Travel Insurance for Iceland from India Online, Starting ₹515
Iceland is one of the most beautiful European countries in the world, making it an ideal destination for tourists worldwide. So, if you plan an international trip this summer, consider Iceland. But, before your journey commences, there are a few things that you must take care of to ensure that there are no glitches during your travel. First and foremost among them is travel insurance for Iceland.
Well, traveling seldom goes without a glitch. Medical emergencies are standard, while problems associated with luggage delay, trip cancellation, missed connections, lost passports, etc., can also occur at any given point. Travel insurance can safeguard you from the financial liabilities arising under these conditions.
Is Travel Insurance Mandatory for Iceland?
While considering the need for travel insurance for Iceland, it is essential to note that Iceland is one of the Schengen countries. As a result, travel insurance is mandatory for Indians travelling to Iceland. This travel insurance should mandatorily cover medical expenses that might arise while on the tour.
What is the Cost of Travel Insurance for Iceland from India?
A $50,000 Iceland travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Iceland Visa for Indian Passport Holders
While applying for an Icelandic visa from India, you must complete the application procedure at least 15 days before the departure date, but it should not be more than six months.
Also, travel insurance is an essential part of your foreign trip. It provides financial assistance in case of expenses due to passport or baggage loss, flight cancellation or delays, theft, etc.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Iceland Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
|
Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
|
Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
|
Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
|
Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
|
Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
|
Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
|
Smooth transit covers |
|
Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
|
Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
|
Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
|
Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
|
Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
|
Flexible Trip |
|
Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
|
Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
|
Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
|
Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
|
Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
|
| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Iceland, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Iceland with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Iceland Travel Insurance Policy from India?
- Get Coverage for Hospitalisation - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Common Carrier Delay - If your flight or any other common carrier is delayed from the scheduled departure time due to reasons mentioned in your policy, you get paid.
- Delay of Checked-in Baggage - If your checked-in baggage is temporarily lost during the trip by your airline or other transport provider, or doesn’t arrive on time, you will get the compensation for it.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Accidental Death and Disability (Common Carrier) - It covers you for accidental injuries while riding as a fare-paying passenger on a flight or other passenger transport, leading to permanent disability or death.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Iceland’s Official Currency?
Icelandic króna (ISK) is Iceland's official currency, often seen as "kr." There are banknotes to the value of 500, 1000, 2000, 5000, and 10000 ISK, and coins worth 1, 5, 10, 50, and 100.
As of 5th August 2024, the currency exchange rates of ISKare as follows:
Note: Some places in Iceland may also accept other currencies such as US dollars, Canadian dollars, Euros, Norwegian Kroner, Danish Kroner, and Swedish Krona.
What is Iceland Famous For?
How about spending your next vacation amidst glaciers, steep mountains, spouting geysers, whales, majestic waterfalls, and solfataras? If this sounds exciting, plan an Iceland tour for your next holiday. You can glance at the dazzling northern lights, enjoy nature and dip in Reykjavik's urban lifestyle.
Moreover, the splendid view of the midnight sun will leave you amazed. Iceland's spectacular land features captivate tourists from all over the world. However, you must follow some safety guidelines for a safe and secure vacation in Iceland. Continue reading for the much-needed information for a successful and memorable Iceland trip.
When is the Best Time to Visit Iceland?
The best time to visit Iceland is from June to September. It is most vibrant during these months, with favorable temperatures and easily accessible roads. However, if you prefer a less crowded vacation, plan your trip during the spring and autumn months.
You can witness pleasant weather from May to April and September to October; the crowd remains comparatively low.
Safety Tips When Travelling to Iceland
You should follow some necessary guidelines to experience an uninterrupted and safe vacation in Iceland:
- Carry photocopies of your ID proof, such as your passport or international driving licence, while travelling across the country.
- Petty thefts such as pickpocketing and purse snatching can occur; hence, keep your belongings safely to avoid such nuisances.
- Being an active volcanic zone, Iceland is prone to earthquakes and tsunamis. So, always follow the local guidelines while travelling to stay protected from such natural hazards.
- Iceland features a harsh climate with snow and ash storms; hence, check the weather forecasts before leaving the hotel.
- Always stay updated with the news to stay away from peaceful protest areas.
- Get connected with the Indian Embassy in case of serious issues or emergencies.
- Always check the hotel rooms and locks before checking in, and keep your valuables in safe places.
- Some places in Iceland are out of mobile coverage, and you may have to wait for help during an emergency. Hence, make necessary arrangements before travelling to such parts of the country.
List of Indian Consulates and Embassy in Iceland
List of Airports in Iceland
The following is the list of international and domestic airports in Iceland:
For your trip to Iceland, the best travel insurance is a comprehensive policy that safeguards you against any unforeseen events. At Digit, we prioritize your well-being and strive to ensure you travel with peace of mind. Our international travel insurance plans offer extensive coverage options at an affordable price.
FAQs about Iceland Travel Insurance from India
Do I need to apply for Iceland visa if I have a Schengen visa?
No, since Iceland falls under the Schengen area, you do not need to apply for an Iceland visa.
Are there any requirements on the sum insured in medical insurance to visit Iceland?
Yes, the sum insured for medical coverage must be 30,000 Euro to visit Iceland.
If I am travelling to Iceland with my spouse, will I need to purchase a separate travel insurance policy for him?
No, you can avail a single travel insurance policy and enjoy coverage for both yourself and your spouse. However, you will need to pay a marginally higher premium. For instance, if for a single person the policy premium stands at Rs.177 (excl. 18% GST), it will be Rs.340 for two travellers, per day.
What happens if my flight is delayed?
You get paid if your flight or any other common carrier is delayed from the scheduled departure time due to reasons mentioned in your policy.
Can I get reimbursed if my baggage is lost in Iceland?
If the airline permanently loses your checked-in bag, we will cover you and pay your sum insured on a pro-rata basis.
Can I extend my coverage if I decide to stay longer?
Yes, if your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay longer than expected, you will be reimbursed for the costs.
Will travel insurance cover adventure activities in Iceland?
Yes, Iceland travel insurance covers adventure sports activities. You can enjoy adventure sports that last less than 24 hours continuously during your trip, provided you participate in a non-professional capacity and under the supervision of a trained professional. This cover protects you if things go wrong.
Which insurance is best for visitors to Iceland?
In India, there are many travel insurance providers which offer various coverage for trip to Iceland. To select the best one, you can ask for quotes from different companies and compare them based on your requirements.
How can I cancel my travel insurance policy with Digit Insurance?
You can cancel your travel insurance policy by calling Digit Insurance's customer care at 1800-258-5956 or emailing hello@godigit.com. Digit Insurance is available 24/7, including on national holidays. You can also give us a missed call, and Digit Insurance will call you back within 10 minutes.
Does travel insurance cover dental care in Iceland?
Yes, emergency dental treatment provided by a dentist during your Iceland trip due to an accidental injury or acute pain in your natural teeth is covered up to the limits of your policy schedule.
What is the free look period for travel insurance in Iceland?
Fifteen days is the free look period for travel insurance in Iceland. It starts on the date you receive your policy document. You should review your policy during this period to see if it meets your needs.
What is Iceland's cost of travel insurance?
Digit's Iceland travel insurance policy covers a sum insured of $50,000, and the premium starts at ₹515 (excluding GST) for 4 days for an adult.
What are the necessary travel documents for Iceland?
The following documents are required for Iceland - Your passport must be valid for at least three months beyond your planned departure date from Iceland. Depending on your nationality, you may need a visa, and Travel insurance is recommended to cover health and medical expenses.