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Get Fire Insurance Online for your Home, Shop, Office & Building
Fire insurance is an important part of a Property Insurance policy, that helps protect your home and business properties such as apartment buildings, office spaces and shops from any damages and losses that could occur due to a fire.
*Disclaimer - Fire Insurance is not a standalone product. To avail this cover, you need to purchase Go Digit, Bharat Laghu Udyam Suraksha (IRDAN158RP0079V01202021) and/or Go Digit Bharat Sookshma Udyam Suraksha (IRDAN158RP0080V01202021), and for Home – Go Digit, Bharat Griha Raksha (IRDAN158RP0081V01202021).
Not Sure Why Fire Insurance is Important?
Read on..
Why Do You Need Fire Insurance?
What’s Great About Fire Insurance by Digit?
What’s covered in Fire Insurance by Digit?
Our Property Insurance policy with Fire cover add-on covers for...
Types of Coverage
At Digit, our fire insurance is not an independent policy, is part of a complete coverage. This means, everything from fires, and natural calamities will be covered. Some of the types of coverage we offer are given below.
Option 1 |
Option 2 |
Option 3 |
Covers only the contents of your home or business. |
Covers both your building and the contents of your home or business. |
Covers your only building. |
Our Fire Insurance Offerings
- Fire Insurance for your Home - Our fire insurance is a vital coverage included in our home insurance. So whether you have an apartment, villa or independent building; our home insurance will cover for not only damages and losses caused due to fire but will also cover for losses due to other unforeseen circumstances such as explosions, floods, and storms and other standard perils.
- Fire Insurance for your Business & Shop - Our fire insurance is also included in all business and shop insurance. This includes both small and large businesses and all shops, such as boutiques, office spaces, kirana stores, etc. This business and shop insurance won’t only cover for losses and damages caused due to fire but, will also cover for losses that could arise due to storms, earthquakes, floods, and other standard perils.
Why Choose Digit?
Digit makes it to the headlines!
Who Needs Fire Insurance?
Fire is unpredictable, so ideally anyone with a property should ensure their home or business is covered from damages and losses that could occur due to a fire.
Types of Personal Properties Covered in Fire Insurance
Types of Business Properties Covered in Fire Insurance
What is the Sum Insured for Fire Insurance?
Sum insured refers to the amount the policyholder is liable to claim in the event of an insured peril. Basically, it is the maximum amount that your insurance company can pay you when you file a claim for an unexpected/unpredictable event.
Your premium amount is determined by how much sum insured you choose. In this case, the value of your property/contents of your property also determines your sum insured. It is important to have an adequate sum insured which is not lower than the actual value of your property or assets.