Buy International Travel Insurance for Czech Republic
Instant Policy, No Medical Check-ups

Travel Insurance for Czech Republic from India Online, Starting ₹515

The landlocked Czech Republic offers natural heritage to its tourists and a vast display of architecture. With its many castles, extensive lands, rich history, UNESCO monuments, and world-recognized cities like Prague and Bohemia, this country attracts tourists all year round.

The seasons in the Czech Republic bring the country to life. If you're traveling during the fall, don't miss out on the scenic countryside, where you can bike or walk through nature. During summer, the streets of Prague deserve your attention. You can also hike up the Krkonose Mountains, or if you want to travel during the winter, you are in for a real white Christmas!

One of the most important documents you must own to get to the Czech Republic is an international travel insurance policy. Purchase your international travel insurance for the Czech Republic from Digit online within a few minutes. You will be protected in unpredictable situations such as flight delays, passport loss, baggage delay, medical emergencies, trip cancellations, and other mishaps.

The landlocked Czech Republic offers natural heritage to its tourists and a vast display of architecture. With its many castles, extensive lands, rich history, UNESCO monuments, and world-recognized cities like Prague and Bohemia, this country attracts tourists all year round.

A travel insurance policy is one of the most important documents you must own to get to the Czech Republic. Purchase your international travel insurance for the Czech Republic from Digit online within a few minutes. You will be protected in unpredictable situations such as flight delays, passport loss, baggage delays, medical emergencies, trip cancellations, and other mishaps.

Is Travel Insurance Mandatory for the Czech Republic?

Yes, travel insurance is mandatory when traveling to the Czech Republic. The Czech Republic is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance. 

When traveling to the Czech Republic, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. 

What is the Cost of Travel Insurance for the Czech Republic from India?

A $50,000 Czech Republic travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

Czech Republic Visa for Indian Passport Holders

As an Indian traveler, you will need a Schengen visa to enter the Czech Republic. A Schengen Visa allows you to stay for up to 90 days within a 180-day period for purposes such as tourism, business, or visiting family.

When applying, you'll need to provide documents such as your valid passport, completed visa application form, proof of accommodation, travel itinerary, financial statements, travel insurance, and a return flight ticket. Depending on your visit, you may also need additional documents like an invitation letter if you're visiting family or attending a business event.

Some of the main types of Schengen visas are:

  • Tourist Schengen Visa: This visa is for short-term visits to the Schengen area for tourism, leisure, or visiting family and friends.
  • Business Schengen Visa: For business meetings, conferences, and other short-term professional activities.
  • Student Schengen Visa: This visa is for individuals enrolling in a full-time study program at a recognized institution within the Schengen area.
  • Transit Schengen Visa: Allows travelers to pass through the international transit area of airports in the Schengen area.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Czech Republic Travel Insurance Plans That Fit Your Needs

Basic Option Comfort Option

Medical Cover

×

Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

×

Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

×

Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

×

Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

×

Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

×

Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

×

Smooth transit covers

×

Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

×

Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

×

Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

×

Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

×

Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

×

Flexible Trip

×

Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

×

Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

×

Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

×

Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

×

Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's Not Covered? 

Digit's Travel Insurance from India to the Czech Republic covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
  • A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
  • Death or disability won't be covered after 365 days of the accident that has caused it.
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
  • Acts of war are not covered.
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
  • Delay of checked-in luggage is not covered if the delay is due to customs.
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.
  • Trip extensions due to childbirth or related matters can't be covered.
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
  • Trip cancellations due to rejection of visa are not covered.

With us, get access to VIP claims

After you buy our international travel insurance for Czech Republic, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Czech Republic with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Czech Republic Travel Insurance Policy from India?

  • Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
  • Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
  • Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
  • Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the Policy Schedule, for upgrading the Insured Person to a business class air ticket from the place of hospitalization to the Country of Residence if you're hospitalized for more than 5 days and the upgrade is suggested by a medical practitioner.
  • Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Czech Republic’s Official Currency?

The Czech koruna is the official currency of the Czech Republic. Koruna is the Czech word for crown, and it is often called the Czech crown in English. The code for the Czech koruna is CZK.

Coins are available in 1, 2, 5, 10, 20, and 50 here denominations, and 1, 2, and 5 koruna. Banknotes are available in 10, 20, 50, 100, 200 and 500 koruna denominations.

As of 5th August 2024, the currency exchange rates of CZK are as follows:

Country Currency CZK (Czech Koruna)
India 100 INR 27.43 CZK
United States of America 100 USD 2,308.60 CZK
Europe 100 EUR 2,531.50 CZK
Japan 100 JPY 16.23 CZK
United Kingdom 100 GBP 2,946.46 CZK
Australia 100 AUD 1,487.94 CZK

Note: In the Czech Republic, some larger hotels, shops, and restaurants also accept Euros (EUR) and USD.

Compare Czech Republic Travel Insurance Quotes 

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:

  • The medical benefits available and the limit of the sum insured for each.
  • Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

What is Czech Republic Famous For?

The Czech Republic, also known as Czechia, is a Central European country. Home to the enchanting city of Prague, it has secured its place among the popular tourist destinations worldwide.

If your search for an eventful holiday escape with abundant scenic beauty and heritage buildings has not yet been fulfilled, plan a trip to the Czech Republic. The spectacular views of this magnificent country will capture your heart and mind.

When is the Best Time to Visit Czech Republic?

The summer months are the best time to visit Czech Republic, considering the elegant views and pleasant weather. However, it is also overcrowded. Hence, you can plan your vacation during the spring or autumn to grab the best deals on accommodation and food. Besides, you can witness fantastic weather conditions and enjoy exciting activities like hiking and skiing during May, September, and October.

Safety Tips When Travelling to Czech Republic

Here are some safety guidelines that you must follow while travelling across this country:

  • Always carry photocopies of your passport and other documents. Local thieves often snatch away passports and purses.
  • Stay aware while drinking and eating out, as you can be a victim of drink spiking. Don't visit nightclubs and bars alone; stay with friends or family.
  • Don't use ATMs located on desolate roads.
  • Abide by the local rules and regulations to stay protected from legal hazards.
  • Don't take pictures of buildings or shopping centres without permission.
  • Keep the Indian Embassy's address and contact details with you so that you can seek help from them during serious issues.
  • Check the rooms and locks properly before entering your hotel room, and keep your belongings safe while traveling by public transport.
  • Opt for international travel insurance to stay financially secure from unforeseen incidents in a foreign land.

Travel insurances are a saviour when you are travelling to an unknown country. It protects you financially in case of theft, medical expenses, passport loss, flight delays or cancellations, etc.

List of Indian Consulates and Embassy in the Czech Republic

Contact City Official Site
Embassy of India Prague https://www.eoiprague.gov.in/

List of Airports in the Czech Republic

The following is the list of international airports in the Czech Republic:

Name of Airport Type
The Vaclav Havel Airport Prague International
Brno-Turany Airport International
Ostrava Airport International
Karlovy Vary Airport International
Pardubice Airport International

FAQs about Czech Republic Travel Insurance

What if I need acute dental treatment while in the Czech Republic?

You can contact your insurer for immediate assistance. According to the Digit policy, emergency dental treatment will be provided by the dentist if there is any accidental injury or acute pain in your natural teeth covered up to the limits of your policy schedule.

How much does travel insurance for the Czech Republic cost?

Digit’s Czech Republic travel insurance policy covers a sum insured of $50,000, and the premium starts at ₹515 (excluding GST) for 4 days for an adult.

What assistance services are available with Digit travel insurance?

Digit travel insurance packages offer 24-hour assistance services. Call the toll-free number at 1800-258-5956, 24 hours a day, seven days a week, or email Digit Insurance customer care at hello@godigit.com.

How far in advance should I purchase Czech Republic travel insurance before my trip?

It is advisable to buy travel insurance as soon as you book your trip to ensure coverage for unforeseen cancellations.

Can I extend the Czech Republic travel insurance policy if my trip is prolonged?

Yes, if your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay longer than expected, you will get reimbursed for the costs.

Are there any daily allowances provided in case of hospitalization?

Yes, suppose you are hospitalized during the trip due to an accidental injury or emergency medical treatment and have low cash. In that case, you can use the daily allowances provided by Digit up to the maximum number of nights specified in the policy schedule.

Can I get Digit travel insurance if I’m over 85 years old?

No, at Digit, we currently do not provide international travel insurance to those above 70 years. Children below the age of 18 need at least one companion above 18 years to travel with.

Will the Czech Republic travel insurance plan cover any injuries caused during adventure sports?

Yes, Digit travel insurance for the Czech Republic will cover adventure sports injuries for activities lasting less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional during your trip. This cover offers protection if things go wrong.

I lost my wallet in the Czech Republic. Can my travel insurance policy help?

Yes, if you lose your wallet during your trip due to theft, robbery, etc., we will compensate you after deducting depreciation.

Do you need travel insurance for the Czech Republic?

Yes, travel insurance is required for the Czech Republic as it safeguards against risks such as passport loss, baggage loss, and medical emergencies and ensures a stress-free trip.