Travel Insurance for France from India Online, Starting ₹515
France is one of Europe's best travel destinations! Visiting the country - be it for business, academics, or a vacation -provides a quality experience to anyone who enters. France is known as the world's fashion capital and has so much to explore. It is an inspirational place for art, design, and history.
Before flying to France from India, you should secure yourself with travel insurance to enjoy a safe trip. Digit's International Travel Insurance for France covers and benefits you in unpredictable situations such as flight delays, passport loss, luggage delay, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!
Is Travel Insurance Mandatory for France?
Yes, travel insurance is mandatory when travelling from India to France. Being a part of the Schengen Countries, France has mandated travel insurance with adequate health coverage.
Your travel insurance must cover at least €30,000 for medical treatment and evacuation and must be valid through the entire Schengen Zone and the duration of your trip.
You can apply for a Schengen Visa from India to visit all 26 countries in the zone.
What is the Cost of Travel Insurance for France from India?
A $50,000 France travel insurance plan from India for one adult for 4-day trip starts from ₹515 (excluding GST).
France Visa for Indian Passport Holders
With its age-old history, exquisite architecture, and rich culture, France is a treasure trove for travellers. If you plan to visit this beautiful country soon, you must apply for France tourist visa from India. Schedule an appointment with the nearest visa application centre and make sure you have enough time for the review before your departure.
There are two main categories of French visas -
- Short-Stay Visa - A French Tourist Visa permits holders to travel to France for short stays of up to 90 days. With a French tourist visa, you may also travel to other Schengen countries.
- Long Stay Visa - A long-stay visa allows foreign citizens to stay in France for over three months.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
France Travel Insurance Plans That Fit Your Needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit's Travel Insurance from India to France covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
With Us, Get Access to VIP Claims
After you buy our international travel insurance for France, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for France with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for France Travel Insurance Policy from India?
Digit is one of the foremost travel insurance providers in India, offering numerous benefits under their policies to make travelling to France secure for Indians. When purchasing your France travel insurance cover, consider buying from Digit for the following reasons:
- Compensation for Monetary Loss - Being a tourist hot spot, travelling to France comes with its risks. Crowded places like the Eiffel Tower, the Louvre, Moulin Rouge, etc., can expect a loss of belongings, thefts, and other petty crimes. If one is secure with travel insurance, they will not have to worry about monetary loss in a new city. Your travel plan has you covered!
- Sudden Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Losing Your Passport is No Worry - If you lose your passport or it is stolen, expenses related to its re-issuance will be covered under Digit’s international travel insurance policy.
- Luggage Delays in Transit Become Easier to Deal With - You may experience baggage delays in transit while travelling to a foreign country. A travel insurance policy from Digit will help cover the financial losses during such times.
- Home to Home Cover - We provide coverage for medical expenses, evacuation, and accidents during travel from home to the departure point and during the return journey from port to home (up to 12 hours from the planned trip).
- Daily Cash Allowances - If you are hospitalised during the trip due to an accidental injury or emergency medical treatment and low on cash, you can use the daily allowances provided by Digit up to the maximum number of nights as specified in the policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is France’s Official Currency?
The euro is France's official currency. One euro is divided into 100 cents, and seven notes are in circulation, available in denominations of €5, €10, €20, €50, €100, €200 and €500.
Eight coins in circulation are also in denominations of €1 and €2, followed by one, two, five, 10, 20, and 50 cents.
As of 5th July 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than the Euro anywhere in France.
Compare France Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for France, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each
- Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is France Famous For?
Are you planning a lavish romantic vacation? Then France can be an ideal destination for you. France is famous for its fascinating Eiffel Tower, Champs-Elysées, Moulin Rouge, etc., and will captivate you with their picturesque beauty. Besides, the rich art, culture, cuisine, and colourful vibes of this elegant country will keep you elated every moment.
However, you must follow some guidelines and procedures for a safe and smooth vacation. This article will provide a guide to planning a France tour.
When is the Best Time to Visit France?
Considering the pleasant weather conditions and soulful events, summer is the best time to visit France. The months between June to August, when the temperature ranges between 14°C and 28°C, is the ideal time for a France tour. However, if you prefer solitude, you can plan your vacation during spring.
The months between March to May and September to October come with mild temperatures and remain less crowded.
Safety Tips When Travelling to France
There are certain safety measures that you must follow to ensure a safe and secure vacation in your dream destination. Here are some of them:
- Local burglars may often distract you and run with your belongings. Moreover, ATM and credit card frauds are also common scams in France. Hence, keep your belongings concealed and stay alert.
- Always keep copies of your identity proof and other necessary documents handy while travelling across the country to avoid legal hazards.
- Get in touch with the Indian Embassy in France in case of any serious issues.
- Be aware of the local laws regarding smoking and drinking in public places and other essential protocols to avoid penalties.
- Check the hotel rooms and rented cars before getting in to ensure your security.
- Never engage in activities like hiking, swimming, etc. alone and always listen to the guide's instructions while participating in such activities.
- Always validate your tickets while boarding public transport as the authorities will fine you if you cannot produce them.
- Don't forget to opt for a travel insurance plan before visiting France.
Note: Travel insurance can safeguard you financially in case of any unforeseen incidents in a foreign land. International travel insurance covers you financially during passport loss, thefts, medical emergencies, flight cancellations, etc.
List of Indian Embassy in France
FAQs about France Travel Insurance from India
Is travel insurance mandatory to travel to France?
Yes, Indians must have travel insurance to visit France, as it is a member of the Schengen Countries. France has mandated travel insurance with adequate health coverage, which will compensate for flight delays, flight cancellations due to sickness or death, lost luggage, and emergency medical costs.
Does France belong to the Schengen Area?
Yes, France is a member of the Schengen Area, which means that if you travel to France and other Schengen countries, you'll typically need a Schengen visa and, in most cases, mandatory Schengen travel insurance to enter and travel within these countries.
Which insurance is best for visitors to France?
In India, many travel insurance providers offer various coverages for trips to France. You can ask for quotes from different companies and compare them based on your requirements.
Is it mandatory to buy medical travel insurance for a France plan?
Buying medical travel insurance in France is mandatory because it is a necessary clause in the application procedure for a Schengen Visa.
How much does travel insurance cost for France?
Travel insurance policies can vary in price depending on factors such as your age and health, the length and destination of your trip, and the level of coverage you choose. With Digit, you will get a travel insurance plan that starts from ₹515 (excluding GST), and the sum insured is $50,000 for a four-day trip for one adult.
Will travel insurance cover the expenses if I have to make arrangements to return home in an emergency?
Trip abandonment is covered under Digit’s travel insurance policy. When you abandon your trip entirely due to an emergency, your travel insurance pays for all nonrefundable travel expenses.
Will travel insurance cover trip delays due to the French transportation strikes?
Yes, comprehensive travel insurance can cover delays and disruptions, including delays from French transportation strikes, public train/transport failures, congestion caused by the recent prohibition of many domestic flights, and more.
What would happen if I had an emergency in France?
Digit travel insurance offers 24/7 travel assistance to help with medical emergencies and other urgent matters. You can reach us anytime at our 24-hour toll-free number, 1800-258-5956, or Email us at hello@godigit.com.
Is travel insurance required for a France visa?
Yes, all Indians must have compulsory travel insurance for a France visa. As France is a member of the Schengen countries, travel insurance is mandatory; without insurance, the authorities will reject your France visa.
Why do I need travel insurance in France?
France's Travel insurance covers flight delays, trip cancellations due to sickness or death, lost luggage, and emergency medical costs. It also protects you from financial loss while traveling by covering a range of possible damages and losses.
Can I get a Schengen visa without travel insurance?
No, you cannot get a Schengen visa without travel insurance.
How much bank balance is required for a French tourist visa?
For a French tourist visa, it would be best to have a minimum bank balance equivalent to EUR 65 daily.
What documents do you need to travel to France?
To travel to France, you must have a valid passport, A Schengen Visa, travel insurance, proof of accommodation, financial means, and a return/onward travel ticket.
Do I need insurance for a long-stay visa in France?
Yes, you need insurance to apply for a long-stay visa in France. Your private health insurance (PHI) or travel insurance policy should meet French requirements for visa approval. If you plan to stay over 180 days, your insurance must cover the entire duration of your visa, which can be up to a year.