Buy International Travel Insurance for Canada
Instant Policy, No Medical Check-ups

Travel Insurance for Canada from India Online Starting ₹665

Canada is a favourite among Indians as it offers job opportunities and world-class education. However, due to the contrasting climate and vast geographical diversity, you are constantly at risk of getting ill or injured, especially during skiing or hiking activities. You can stay protected against any mishap if you have travel insurance for Canada from India.

International travel insurance for Canada will cover and benefit you in situations such as flight delays, passport loss, baggage loss, medical emergencies, adventure sports, political unrest, and other such mishaps.

Moreover, the average cost of healthcare in Canada can range between $3000 to $7000, which is more than 150 times the cost of essential travel insurance for visitors like you!

Is Travel Insurance Mandatory for Canada?

No, travel insurance isn’t mandatory for Indians travelling to Canada yet. However, according to trends, many immigration officers in Canada have been asking visitors for travel or health insurance, especially one that covers any unforeseen medical expenses.

What is the Cost of Travel Insurance for Canada from India?

A $50,000 Canada Travel insurance plan from India for 4 days - 1 adult is starting from ₹665 only (excluding GST).

Canada Visa for Indian Passport Holders

Unlike our insurance, a tourist visa for Canada has generally been said to be difficult. However, this also depends on how you fill in your application.

Make sure you state everything asked for clearly, especially your reason for travel while supporting it with viable documents. Additionally, include your travel insurance in your documents as it’s said to even speed up the process sometimes!

Here are the basic steps to obtaining a visa for Indians travelling to Canada:

  • Download the Canada Tourist Visa form from the Canadian Government website, along with the document checklist, so you know exactly what you need.
  • Make sure you have all the documents you need, especially your flight tickets, hotel accommodation, itinerary, international travel insurance, and a well-drafted cover letter that states the purpose of your visit.
  • Compile all your documents in one file and submit it to your visa agent or the embassy directly.
  • The visitor’s visa fee is 100 Canadian Dollars (5,208 INR), and after all processes, it will take at least 2 weeks to be accepted/rejected.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Canada Travel Insurance Plans That Fit Your Needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Canada with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Canada Travel Insurance from India?

  • Avail Coverage for Re-Issuance of Passport - If you lose your passport or it is stolen, expenses related to its re-issuance would be covered under Digit’s international travel insurance policy.
  • Get Emergency Cash Assistance Service - In this cover, we will only assist when you require emergency cash flow following incidents like theft/burglary of luggage/money or holdup.
  • Get Coverage for Hospitalization - Given the variety of national parks, adventure activities and breathtaking road trips Canada has to offer, travel insurance can keep you covered for any mishaps that may come your way. Additionally, the average cost of a standard hospitalization and healthcare in Canada can cost up to $3000-$7000! Our travel insurance could cover the same for you.
  • Impressive Customer Care Services - International travellers may need to contact their insurers at odd hours, especially considering the time gap in the various countries. Digit’s reliable customer care services ensure you can avail of assistance 24x7 without any delays.
  • Acquire Dental Treatment - Suppose you encounter acute pain or meet with an accidental injury to your natural teeth on the trip. The treatment provided will be covered according to the policy schedule in this scenario.
  • Compensation for a Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

Compare Canada Travel Insurance Quotes

Whilst comparing travel quotes from different travel insurances for Canada, make sure you are aware of the following:

  • The medical benefits available and the limit of the Sum Insured for each. For example, on a minimum, you could be spending INR 1-1.5 lakhs for basic hospitalization and a minimum 8-10 lakhs for critical illnesses. Check if the sum insured even covers minimum medical costs or not.
  • Terms of claims. The terms can often be tricky and very rare, meaning that despite the benefit, you’ll never really be able to claim it.
  • The claims process is done by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?

What is Canada’s Official Currency?

Canada's currency is the Canadian dollar (CAD), denoted by the symbol C$, to distinguish it from the US dollar. It is available in 5, 10, 20, 50, and 100-dollar paper notes. Canadian coins circulate as 5 cents (nickel), 10 cents (dime), 25 cents (quarter), 1 CAD (loonie) and 2 CAD (toonie).

As of 24th June 2024, the currency exchange rates of CAD are as follows:

Country Currency CAD (Canadian Dollar)
India 100 INR 1.64 CAD
United States of America 100 USD 136.63 CAD
Europe 100 EUR 146.54 CAD
Japan 100 JPY 0.86 CAD
United Kingdom 100 GBP 173.19 CAD
Australia 100 AUD 90.90 CAD

Note: Some businesses and merchants in Canada may accept US dollars for transactions.

What is the Canada Famous For?

Canada is famous for the heavenly Niagara Falls, world-famous maple syrup, rich diversity in people and the great outdoors, charming northern lights, and astounding wildlife.

Being the second-largest country in the world (also the politest!), Canada must be on almost everyone’s travel bucket list. Whether you’re going in for the summer or the extreme winters, you can be sure you’ll never be bored! Especially if you’re touring on the road.

When is the Best Time to Visit Canada?

Honestly, this depends largely on your travel purpose. While most people prefer the summer, many travellers also pick the winters (yes, even when it’s extremely cold!) owing to the specific snow experiences they’re looking for.

However, considering everything, the fall months between September and November are the best time to visit Canada. The weather is neither cold nor hot. It’s not packed with tourists, and if you’ve never experienced autumn, Canadian cities will make you fall in love with their changing fall foliage and breathtaking backdrops.

It is the most favourable time to experience Canada at its best. You can almost feel like you’re in one of your picturesque desktop wallpapers.

Safety and Precautions for Indians

Canada is known to be safer than its neighbouring country. However, this also primarily depends on the cities you plan to visit.

Here’s a quick list of safety precautions that will ensure you’re safe:

  • Be careful around Vancouver’s Downtown East Side during the night, as it’s known for its cluster of drug dealers and prostitutes.
  • Be aware of pickpockets in all popular tourist destinations, train stations and crowded streets. Also, avoid carrying valuables you don’t need everywhere you go.
  • Avoid buying tickets from just about any website or person. It’s a common travel scam in Canada. Instead, get tickets (for tours, shows, etc.) from your hotel, licensed websites, retailers, and official counters.

If you’re Road Tripping

  • Make sure you have insurance to safeguard against any third-party or personal emergencies. While your international travel insurance for Canada would insure your liabilities (including damage/loss of the car)
  • Be cautious of Moose while driving. Given their population across Canada, they can be a significant concern.
  • Make sure you have a valid international driving license in place. Car rental will only let you drive.

List of Indian Consulates and High Commissions in Canada

List of Airports in Canada

The following is the list of international and domestic airports in Canada:

Name of the Airport & Location Type
Vancouver International Airport, British Columbia International Airport
Toronto Pearson International Airport, Ontario International Airport
Halifax Stanfield International Airport, Nova Scotia International Airport
Montreal Pierre Elliott Trudeau International Airport, Quebec International Airport
Ottawa McDonald-Cartier International Airport, Ontario International Airport
Calgary International Airport, Alberta International Airport
Winnipeg James Armstrong Richardson International Airport, Manitoba International Airport
Victoria International Airport, British Columbia International Airport
St. John’s International Airport, Newfoundland and Labrador International Airport
Edmonton International Airport, Alberta International Airport
Boundary Bay Airport, British Columbia International Airport
Quebec City Jean Lesage International Airport, Quebec International Airport
Gander International Airport, Newfoundland and Labrador International Airport
Greater Moncton Romeo LeBlanc International Airport, New Brunswick International Airport
Regina International Airport, Saskatchewan International Airport
London International Airport, Ontario International Airport
Yellowknife Airport, Yellowknife International Airport
Montreal Saint-Hubert Airport, Quebec Domestic Airport
Billy Bishop Toronto City Airport, Ontario Domestic Airport
Kamloops Airport (YKA), British Columbia Domestic Airport
Churchill Airport (YYQ), Manitoba Domestic Airport

FAQs about Canada Travel Insurance from India

Can I travel to Canada without travel insurance?

Yes, you can travel to Canada without travel insurance, but it is highly advisable to have travel insurance if you want coverage against unexpected losses.

What is covered in travel insurance?

Travel insurance covers unexpected situations like trip cancellations, medical emergencies, lost baggage, etc.

How do I claim my travel insurance?

To claim travel insurance, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.

Will travel insurance cover the expenses if I have to make arrangements to return home in an emergency?

Yes, with the trip abandonment covered under Digit’s travel insurance policy, individuals can cover the costs incurred to make alternative emergency travel arrangements and reimbursement for non-refundable travel booking costs like accommodation, etc.

I am immigrating to Canada. Do I need a travel insurance plan?

Travel insurance is not mandatory for people immigrating to Canada.

If my travel dates to Canada change, can I change the dates mentioned in the policy?

Yes. If travel insurance has the customization option, you can change the dates accordingly.

If I travel to Canada with my spouse for 15 days, what will the cost of Canada travel insurance from India?

Digit’s Canada travel insurance policy covers a sum insured of $50,000, and the premium starts at ₹665 (excluding GST) for four days for an adult.

How can I buy Canada travel insurance in India?

You can buy Travel insurance for Canada either online or offline. You can also compare the coverage and premiums of various trip insurance plans offered by different insurers online.

Do tourists get free healthcare in Canada?

No, non-Canadian citizens still need access to healthcare facilities in Canada. They can avail of healthcare services during their stay in Canada but must pay for the treatment. However, they can access cashless facilities if admitted to a network hospital of the insurer from whom their travel insurance for Canada was purchased.

Does the Canada travel insurance cover flight cancellation?

Yes, Digit’s Canada travel insurance covers flight cancellations. If your trip is cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.

Can I buy travel insurance for Canada online?

Yes, you can buy travel insurance for Canada online. You can compare benefits and premiums from different insurance providers and choose the right trip policy.

Can I avail of a cashless facility for hospitalisation under the Digit Travel Insurance Plan?

You can opt for cashless treatment benefits if you buy international travel insurance online from Digit Travel Insurance.

Do Indian travellers need to disclose their pre-existing medical conditions when buying travel insurance for Canada?

Yes, disclosing any pre-existing medical conditions is essential when buying travel insurance for Canada. Failure to do so may result in denial of coverage or cancellation of the policy.