Travel Insurance for Australia from India Starting ₹515
Have you considered purchasing travel insurance in Australia
Let us emphasise the importance of getting a travel insurance policy for a second now! It is necessary while travelling internationally and will provide maximum financial protection against any sudden liabilities arising during your trip to Australia.
For instance, you might have an accident requiring immediate hospitalisation, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations. Depending on the level of coverage you choose, travel insurance can help you recover losses for other expenses.
Is Travel Insurance Mandatory for Australia?
No, a travel insurance policy is not mandatory for an Australian tourist Visa. Nonetheless, it is wise to obtain one if you find yourself in a financial bind there.
What is the Cost of Travel Insurance for Australia from India?
A $50,000 Australia Travel insurance plan from India for 4 days - 1 adult starts from ₹515 only (excluding 18% GST).
Australia Visa for Indian Passport Holders
For Indian nationals, obtaining an Australian tourist visa, often referred to as an Australian visitor visa, is a necessary first step. With this visa, you may travel across Australia and take in its striking natural beauty, energetic cities, and distinctive culture.
Multiple types of visas are applicable to Australia and cater to the different needs of foreign visitors. You can apply for the type according to the duration and purpose of your required stay.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*
Australia Travel Insurance Plans that fit your needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Australia, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Australia with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Australia Travel Insurance from India?
A few reasons why you should opt for Digit Insurance for your travel to Australia are:
- Engage in Exciting Adventure Sports Without Worries - We understand that one of the things that might keep you from partaking in Australian adventure sports like surfing, scuba diving, etc. is the impending fear of ending up with an injury, treatment for which might cost you a fortune in Australia. With Digit’s international travel insurance policy, you can avail a cover for the treatment of injuries that you might incur for partaking in single-day adventure sports.
- Get Coverage for Hospitalisation - In case you experience any form of health complications such as a grave allergy induced by hornet or wasp stings (frequent in parts of Australia) for which you require hospitalisation, the high sum insured offered by Digit would ensure that treatment costs, room rent, etc. are sufficiently covered.
- Pay a Nominal Premium to Obtain a Comprehensive Coverage - Digit offers one of the most affordable travel insurance policies for Australia. For instance, you can obtain a sum insured of $50,000 for a trip to Australia against a minimal premium of Rs.316 (excl. 18% GST) per day for one adult. You see, it’s a fairly low price to pay when it is about your financial stability in a foreign land.
- Avail Coverage for Re-Issuance of Passport - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
- Receive Compensation for Lost/Stolen Baggage - In case of baggage delay or theft in transit, you will receive a flat compensation against it.
- Get Coverage for Emergency Treatment due to Animal Attacks - In Australia, venomous snakes or tarantulas hidden in toilets or lurking in thickets are common, and even horses and cows are not very docile. If you ever encounter an animal attack, we will cover your treatment cost along with the cost of emergency evacuation.
- Get Rewarded to Celebrate Hole-in-One for Golf - This coverage gives you money for celebrating a hole-in-one on most golf courses worldwide, except in India. However, as per the policy, it won't cover celebrations on smaller courses, really short holes, or if temporary greens or tee boxes are used.
- Get Coverage for Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Australia's Official Currency?
Australian Dollars (AUD) are Australia's national currency. Additionally, coins come in 5, 10, 20, 50 cents, and 1 and 2 dollar denominations.
As of 24th June 2024, the currency exchange rates of AUD are as follows:
Note: You cannot use any other money (other than Australian Dollars) anywhere in Australia.
What is Australia Famous For?
For many individuals, visiting Australia is the ultimate dream vacation. However, it becomes quite challenging to visit every location within a constrained amount of time.
Therefore, to get the most out of your vacation, it would be helpful if you were aware of some of the well-known places in Australia. You must also be aware of them to make sure you get all the popular items there.
When is the Best Time to Visit Australia?
December to February is the best time to visit Australia. The country promises to provide a serene and tranquil vacation of a lifetime. Now, let's choose the ideal time to travel to Australia for a remarkable experience.
Safety Tips When Travelling to Australia
- Always wear sunscreen.
- Be cautious with your baggage in towns such as Sydney or Melbourne.
- Carry plenty of water when out for a long road trip and remain cautious of animals.
- Hike with a guide.
- Remember that smoking in enclosed public spaces is banned in Australia, and you must be careful to extend the courtesy while travelling to the country.
- Beware of tourist scams in Australia
Note: With the recent catastrophic bushfires in Australia, it is better to ensure the best time to plan your trip and minimise the risks of getting caught up in the midst of the situation.
List of Indian Consulates and High Commissions in Australia
FAQs about Travel Insurance for Australia
Is healthcare expensive in Australia?
The average cost for seeking treatment in any of the public hospitals in Australia, for any acute illness is around AUS$5000, which is around Rs. 2.4 Lakhs (2). Thus, seeking healthcare is quite expensive in Australia, unless you are covered under a comprehensive travel insurance policy.
I am travelling to Australia with my spouse. Will I need to avail separate travel insurance for her?
No, Digit allows the provision of covering multiple individuals under the same travel insurance policy. For example, you can choose Digit’s Australia travel insurance with a sum insured of $50,000 each for two travellers at a premium of Rs. 412 (excl. 18% GST) per day.
Will a travel insurance cover the expenses if I have to make arrangements to return home on an emergency basis?
Yes, with the trip abandonment cover under Digit’s Australia travel insurance policy individuals can avail coverage for the costs incurred to make alternative emergency travel arrangements, along with reimbursement for non-refundable travel booking costs like accommodation, etc.
What insurance do I need to travel to Australia?
To travel to Australia, it's essential to have comprehensive travel insurance. This insurance should financially protect you in various situations, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage, among others.
Which insurance is best for visitors to Australia?
In India, there are many travel insurance providers which offer various coverage for trip to Australia. To select the best one, you can ask for quotes from different companies and compare them based on your requirements.
How much does travel insurance cost in Australia?
Travel insurance policies can vary in price depending on factors such as your age and health, the length and destination of your trip, and the level of coverage you choose. Also, depending on the insurer you have opted for.
Can I go to Australia without travel insurance?
Yes, you can travel to Australia from India without travel insurance, as it is not a mandatory requirement. However, it is recommended that you get yourself a travel insurance. It will cover against any financial losses you might incur during your journey.
Do you need health and travel insurance for Australia?
It's not mandatory to purchase travel insurance as a condition of entry to Australia or neighbouring New Zealand in the Australian region. However, the Australian government strongly recommends visitors have travel insurance to cover unexpected medical costs.
What is usually covered by travel insurance?
The comprehensive policy usually covers delays, cancellations due to sickness or death, lost luggage, and emergency medical costs.
Does travel insurance in Australia cover scams in Australia?
No, travel insurance does not directly cover scams in Australia. However, if you lose your vital documents, such as your passport, debit or credit card, during your trip due to a tourist scam, your insurance provider might compensate you. Check for these coverages before purchasing your travel insurance plan.
How do I claim my travel insurance?
To claim travel insurance, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.
What happens when you claim travel insurance?
When you file a travel insurance claim, you submit proof of your loss to the insurance company so they can verify what happened and reimburse you for covered losses. The process typically involves the following steps:
- Register the claim: A claims service representative can help you register your claim, understand the process, and provide any required documents.
- Submit documents: You must submit a completed claim form and supporting documents. An insurance company surveyor will assess the documents.
- Receive a settlement offer: If your claim is approved, you'll receive a settlement offer.
- Resolve disputes: If there are any issues, you can work with your insurer to resolve them.
- Receive payment: The insurance company will issue payment according to the terms of your policy, which may be by check, bank transfer, or another method.
I am visiting Australia for 14 days. Is it a must to have insurance?
Yes, you can get travel and health insurance if you visit Australia for 14 days.
Although travel insurance is not mandatory, the Australian government strongly recommends that visitors have it to cover unexpected medical costs.
What type of health insurance is acceptable for an Australian visitor visa?
The Australian government strongly recommends that all international visitors take out private health insurance before they visit the country.
Why is travel insurance so expensive in Australia?
Travel insurance is expensive as it depends on coverage, destination risks, traveller age, pre-existing conditions, and adventurous activities. The policy's home country also influences premiums, with higher risks or payouts leading to elevated costs.
Can I buy travel insurance for Australia after departure from India?
Yes, you can buy travel insurance for Australia after departure from India, as some insurance providers offer post-departure insurance.
Can I buy travel insurance after booking tickets?
Yes, you should buy a travel insurance policy right after you book your flight tickets for your international destination.
Can foreigners buy travel insurance in Australia?
Yes, foreigners can buy travel insurance in Australia. They can purchase inbound travel insurance plans, which often include benefits similar to international travel insurance policies, such as coverage for medical and dental expenses, lost luggage and travel documents, accidental death, and personal liability.
Is Australia expensive for a tourist?
Yes, Australia is expensive for tourists. Although it is known to be laid-back, but not as a budget destination.
What is the age limit for travel insurance in Australia?
Travel insurance in India is available for a wide range of ages, with no minimum age requirement. Policies typically cover travellers from infants as young as 3 months old to senior citizens up to 80 years of age, ensuring protection for all age groups during their trip to Australia.
Is 5000 AUD enough for a month in Australia?
5000 AUD is a good safety net covering you for at least a month of accommodation and basic living expenses in Australia.
Can you buy travel insurance at the airport?
Yes, you can purchase travel insurance when you are at the Indian airport from where you are departing for your overseas trip. However, it’s essential to check the terms and conditions of specific policies and consult with insurance providers for accurate information.
Please note that you might not be able to buy international travel insurance once you have cleared the immigration check at the airport.