Buy International Travel Insurance for Finland
Instant Policy, No Medical Check-ups

Travel Insurance for Finland from India Online, Starting ₹515

Traveling to Finland is a beautiful holiday choice in the north of Europe. With over 40 national parks and 70% of the country covered in forests and nature, a trip to Finland means entering one of the happiest countries in the world!

In Finland, you can hike through mountains, go ice-swimming, hop onto boats and ferries to visit beautiful lighthouses, saunas (there are over 3 million saunas in Finland!), dog sledding, or even visit husky and reindeer farms. Finland’s southern capital, Helsinki, is also worth a visit. Finland offers all these thrilling adventures, so consider buying Digit Finland travel insurance to keep you safe and secure.

Is Travel Insurance Mandatory for Finland?

Yes, travel insurance is mandatory when traveling to Finland. Finland is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.

When travelling to Finland, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.

You can check here how to apply for a Schengen visa, and buy your Schengen visa Travel Insurance online.

What is the Cost of Travel Insurance for Finland from India?

A $50,000 Finland Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

Finland Visa for Indian Passport Holders

You need to apply for a Finland visa before your trip. Before applying, be sure to check all the required documents, charges, and other criteria.

Also, international travel insurance is essential when planning a foreign trip. It provides financial coverage for the loss of valuables, theft, flight cancellation, passport loss, medical expenses, etc.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Finland Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

×

Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's Not Covered? 

Digit's Travel Insurance from India to finland covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
  • Death or disability won't be covered after 365 days of the accident that has caused it.
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
  • Acts of War are not covered.
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
  • Delay of checked-in luggage is not covered if the delay is due to customs.
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.
  • Trip extensions due to childbirth or related matters can't be covered.
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
  • Trip cancellations due to rejection of visa are not covered.

With us, get access to VIP claims

After you buy our international travel insurance for Finland, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Finland with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Finland Travel Insurance Policy from India?

  • Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
  • Accidental Death and Disability (Common Carrier) It covers you for accidental injuries while riding as a fare-paying passenger on a flight or other passenger transport, leading to permanent disability or death.
  • Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
  • Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
  • Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
  • Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Finland’s Official Currency?

Finland’s official currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.

As of 4th August 2024, the currency exchange rates of the Euro are as follows:

Country Currency Euro (EUR)
India 100 INR 1.09 EUR
United States of America 100 USD 91.57 EUR
Japan 100 JPY 0.62 EUR
United Kingdom 100 GBP 117.27 EUR
Australia 100 AUD 60.19 EUR

Note: Although the Euro is widely accepted, some parts of Finland may also take the Swedish Krona (SEK), particularly in areas close to the Swedish border.

Compare Finland Travel Insurance Quotes

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:

  • The medical benefits available and the limit of the Sum Insured for each.
  • Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

What is Finland Famous For?

Finland has a lot to offer its tourists and visitors. Finland is famous for its spectacular lakeside cottages, ice and snow, and splendid architecture; this Nordic country can steal your heart in many ways and leave you craving more. It is a country that can offer you a plethora of experiences.

Your ultimate holiday escape to a fairyland will definitely find its way to this captivating European country. However, before setting your foot in Finland, you must keep an update on the necessary requirements to travel to this country. It will help you plan a hassle-free and unforgettable vacation in this country of incredible landscapes.

When is the Best Time to Visit Finland?

Finland blooms with vibrant flowers, and the best time to visit Finland is from June to August. The climate remains pleasant, and the transport services run smoothly due to favourable weather conditions.

However, if you want to engage in adventurous activities like skiing and snowmobiling and experience the snowy wonderland, winter is your time. Besides, you can also plan during spring and autumn to avoid the crowds and enjoy nature in solitude.

Safety Tips When Travelling to Finland

You must go through the following safety guidelines to ensure a secure and enjoyable Finnish vacation:

  • Always carry your identity proof and passport to avoid legal hassles while travelling across the country.
  • Finland has low crime records, but snatching or pickpocketing is not unusual, so stay alert.
  • Road conditions are challenging during the winter months. Hence, if you are planning your trip from November to March, keep a check.
  • Terrorism threats are getting elevated in Finland. So, follow legal instructions and avoid any suspicious gatherings while visiting this country.
  • Stay updated with the local rules and regulations to avoid penalties and imprisonment.
  • Always keep the Indian Embassy’s contact details handy, so you can reach them during emergencies, consular services or legal matters.
  • Keep your family and friends in India updated with your situation in Finland, and don’t forget to leave copies of your documents and passport with them.
  • Stay updated with the local news and media to stay protected from unforeseen situations.

List of Indian Consulates and Embassy in Finland

List of Airports in Finland

The following is the list of international and domestic airports in Finland:

Name of Airport Type
Helsinki Airport (HEL) International
Oulu Airport (OUL) Domestic and international
Rovaniemi Airport (RVN) Domestic and international 
Turku Airport (TKU) Domestic and international 
Tampere-Pirkkala Airport (TMP) Domestic and international 
Vaasa Airport (VAA) Domestic and international
Kuopio Airport (KUO) Domestic

 

The best travel insurance for Finland is a comprehensive policy that covers you against any mishaps during your trip. At Digit, we prioritize your well-being and aim to give you peace of mind while traveling. That’s why our international travel insurance plans provide extensive coverage options at an affordable price.

FAQs about Finland Travel Insurance from India

How much will a travel insurance plan for Finland cost me?

You can avail of Digit’s Finland travel insurance policy for a sum insured of $50,000 at a premium starting at ₹515 (excluding GST) for four days for an adult.

What are some additional tips for buying Digit's travel insurance for Finland?

When buying Digit's travel insurance for Finland, it's essential to read the policy document thoroughly to understand the coverage and exclusions. You should check if the insurance provider has a 24-hour emergency assistance helpline and a network of hospitals and medical providers in Finland.

How can I file a claim if I face a medical emergency in Finland?

To file a claim, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.

How can I buy travel insurance for Finland?

You can buy Finland travel insurance either offline or online. You can compare different international travel insurance plans, and depending on your budget, you can buy a Finland travel insurance policy.

How many days before should I buy Finland travel insurance?

You can buy a travel insurance policy one day before the journey date. However, you are advised to buy the policy as soon as possible so that various risk factors are covered completely.

Can I opt for travel insurance for Finland after making all bookings?

It is advisable to purchase travel insurance immediately after you make deposits for your trip, so if you have purchased your flight tickets, now would be an excellent time to get travel insurance. Note: Make sure you read the terms of your policy very carefully to be aware of what is covered and what isn't.

Is it possible to participate in high-risk sports while traveling to Finland?

Ensure your insurance covers injury-prone sports like scuba diving or climbing. With Digti Travel insurance, You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover protects you if things go wrong.

Do you need to notify the travel insurer about health problems?

If you did not tell your travel insurer about an existing health problem before you took out the insurance, you may not be covered if you need treatment for this while you're away. You may be unable to claim the cost of any medication you usually need and may have to take while traveling.