Have you Considered Purchasing Travel Insurance for Dubai?

Let us emphasise the importance of getting a travel insurance policy for a second now! It is necessary while travelling internationally and will provide maximum financial protection against sudden liabilities arising during your trip to Dubai.

Suppose you have an accident requiring immediate hospitalisation, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations.

In that case, Depending on your coverage level, our travel insurance policies can help you recover losses for other expenses. Everything from purchasing insurance to making a claim is online, super simple, and hassle-free.

No, a travel insurance isn’t compulsory for Dubai yet. However, it will always benefit you during unfortunate and unpredictable situations such as flight delays, medical emergencies, baggage delay/loss, adventure sports and a lot more.

Spending a little on an international travel insurance plan is always wiser than bearing huge losses during emergencies.

Additionally, if you’re an adrenaline junkie with lots of adventure sports planned for the trip, it’s preferred that you have insurance in place.

A $50,000 UAE travel insurance plan from India for a four-day trip for an adult starts from ₹395 (excluding GST).

Before you travel to the UAE, please check your visa requirements and ensure you have a valid visa if needed and that your passport is valid for six months. Holders of non-standard passports and travel documents may also have different entry requirements. Indians can apply for a UAE visa online through VFS Global or at a Dubai visa processing centre.

It’s simple to get a tourist visa for Indians travelling to Dubai, depending on the category you fall into:

• Indian passport holders with a valid U.S., U.K., or Schengen visa - You don’t need to do anything until you get there. In this case, you can get a visa on arrival that is valid for two weeks. You only need 120 AED (₹2730 as of July 17, 2024 exchange rate) to fulfil the visa fee, which must be paid at the Dubai International airport.
• Ordinary Indian Passport Holders (Applicable for both Tourist & Transit Visas) - The process of obtaining a tourist visa for an Indian national can only be arranged by a sponsor in the UAE. Don’t worry; it’s not as hard as it sounds and can be obtained easily by booking a hotel in the UAE through the Emirates Airline/Air Arabia/Fly Dubai offices or a Travel Agent in India. The fees for these range between ₹4,000 to 7,000 depending on the duration and type of tourist visa required.

• Receive Compensation for Lost/Stolen Baggage: If your flight is delayed, your passport and baggage are stolen, or you lose your luggage, travel insurance will protect and compensate you for obstacles and losses that may arise during your travel.
• Get Coverage for Hospitalisation: Suppose you have an accident and need immediate hospitalisation. In that case, it's safer to spend a few bucks on international travel insurance for Dubai than bear the financial and personal brunt of unpredictable circumstances!
• Engage in Exciting Adventure Sports Without Worries: Dubai offers various adventure sports, such as scuba diving, dune dashing, sky diving, and bungee jumping. Your travel insurance will also cover the risks in case of a mishap.
• Receive Hijack Distress Allowance: If the common carrier in which you are travelling has been hijacked, You will be paid a distress allowance up to the limit shown in your policy schedule for each 24 consecutive hours.
• Acquire Dental Treatment: Suppose you encounter acute pain or meet with an accidental injury to your natural teeth on the trip. The treatment provided will be covered according to the policy schedule in this scenario.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

While comparing travel quotes from different travel insurance companies for Dubai/UAE, make sure you are aware of the following:

• The medical benefits available and the limit of the Sum Insured for each.
• Terms of claims. A lot of times, the terms can be tricky and very rare- that despite the benefit, you’ll never really be able to claim it.
• The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?

You can reach Dubai within a 3 to 4-hour flight from India. Dubai has a wide range of activities for all travellers, making it worth a visit! While Dubai is famous for its skyscrapers and shopping centres, it offers surprising attractions such as desert excursions, cultural interactions, beach getaways, and luxurious experiences.

With almost 200 nationalities, Dubai has become a global melting pot of diverse cultures and people, making it a popular transit and travel destination for tourists worldwide.

If you haven’t yet planned your travel dates, you might want to consider the weather conditions, local events, tourist activities, and a lot more before you freeze on them. Like most countries in the Middle East, summers aren’t really a recommended time of the year. This is because the temperatures can be scorching hot, limiting you from lots of outdoor activities.

November to March are the best time to visit UAE, owing to the pleasant weather conditions and many events and festivals at their peak.

If you’ve already confirmed your travel dates for the summer season, fret not! There are tons of activities for the summer babies as well. Right from the water parks, the beautiful beaches and resorts, an array of water sports, and the famous Ski Dubai at the Mall of the Emirates, you can try skiing and make friends with some penguins, too! Dubai never fails to surprise. There’s something to do for just about anyone.

Note: Since the UAE is Muslim, Ramadan is widely practised and falls during summer. Due to this, many timings and activities may differ, such as restaurants only starting to serve food after sunset (when Muslims break their fast). Based on this, you should check the dates and details and plan accordingly.

• If you’re planning to drive while you’re in Dubai, please make sure you have a valid International Driving License and follow the rules diligently, as the local laws in the UAE are extremely strict.
• Note that the consumption of liquor isn’t allowed in public spaces. In fact, you can’t even purchase liquor bottles from anywhere except the Dubai Duty-Free shops or your hotel/resort and bars.
• Only small amounts of cash or valuables should be carried in Dubai, as theft or pickpocketing are common. Be aware of your surroundings in crowded areas and keep your belongings close, especially in congested areas or on public transportation.
• Dubai's temperature is hot and humid, so you should protect yourself by wearing a hat and sunglasses and applying sunscreen with high SPF. You should also stay hydrated by drinking plenty of water and avoiding direct sunlight during the day.
• Take care when walking or travelling alone, and use a reputable taxi company, mainly if you are female, and at night. Do not accept lifts from strangers.