Buy International Travel Insurance for Estonia
Instant Policy, No Medical Check-ups

Travel Insurance for Estonia from India Online, Starting ₹515

When you travel to Estonia, you can't help but feel like a blast from the past! With its exceptional cuisine, 2000 islands, and 50% of the land covered in luscious forests, this country offers an experience like no other! Nature enthralls Estonians through its many waterfalls, lakes, caves, and forest sites!

Traveling to Estonia can give you and your family a new perspective on life. So, before you leave, ensure you have all the required documents for your trip. One of the most important documents to have is travel insurance. Our quick, hassle-free digital process lets you quickly buy travel insurance online. Read on to find out why you need to buy Digit's International Travel Insurance for your trip to Estonia from India.

Is Travel Insurance Mandatory for Estonia?

Yes, travel insurance is mandatory when traveling to Estonia. Estonia is a Schengen country, so you must have valid travel insurance to acquire a Schengen visa.

When traveling to Estonia, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. This is primarily to secure you financially in case of medical emergencies and hospitalization costs. However, the Schengen travel insurance plan can prove highly beneficial with its many benefits that ensure your trip goes smoothly.

What is the Cost of Travel Insurance for Estonia from India?

A $50,000 Estonia travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

Estonia Visa for Indian Passport Holders

Estonia is a Schengen country. Therefore, if you wish to travel for less than 90 days, you will need a Schengen visa. You might also need to provide additional documents, in addition to a valid passport, application form, cover letter, and proof of income.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Estonia Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's Not Covered?

Digit's Travel Insurance from India to Estonia covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
  • Death or disability won't be covered after 365 days of the accident that has caused it.
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
  • Acts of War are not covered.
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
  • Delay of checked-in luggage is not covered if the delay is due to customs.
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.
  • Trip extensions due to childbirth or related matters can't be covered.
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
  • Trip cancellations due to rejection of visa are not covered.

With us, get access to VIP claims

After you buy our international travel insurance for Estonia, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Estonia with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Estonia Travel Insurance Policy from India?

  • Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the Policy Schedule, for upgrading the Insured Person to a business class air ticket from the place of hospitalization to the Country of Residence if you're hospitalized for more than 5 days and the upgrade is suggested by a medical practitioner.
  • Loss of Baggage and Personal Belongings - If you lose your stuff during your trip due to theft, robbery, etc., we will compensate you after deducting depreciation.
  • Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
  • Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
  • Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Estonia’s Official Currency?

Estonia's currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.

As of 2nd August 2024, the currency exchange rates of the Euro are as follows:

Country Currency Euro (EUR)
India 100 INR 1.11 EUR
United States of America 100 USD 92.58 EUR
Japan 100 JPY 0.62 EUR
United Kingdom 100 GBP 117.90 EUR
Australia 100 AUD 60.38 EUR

Note: You cannot use any currencies other than Euro anywhere in Estonia.

Compare Estonia Travel Insurance Quotes

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:

  • The medical benefits available and the limit of the Sum Insured for each.
  • Generally, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

What is Estonia Famous For?

Estonia, a North European country, can be a paradise for travelers in every aspect. Estonia is famous for its historical monuments and spectacular landscapes, and this Baltic country will leave you spellbound with beauty, serenity, and tranquility. Thanks to its offbeat identity, only a few people visit this country. Hence, you can enjoy a peaceful vacation without significant interruptions or crowds.

When is the Best Time to Visit Estonia?

Estonia offers splendid views of its majestic beaches, pristine inland lakes, migratory birds, etc., from May to August. So, the best time to visit Estonia is summer. However, if you want to experience exciting activities like skiing, winter is the perfect time for it, though it has other challenges due to the harsh climate.

Besides, you can plan your trip to witness the vibrant nature in the spring and autumn months.

Safety Tips When Travelling to Estonia

Here are some safety protocols to follow that will ensure a hassle-free Estonian vacation:

  • Though the crime level is low in Estonia, petty thefts like pickpocketing and distracting tourists to rob their belongings can occur.
  • Keep photocopies of your passport and other ID proofs, as thieves can snatch away your bag, and you may lose the original document.
  • The public buses feature a smartcard system, and authorities will charge a fine if you travel without an e-ticket.
  • Stay updated with the weather forecast to stay protected if you are travelling in Estonia during the winters.
  • Stay updated on Estonia's current health hazards and viral contaminations, and take necessary precautions while travelling.
  • Check the hotel locks and closets for safety and security while staying in a foreign country.
  • Keep the contact details of the Indian Embassy for emergencies.
  • Don't miss your travel insurance policy while making a foreign trip. International travel insurance acts as a saviour during unforeseen incidents in foreign lands. It offers financial coverage against theft, passport loss, medical expenses, flight cancellations, etc.

List of Indian Consulates and Embassy in Estonia

Contact City Official Site
Embassy of India Tallinn https://indembassytallinn.gov.in/index.php

List of Airports in Estonia

The following is the list of international airports in Estonia:

Name of Airport Type
Lennart Meri Tallinn Airport  International

 

While traveling to Estonia, the ideal insurance is a thorough policy that protects you from any issues during your trip. At Digit, we focus on your well-being and strive to ensure you travel with peace of mind. Our international travel insurance plans offer wide-ranging coverage at a budget-friendly price.

FAQs about Estonia Travel Insurance from India

How much does travel insurance for Estonia cost?

Digit’s Estonia travel insurance policy covers a sum insured of $50,000, and the premium starts at ₹515 (excluding GST) for four days for an adult.

What is the free look period for travel insurance in Estonia?

The free look period for travel insurance in Estonia is fifteen days. It starts on the date you receive your policy document. During this period, you should review your policy to see if it meets your needs.

What does Estonia travel insurance not cover?

Estonia travel insurance does not cover accidents caused by drunk driving or driving under the influence of alcohol or drugs, trip extensions due to childbirth, flight delays if your airline has already informed you about them at least 6 hours in advance, trip abandonments due to pre-existing illnesses or health conditions, or trip cancellations due to visa rejection.

What kind of insurance is recommended for my trip to Estonia?

To travel to Estonia, it's essential to have comprehensive travel insurance. This insurance should financially protect you in various situations, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage.

Will my Estonia travel insurance cover any dental emergencies?

Yes, dental treatment is covered under Estonia travel insurance. Suppose you encounter acute pain or meet with an accidental injury to your natural teeth on the trip, resulting in dental treatment. In that case, we will cover the reasonable and customary charges you incur up to the limits shown on your policy schedule.

Is Travel Insurance to Estonia valid for all types of travel?

Travel Insurance for Estonia travel is valid for most types of travel, including leisure, business, and educational trips. However, the coverage details may vary depending on the kind of travel and the plan you choose.

Does Digit's International Travel Insurance provide Escort of a Minor Child?

Yes, suppose you end up in the hospital unexpectedly. In that case, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city, which includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.

What is home-to-home cover in Digit travel insurance?

In this coverage, Digit will cover your medical expenses, evacuation, and accidents during travel from home to the departure point and during the return journey from port to home (up to 12 hours from the planned trip).

What should I do if my baggage is lost during my trip to Estonia?

If you lose your baggage, you should immediately report the loss to the airline and contact your insurance provider for assistance. With Digit travel insurance, if you lose your stuff during your trip due to theft, robbery, etc., we will compensate you after deducting depreciation.

What should my travel insurance for Estonia cover?

Estonia travel insurance should cover you financially, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage.

Can I extend my travel insurance while in Estonia?

Yes, If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.

Does travel insurance cover adventure sports in Estonia?

Yes, you can enjoy adventure sports that last less than 24 hours continuously during your trip, provided you participate in a non-professional capacity and under the supervision of a trained professional. This cover provides protection if things go wrong.

Do I need travel insurance for Estonia?

Yes, travel insurance is required for Estonia as it is part of the Schengen zone, and travel insurance is mandatory when traveling to the Schengen area. Travel insurance gives you financial protection against unexpected events and situations that might affect your plans, including urgent medical treatment and trip cancellation.

What should I do in case of a medical emergency in Estonia?

Contact your insurer immediately for medical assistance. Digit's travel insurance will cover unexpected emergencies requiring hospitalization due to illness or acute pain. If you have a medical emergency, we will pay reasonable charges per your policy.