japan with blooming cherry blossoms and vibrant flowers all around. Unfortunately, being the peak season, this time of the year (March to May) remains the most crowded. However, if you are looking forward to great hiking, the summer months (June to August) can be an excellent choice for your trip.
Safety Tips When Travelling to Japan
While travelling across Japan, you have to follow some guidelines to stay safe and protected. Here are some of them:
- Always carry your passport while travelling else you can be imprisoned by the local police.
- Prescribed medicines from India may not be legal in Japan, and if you are found carrying any such drugs, it can drag you into legal hazards.
- Always respect the local culture and customs while visiting a country.
- Japan is prone to natural calamities such as earthquakes, tsunamis, volcanic eruptions, etc. Hence, always stay updated on the weather forecasts.
- Though this country allows drinking alcohol on the streets, smoking has certain limitations. Hence, ensure you are in the smoking zone while lighting your cigarette.
- Always keep the contact details of the Indian Embassy handy so that you can reach them immediately during severe legal issues.
- Always check the hotel rooms and security system before checking in a hotel. Don't forget to check the reviews and feedback before booking a hotel.
- Though Japan is considered safe for tourists, stay alert to pickpockets and unknown people who are too friendly or insist you drink alcohol. You also need to be aware of tourist scams in Japan.
Note: Always opt for travel insurance before planning for an international trip. International travel insurance can protect you financially in case of losses and damages. It provides coverage for theft, passport loss, flight cancellation, medical treatment, etc.
List of Indian Embassy and Indian Consulates in Japan
FAQs about Japan Travel Insurance from India
Do I need travel insurance to travel to Japan?
Yes, Travel insurance is required for the Japan trip. It will provide financial protection in case of unexpected events like baggage loss, passport loss, or medical emergencies and give you peace of mind while you travel.
Who is eligible for Japan travel insurance?
Anyone not a Japanese citizen visiting Japan for any reason (including tourism, business, or education) can purchase travel insurance.
How much does Japanese travel insurance cost?
You can avail of Digit’s Japan travel insurance policy for a sum insured of $50,000 at a premium starting at ₹51 5 (excluding GST) for 4 days for an adult.
Do you need to notify the travel insurer about health problems?
Yes, you need to notify the travel insurer about health problems; if you did not tell your travel insurer about an existing health problem before you took out the insurance, you may not be covered if you need treatment for this while you're away. You may be unable to claim for the cost of any medication you usually need and may have to take while traveling.
What conditions are not covered by Japan's travel insurance?
Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from coverage. One should always check with one's insurer before purchasing travel insurance for Japan.
Is insurance mandatory for a Japan visa?
Yes, travel insurance is mandatory for a Japan visa as it will provide compensation against flight delays, flight cancellations, lost luggage, passport loss, accidental treatment and evacuation exigencies, and accidental death.
What would happen if I lost my passport in Japan?
If you lose your passport, Digit travel insurance will cover the costs of issuance of an emergency certificate, duplicate passport replacement procedures, or guiding you to contact your embassy or consulate for the necessary documentation so that you can get back to enjoying your trip.
Can travel insurance for Japan be extended during the trip?
Yes, travel insurance for Japan can be extended during the trip. You should contact your insurer before the current policy expires for possible extensions.
Can I travel to Japan without insurance?
Yes, you can travel to Japan without insurance, but being prepared is essential. Travel insurance is a good idea as it protects you from unexpected problems like getting sick, losing your bags, or canceling your trip.
Do you need Travel Insurance before applying for a Japan Visa?
No, you don't need travel insurance before applying for a Japan visa, as it is not a mandatory document. However, it is recommended that you have travel insurance before your trip, as Japan's healthcare is excellent but costly, and travel insurance will provide protection against financial burdens in case of medical emergencies or any other unexpected issues.
Is insurance expensive in Japan?
It depends on what kind of insurance you are taking. If it is health insurance for residents, it can be manageable, but it's essential to have travel insurance to protect yourself from unexpected costs.