Buy International Travel Insurance for Bhutan
Instant Policy, No Medical Check-ups

Travel Insurance for Bhutan from India Online, Starting ₹395

Bhutan is a small country perched up on the Himalayas, where people believe in being called to the place and contributing to its rich values, beliefs, and nature.

Travelers to Bhutan visit the capital city, Thimphu, where galleries and museums emphasize the country’s history. You must also visit Eastern Bhutan, where quiet valleys, nature reserves, and local culture will provide an authentic experience.

Before you start your trip from India to Bhutan, ensure you know the best time to visit, safety tips and essential travel insurance. To financially recover from any difficulties or uncertain situations that could hamper your trip, you must own travel insurance.

Is Travel Insurance Mandatory for Bhutan?

No, travel insurance is not mandatory when travelling to Bhutan, but it is highly advised.

The Indian Embassy of Bhutan recommends having insurance coverage when travelling to Bhutan.

One reason you should purchase travel insurance before travelling to Bhutan is to avail medical benefits if you require treatment easily. Travel insurance can cover you if you experience flight, baggage or accommodation issues.

What is the Cost of Travel Insurance for Bhutan from India?

A $50,000 Bhutan Travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).

Bhutan Visa for Indian Passport Holders

India is one of the few countries that shares a border with Bhutan and is on very good terms with it. Bhutan visa for Indians is not necessary for Indian citizens.

Though Indians do not need a visa to enter Bhutan, they must carry specific permits and documents while visiting. The travel permit collected from the immigration office and Paro International Airport will allow an Indian to visit Paro and Thimpu only.

What’s Great About International Travel Insurance by Digit?

Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).

Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.

Smartphone-enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.

Missed-call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.

Bhutan Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance for Bhutan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Buy Travel Insurance for Bhutan with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Why Choose Digit for Bhutan Travel Insurance Policy from India?

Let's look at why you need travel insurance when visiting Bhutan: 

  • Compensation for Flight-Related Discrepancies - Flights to Bhutan depend heavily on weather conditions as the country is situated in a relatively secluded area. This means there is a high probability of flight delays, cancellations, bounced bookings, baggage issues, loss of passport, and other flight-related discrepancies. In such events, an international travel insurance plan from Digit is beneficial as it offers a wide range of coverage for your trip.
  • Engage in Exciting Adventure Sports Without Worries - In a country like Bhutan, getting international travel insurance is crucial because of the many adventure activities you are bound to indulge in. If any accident or hospitalisation results from these activities, travel insurance with adventure sports coverage will significantly benefit. Digit’s International Travel Insurance provides coverage for adventure activities.
  • Get Coverage for Hospitalisation - Bhutan's terrain is rocky, mountainous, and unstable. Even if you are extremely careful while moving around the city, you never know when tragedy might strike. Travel insurance with medical benefits (like ours!) can be very advantageous if you require hospitalization or medical treatment.
  • Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city. This includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
  • Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

What is Bhutan’s Official Currency?

The Bhutanese Ngultrum (BTN) is the official currency of the Kingdom of Bhutan. It is legal in Bhutan and has the same value as the Indian rupee.

As of 5th July 2024, the currency exchange rates of BTN are as follows:

Country Currency BTN (Bhutanese Ngultrum )
India 100 INR 99.85 BTN
United States of America 100 USD 8,337.27 BTN
Europe 100 EUR 9,024.89 BTN 
Japan 100 JPY 51.89 BTN
United Kingdom 100 GBP 10,661.12 BTN
Australia 100 AUD 5,615.40 BTN

Note: ₹100 and 50 Rupee notes may be used in Bhutan, but Ngultrum cannot be used in India. Indian Rupee denomination notes of ₹500, ₹1000, and ₹2000 are not accepted in Bhutan.

Compare Bhutan Travel Insurance Quotes

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following: 

  • The medical benefits available and the Sum Insured limit for each. 
  • The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

What is Bhutan Famous For?

Planning for a peaceful vacation on the lap of the Himalayas? A Bhutan trip might be just the right choice. From lush green Himalayan foothills to spiritual mysticism, Bhutan is a magical country in all aspects. This mythical country will embrace you with rich culture, splendid monasteries, and abundant natural beauty.

Moreover, you can enjoy spicy local cuisine, stone baths, hiking mountain ranges, and many other exciting activities. However, if you are planning a trip to this peaceful country, you must be aware of certain crucial information.

When is the Best Time to Visit Bhutan?

Spring is the best time to visit Bhutan if you want to witness the best views, blooming flowers all around, and various festivals. The months between March and May feature clear sky, snow-capped mountains, flourishing flora and fauna and many more. You can also plan a trip during the winter. However, considering excessive rainfall, it’s best to avoid June to August.

Safety Tips When Travelling to Bhutan

Check out the following safety guidelines to ensure a safe Bhutan tour:

  • Always keep your valuable belongings safe from local burglars.
  • Carry your identity proof while travelling across Bhutan.
  • Always keep your family and friends updated with your travel itinerary and leave the documents of your photocopies with them while leaving India.
  • Bhutan is a cultural kingdom, so maintain your clothing decorum while travelling across this country.
  • Don’t forget to carry your medicines and other necessary things.
  • Keep the contacts of Indian consular services handy and reach them during an emergency.
  • Keep a check on your eating and drinking habits while visiting a foreign country to stay protected from any sudden illness.

List of Indian Embassy in Bhutan

Contact City Official Site
Embassy of India Thimphu https://www.indembthimphu.gov.in/

List of Airports in Bhutan

The following is the list of international and domestic airports in Bhutan.

Name of Airport Type
Paro International Airport, Airport Road Paro International Airport
Yongphula Domestic Airport, Trashigang Domestic Airport
Bumthang Domestic Airport, Jakar Domestic Airport
Gelephu Domestic Airport, Sarpang District Domestic Airport

FAQs about Bhutan Travel Insurance from India

Who can purchase Digit Travel Insurance to visit Bhutan?

Indian citizens traveling to Bhutan can purchase Digit Travel Insurance. However, travel insurance can keep your financial worries at bay during any uncalled-for trip-related incident.

What is covered under Digit Travel Insurance for Bhutan?

Digit Travel Insurance for Bhutan covers various expenses related to medical emergencies, trip cancellations or interruptions, baggage loss, and other travel-related inconveniences.

How do I purchase Digit's Travel Insurance for Bhutan?

You can purchase Digit's Travel Insurance Bhutan online by visiting the Digit website or using their mobile app.

Does everyone need travel insurance?

Travel insurance can be helpful, but it's not necessary for everyone. The key to knowing if you need travel insurance is figuring out your specific risks for any given vacation and then deciding if you can buy coverage that adequately protects you from any financial losses and pitfalls that might occur.

What is not covered under travel insurance for Bhutan?

Following reasons like separation from your spouse, death of your pet animal, and injuries caused by indulging in sporting activities like bungee​ jumping and paragliding will not be covered by the travel insurance for Bhutan.

Can I purchase a Bhutan travel policy for my family members?

Yes, you can purchase a Bhutan travel insurance policy for your family members, including spouse, children, parents, or in-laws. However, you will need to buy separate policies for each individual.

How long in advance should I purchase a travel policy for Bhutan?

You should purchase a Bhutan Travel Policy at least a few days before your trip to ensure adequate coverage in case of unforeseen events.

Can I add travel insurance to my flight after booking my Bhutan tickets?

Yes, you can buy travel insurance after booking your Bhutan tickets. However, it's always best to purchase insurance as early as possible. The sooner you buy it, the sooner you'll have protection and may be eligible for more benefits.

Does travel insurance cover adventure activities and trekking in Bhutan?

Yes, travel insurance covers adventure activities. You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional during your trip. This cover protects you if things go wrong.

Is travel insurance needed for Bhutan?

No, travel insurance is not mandatory for Bhutan. However, travel insurance can provide financial protection and peace of mind in unexpected situations like flight delays, medical emergencies, and baggage delays.

Which documents are required for a Bhutan visit?

Indian citizens can visit Bhutan with one of the following valid travel documents - a valid Indian passport with a minimum validity of six months, a voter identity card along with recent passport-size photographs for minor children under 18, an original birth certificate.

Can I enter Bhutan with my Aadhaar card?

No, an Aadhar card is not needed as it is not a valid document for entering Bhutan. Passports with a minimum validity of six months or original voter identification cards are only accepted.