Travel Insurance for Bali-Indonesia from India Online, Starting ₹395
Bali is among the most picturesque locations on earth, and a trip to this beautiful island in Indonesia can be the experience of a lifetime!
But wait! Consider purchasing a Bali travel insurance policy before planning your trip. This policy can help cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the trip, leading to hospitalisation.
At such times, your travel insurance for Bali from India can safeguard your finances from the added medical liabilities. Your policy should cover most of the medical expenses while you recover. With other benefits, your travel insurance policy is a much-needed financial safeguard during your travels. Thus, ensure you opt for Bali-Indonesia travel insurance when visiting the country.
Is Travel Insurance Mandatory for Indonesia?
No, travel insurance is not mandatory for your visit to Indonesia. However, buying travel insurance for Indonesia is still essential for tourists. Whether you intend to participate in adventure sports or simply do other touristy things, unforeseen risks may be lurking around the corner in Indonesia. These policies can minimise your financial loss from such dangers.
What is the Cost of Travel Insurance for Indonesia from India?
A $50,000 Bali Travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Bali Indonesia Visa for Indian Passport Holders
If you plan a trip to Indonesia, understanding the process and requirements of getting an Indonesian visa for Indians is essential. Indonesia offers various visa types for Indian travellers, depending on the purpose of their visit.
The common types of visas are Tourist, Business, Social-cultural, and Transit visas.
| Visa Type | Maximum Stay Duration | Validity | Purpose | Number of Entries |
| B1 - Visa on Arrival (VOA) | 30 days (extendable for another 30 days) | 90 days | Short-term tourism - for leisure activities, visiting family/friends, attending meetings, conferences, exhibitions, or yachting in Indonesia | Single Entry |
| B211A - Single Entry Visa | 60 days (extendable twice for a maximum stay of 180 days) | 90 days | Short-term tourism - for leisure activities, visiting family/friends, attending meetings, conferences, exhibitions, or yachting in Indonesia | Single Entry |
| D212 - Multiple Entry Visa | 60 days stay per visit | 1, 2 or 5 years | Multiple visits for social/cultural activities, participating in meetings, incentives, conventions, and exhibitions. | Multiple Entries |
| Business Visa | 60 days stay per visit | 1, 2 or 5 years | Business activities, attending meetings, conferences | Multiple Entries |
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*
Bali Indonesia Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Bali Indonesia, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy International Travel Insurance for Indonesia with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Indonesia Travel Insurance Policy from India?
Digit is one of the foremost travel insurance providers in India, offering numerous benefits under their policies to make travelling to Indonesia secure for Indians. When purchasing your Indonesia travel insurance cover, consider buying from Digit for the following reasons:
- Personal Liability for Damage to Third Parties - Suppose you are on a road trip in Indonesia and get into an accident with a local car with your rental vehicle. With travel insurance from Digit, however, you will be covered for any such liabilities along with the liability for damaging the rental vehicle.
- Losing Your Passport is No Worry - If you lose your passport or it is stolen, expenses related to its re-issuance would be covered under Digit’s international travel insurance policy.
- Luggage Delays in Transit Become Easier to Deal with - You may experience baggage delays in transit while travelling to a foreign country. A travel insurance policy from Digit will help cover the financial losses during such times.
- Sudden Cancellation of Plans to Visit Indonesia - Emergencies or death in your family can suddenly hamper your plans to visit Indonesia. Cancelling at such a time can lead to substantial financial losses. A Bali travel insurance plan from Digit eliminates such losses in case of trip cancellations.
- Reasonable Premium Amount for Comprehensive Protection - Digit’s Indonesia Travel Insurance plans start at just ₹395 per adult (excl. 18% GST) for a 4-day stay in Indonesia, with a sum insured of $50,000.
- Get Coverage for Hospitalisation - Indonesia has one of the world's highest infection rates for mosquito-borne diseases. It is likely that you too, may suffer from such conditions upon your visit, leading to hospitalisation and expensive treatments. Your travel insurance for Indonesia from India can help recover such expenses if you do fall sick.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Indonesia's Official Currency?
The official currency of Indonesia is the Rupiah. The currency code for Rupiahs is IDR, and the currency symbol is Rp. Coins in circulation include IDR1000, IDR500, IDR200, IDR100, and IDR50.
As of 21st June 2024, the currency exchange rates of IDR are as follows:
Note: USD is also accepted in Bali. However, hotels and tour companies often inflate USD prices. You may get lower rates by paying IDR. Conversions from USD to INR are based on current forex rates and are subject to change.
How Much Foreign Currency Can I Bring to Indonesia?
You can carry cash up to USD 7,500 or ₹25,000 INR to Bali; if you carry more than that, you need to declare the amount in Custom Declaration(CD Form). Failure to declare the amount carries an administration penalty.
What is Indonesia Famous For?
Bali, Indonesia's most famous island, is located west of Java in the Lesser Sunda Islands. It is world-renowned for its scenic rice terraces, fragrant cuisine, and a galore of culture and tradition. With its elaborate temples, endless coastline, some of the world's best coral reefs, waterfalls, and beautiful beaches in Bali impeccably combines leisure and adventure.
While in Indonesia, you can enjoy witnessing exotic wildlife, such as the Komodo Dragon. If you are an adventure junkie, make sure that you experience scuba diving and snorkelling. Apart from the enthralling sights and locations, it would help if you also absorbed as much of the rich cultural heritage of the Indonesian populace as you can.
When is the Best Time to Visit Bali-Indonesia?
The best time to visit Indonesia (including Bali) where the weather remains the most pleasant between:
April to October - The dry and cool conditions in Bali between these months make travelling easier and more comfortable, especially for Indian tourists.
May to September - Indonesia, as a whole, also experiences relatively dry and pleasant weather conditions between these few months.
At other times, short and heavy bursts of rainfall can meddle with your travel plans.
Safety Tips When Travelling to Indonesia
Although safer than many other Asian destinations, tourists must adopt the following safety measures while travelling to Indonesia:
- Beware of Alcohol Poisoning - Do not drink alcohol at places other than reputed institutions.
- Scams are Common - Credit card fraud is common in most Asian countries, and Indonesia is not an exception to this. Con artists are also waiting to scam you so beware of who you believe.
- Check the Source for Information - Rely only on the official government websites for travel-related information about Indonesia.
List of Indian Consulates and Embassy in Indonesia
List of Airports in Indonesia
The following is the list of international and domestic airports in Indonesia:
FAQs about Bali Travel Insurance from India
Is medical treatment easily available in Bali?
When should I purchase the travel insurance policy to make sure that my Indonesia trip is covered?
Is Bali safe to travel to?
If I am travelling to Bali with my spouse for 15 days, what will be the cost of an Indonesia travel insurance from India?
You can avail Digit’s Indonesia travel insurance policy for a sum insured of $50,000 at a premium starting at ₹395 (excluding GST) for 4 days, for an adult.
Is travel insurance required for Indonesia?
While travel insurance is not mandatory for Indians travelling to Indonesia, it is highly recommended as it provides financial protection against unforeseen events.
Do we need travel insurance to visit Bali?
It's not mandatory to buy travel insurance for a vacation in Bali. However, comprehensive travel insurance is recommended whether you travel to Indonesia for business or pleasure. If you require medical care in Bali, up-front costs can be expensive without medical coverage.
Do you need to notify the travel insurer about health problems?
If you did not tell your travel insurer about an existing health problem before you took out the insurance, you may not be covered if you need treatment for this while you're away. You may be unable to claim for the cost of any medication you usually need and may have to take while travelling.
What conditions are not covered by travel insurance?
Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from coverage.
Can I opt for travel insurance for Bali after making all bookings?
It is advisable to purchase travel insurance immediately after you make deposits for your trip, so if you have purchased your flight tickets, now would be an excellent time to get travel insurance. Note: Make sure you read the terms of your policy very carefully to be aware of what is covered and what isn't.
What insurance do I need to travel to Indonesia?
Visitors to Indonesia should have comprehensive travel insurance, including trip and medical coverage.
What does travel insurance not cover?
Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs and have an accident or have property stolen.
Is Indonesia visa-free for Indians?
Indian citizens must obtain a visa before visiting Indonesia since the country does not offer visa-free entry.
Do I need travel insurance before applying for a visa in Indonesia?
It's best to purchase travel insurance within the first 14 days of your initial trip to Indonesia. It will protect you from unexpected events.
What is not covered under travel insurance for Indonesia?
Following reasons like separation from your spouse, death of your pet animal, and Injuries caused by indulging in sporting activities like bungee jumping and paragliding will not be covered by the travel insurance company.
Can you buy travel insurance at the airport?
Yes, you can purchase travel insurance at the Indian airport from where you depart for the trip. However, it’s essential to check the terms and conditions of specific policies and consult with insurance providers for accurate information. Please note that you might not be able to buy international travel insurance once you have cleared the immigration check at the airport.
Is Bali expensive to visit?
Bali is an affordable island to travel and can be done on a budget.
How do I claim my travel insurance?
To claim travel insurance, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.