Travel Insurance for Britain from India Starting ₹515
Great Britain consists of the countries of England, Wales, and Scotland. Surrounded by the Atlantic Ocean, this island is one of the most visited places owing to its rich history, heritage, and scenic glory. Great Britain is also an ideal destination for work and education. If you travel to Great Britain from India, you will need a travel insurance plan to accompany you.
Digit’s International Travel Insurance for Great Britain covers and benefits you in unpredictable situations such as flight delays, passport loss, luggage delay, medical emergencies, political unrest, and other mishaps.
Whether you’re going on a holiday, a work trip, or studying in Great Britain, this guide will explain why having international travel insurance is important for your trip.
Is Travel Insurance Mandatory for Britain?
Yes, comprehensive travel insurance is necessary for Great Britain when travelling from India. It should also cover all overseas medical costs, including medical repatriation/evacuation, repatriation of remains and legal fees. Digit's International Travel Insurance plan offers medical coverage that makes it the ideal plan to have.
What is the Cost of Travel Insurance for Britain from India?
A $50,000 Britain Travel insurance plan from India for four days for one adult starts from ₹515 (excluding GST).
Britain Visa for Indian Passport Holders
To travel to Great Britain, you must apply for a tourist visa. The process takes about two weeks; however, the best practice is to keep three weeks in hand.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Great Britain Travel Insurance Plans that fit your needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
While ours is a travel insurance that covers most things that could go wrong on vacation, we are completely open in all that we do. Understanding what your travel insurance does not cover is just as critical as knowing what is covered. The following are some exclusions that our travel insurance will not cover.
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays aren't covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts won't be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Great Britain, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Britain with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Britain Travel Insurance Policy from India?
- Get Coverage for Hospitalisation - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Receive Compensation for Lost/Stolen Baggage - If your checked-in bag is lost permanently by the airline, we will cover you and pay your sum insured on a pro-rata basis.
- Losing Your Passport is No Worry- If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuance of emergency certificate or duplicate passport, so that you can get back on enjoying your trip.
- Receive Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
- Home to Home cover - We provide coverage for your medical expenses, evacuation, and accidents during travel from home to the departure point and during return journey from port to home (up to 12 hours from the planned trip).
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Britain’s Official Currency?
The British Pound Sterling (£, GBP) is Britain's official currency. Each pound is divided into 100 pence (100p = £1).
The most common banknotes are £5, £10, £20, £50 and £100. £1 notes also exist, but these are extremely rare, as only notes printed by The Bank of Scotland remain in circulation, and printing of new £1 notes ceased in 2001.
The coins in circulation are 1p, 2p, 5p, 10p, 20p, 50p and £1 and £2. Special editions of £5 coins are sometimes released, but their circulation is theoretical.
As of 17th July 2024, the currency exchange rates of GBP are as follows:
Note: You cannot use any currencies other than GBP anywhere in Britain.
Compare Great Britain Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Great Britain, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. The terms and conditions can often be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Britain Famous For?
When visiting a destination for its rich history and heritage, Great Britain stands apart from the crowd. Britain is famous for its marvelous architecture, breathtaking views, and world-class festivals, which attract tourists from all across the globe. So, whether you plan on taking a long walk by the majestic lakes or having a swell time in one of the famous British pubs, this place has it all.
When is the Best Time to Visit Britain?
The best time to visit Great Britain depends on what you want to experience. If you want to experience the British summer, the best time to visit is from June to August. In case you want to avoid the peak season rush, you can plan your vacation during the months of March to May.
Safety Tips When Travelling to Britain
Here are a few safety precautions that you can take while visiting Great Britain:
- Keep photos of your passport and all your important documents.
- Leave copies of your documents at home, and details of your holiday with a trusted person.
- Take a note of your “in case of emergency” (ICE) details.
- Take note of the travel safety warnings, local laws and customs.
- Check out details of the nearest Indian Embassy or Consulate.
- Check the locks, doors and windows of your hotel.
- Opt for a travel insurance policy.
- One must be aware of tourist scams and fraudsters when visiting this country.
Having a travel insurance policy is crucial, especially when you are travelling abroad. It provides financial coverage for any unwanted expenses that you may face due to medical emergencies, theft, loss of valuables, flight delays, and more.
List of Indian Consulates and Embassy in Britain
FAQs about Travel Insurance for Great Britain
What is the cost of travel insurance in Britain?
Digit’s travel insurance covers a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for 4 days for an adult.
What does the Britain travel insurance cover?
Britain travel insurance covers you against missed flights or delayed departures, baggage loss, and reasons beyond your control, such as medical emergencies.
Which insurance is best for visitors to Britain?
In India, there are many travel insurance providers which offer various coverage for trips to Britain. To select the best one, you can ask for quotes from different companies and compare them based on your requirements.
Does Britain's travel insurance cover lost passports?
Yes, at Digit, our travel insurance for Britain covers lost passports. If you lose your passport, we reimburse the costs of issuing an emergency certificate or duplicate passport so that you can enjoy your journey again.
What is the age limit for travel insurance in Britain ?
Travel insurance in India is available for a wide range of ages. Policies typically cover travelers from infants as young as three months old to senior citizens up to 80 years of age, ensuring protection for all age groups during their trip to Britain.
Do I need travel insurance for holidays within the UK?
Travel insurance is not legally required for UK holidays, but it can be a good idea to consider. For instance, if you fall ill during your trip and need to be transported to a hospital in another part of the country, it will cover the costs. It can also provide coverage if you need to cancel your trip short due to illness or injury.