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Get Bharat Sookshma Udyam Suraksha Policy Online for your Commercial Property
The Bharat Sookshma Udyam Suraksha policy offers coverage to property related to your business. The insurer agrees to cover the loss suffered for damage to buildings and structures, fittings and fixtures, plant and machinery, stocks, and other assets related to the business under the policy. You can avail the policy if the total value at risk across all insurable asset classes at each location does not exceed Rs.5 crore at the time of policy commencement.
Why is a policy of Bharat Sookshma Udyam Suraksha needed?
Buying a GoDigit, Bharat Sookshma Udyam Suraksha policy ensures that you are covered for any physical loss, damage or destruction to the structures, plant and machinery, stock and other assets related to your business.
Who is eligible to buy the policy?
A Bharat Sookshma Udyam Suraksha policy can be bought by anyone who has property pertaining to business. The policy can be availed by the following -
Owner of the property
Tenant of the property
Lessee or purchaser of the property
Person who holds it as trustee on commission
Person who is responsible for the property and liable for availing insurance
What’s covered under Digit’s Bharat Sookshma Udyam Suraksha policy?
The insurance policy offered by Digit offers coverage for loss or damage to property under the following
Fire
Physical losses caused to the insured property because of fire which includes spontaneous combustion or due to natural calamities like earthquake, storm, flood, landslides etc. are covered under the policy.
Explosion or Implosion
Damage caused to the property or its contents due to explosion or implosion is covered by the insurance policy.
Impact damage
Damage caused to the property due to impact or collision with any external physical object like vehicle, wall, falling trees etc. is covered by Digit’s Bharat Sookshma Udyam Suraksha policy.
Riots, strikes, missile testing operations
Physical damage to the property which is caused due to riots, strikes, and missile testing operations are covered under the policy.
Theft
The policy also offers coverage for theft reported within 7 days from occurrence and proximately caused by any of the covered insured events.
What’s not Covered?
Digit’s Bharat Sookshma Udyam Suraksha policy does not offer coverage for -
Factors affecting premium of Bharat Sookshma Udyam Suraksha policy
The payable premium of Bharat Sookshma Udyam Suraksha policy depends on factors like -
