The automotive four-wheel drive segment has recently been progressing in India with the launch of the new SUVs. However, despite ostensibly interrelating the term with SUVs, the term "4x4" is distinguished for being exclusively dedicated to vehicles in the first place, which are built and engineered with the capacity to confront and conquer almost all challenging terrains.

These 4WD SUVs are well-endowed with advanced drivetrain systems that give them extra traction and stability on uneven paths; hence, they are the dream car of any person who wishes to experience adventure or needs a steady drive in rough conditions.

Moreover, obtaining car insurance in India is mandatory under the Motor Vehicles Act 1988, which requires every vehicle owner to get third-party insurance. This coverage offers coverage for an accident, theft, or damage. It also avoids having your automobile impounded for traffic fines exceeding the due date, license suspension, or legal litigation with third parties.

For people who want a vehicle with roaring off-road capability and everyday drivability, 4x4 SUVs are the perfect combination of versatility and performance. These high-end models have unique features, like increased ground clearance and powerful engines and are particularly appealing to automotive lovers.

The following section compiles the best 4-wheel drive SUVs in India that are ideal for customers with diverse choices.

1. Mahindra Thar | Starting ₹10.54 Lakh

Mahindra Thar is an iconic vehicle known for its off-road toughness and purposeful build. This 4x4-wheel drive SUV is unquestionably the best at navigating difficult terrain. While maintaining a sturdy and solid frame structure, the vehicle has enhanced features and high-torque engines that make it unrivalled on steep rises and thrilling routes.

Its exemplary instantaneous torque and amazing ability to move obstacles gathered for any terrain portray its true definition of ruggedness. 

Key Specifications:

• Engine: 2.0-litre petrol, 2.2-litre diesel
• Maximum Power: 130 bhp
• Maximum Torque: 300 Nm
• Transmission: 6-speed manual / 6-speed automatic
• Mileage: 15.2 kmpl
• Fuel Type: Diesel/Petrol
• Seating Capacity: 4
• Safety Features: A 650 mm water wading depth, an approach angle of 41.8 degrees, a departure angle of 36.8 degrees, and a ramp-over angle of 27 degrees.

2. Mahindra XUV700 | Starting ₹13.99 Lakh

The XUV700 is a compact crossover SUV with intelligent speed. Its advanced driver-assist feature alters your speed to the vehicles near you. The car also switches off its headlights to low-beam temporarily in case of oncoming traffic. 

The Mahindra XUV700 is a 7-seater 4-cylinder car and has a wheel base of  2750 mm, length of 4695 mm and width of 1890 mm. 

Key Specifications:

• Engine Displacement: 2198 cc
• Seating Capacity: 5-7
• Mileage: 17 kmpl
• Transmission: 6-speed automatic/6-seep manual
• Fuel Type: Petrol/Diesel
• Body Type: SUV
• Airbags: 7
• Safety features: Adaptive cruise control, high beam assist, 360-degree camera, ABS, ISOFIX anchors, electronic stability program

3. Force Gurkha | Starting ₹15.10 Lakh

The Force Gurkha is a 3-door car that is rare in our country, remembering the 80s SUVs made for off-road. Powered by a 2.6-litre turbo diesel engine with a manual 5-speed gearbox with a standard 4x4 system is coupled. 

The Gurkha stands out from the other vehicles' extraordinary skill in driving off-road, as it has been great at off-road driving since the 80s. It has a manually operated 4x4 high and 4x4 low system, giving it an unmatched ability on difficult terrains.

Key Specifications:

• Engine Displacement: 2596cc
• Seating Capacity: 4
• Mileage: 12 kmpl
• Transmission: 5-speed MT
• Fuel Type: Diesel
• Body Type: SUV
• Airbags: 2
• Safety Features: A Seat belt warning, an Overspeed warning, an Anti-theft engine immobiliser, Central locking, a One-touch lane change indicator, and an Overspeed warning.

4. Jeep Compass | Starting ₹20.69 Lakh

This SUV comes in a package where you can enjoy an off-terrain drive and a smooth ride over city streets. Graded along a 9-speed automatic transmission, the Compass AWD is a smooth and zestful ride. Among the multiple elements of this product’s design is the 4x4 technology with different modes, allowing drivers to overcome various off-road conditions without hassle. 

Key Specifications:

• Engine Displacement: 1156cc
• Seating Capacity: 5
• Mileage: 15-17 kmpl
• Transmission: 6-speed MT/9-speed AT
• Fuel Type: Diesel
• Body Type: SUV
• Airbags: 6
• Safety Features: An electronic stability control, Forward collision warning, Blind spot monitoring system, and Tire pressure monitoring system.

5. Mahindra Alturas G4 | Starting ₹27.70 Lakh

The Alturas G4, India's most competitive full-size SUV with exceptional capabilities and value, holds an edge with promise. The model performs smoothly and swiftly with a BS6-compliant 2.2-litre diesel engine with plenty of power and a brand-utmost 420 Nm of torque. The driveline has a Mercedes–Benz–sourced 7-speed automatic gearbox. 

Key Specifications:

• Engine Displacement: 2157cc
• Seating Capacity: 7
• Mileage: 11.5 kmpl (ARAI)
• Transmission: 7-speed automatic
• Fuel Type: Diesel
• Body Type: SUV
• Airbags: 9
• Safety Features: An ABS with EBD, an Electronic stability program (ESP), Brake Assist, an Engine immobilizer, Central locking, a Child safety lock, and a Power door lock.

6. Ford Endeavour | Starting ₹28.19 Lakh

An acclaimed and premier SUV of the full-size class called the Ford Endeavour is getting a new sportier trim with the Sport version introduced. To comply with BS6 norms, the automobile manufacturer has provided a new 2.0-litre EcoBlue diesel engine that delivers 169 bhp of power and 420 Nm of torque within a 10-speed automatic transmission, which makes for a smooth and fast drive. 

Key Specifications:

• Engine Displacement: 2998cc
• Seating Capacity: 7
• Mileage: 12-14 kmpl
• Transmission: 10-speed automatic
• Fuel Type: Diesel
• Body Type: SUV
• Airbags: 7
• Safety Features: Automatic emergency braking, rollover stability, traction control, hill launch assist, electronic stability control, and front passenger seat belt reminder.

7. Jeep Meridian | Starting ₹33.60 Lakh

Improving the successful project Compass, Meridian is a seven-seater SUV that shares its solid platform and powerful attributes. It features the same 2.0-litre diesel engine blasting 170 PS and 350 Nm of torque, allowing a manual 6-speed or automatic 9-speed gearbox. 

Like its sibling, the Meridian boasts Jeep's electronically controlled 4x4 system with a terrain select system, providing four off-road modes: dirt, mud, sand, and snow. 

Key Specifications:

• Engine Displacement: 1156cc
• Seating Capacity: 7
• Mileage: 15-16 kmpl
• Transmission: 6-speed MT/9-speed AT
• Fuel Type: Diesel
• Body Type: SUV
• Airbags: 6
• Safety Features: Electronic parking brake, adaptive brake lights, active turn signals, all-speed traction speed, electronic roll mitigation, and hill start assistance.

8. Skoda Kodiaq | Starting ₹38.50 Lakh

Fundamentally the mechanical twin of the Taigin, the Kodiaq’s 2.0-litre turbocharged petrol engine churns out 184 bhp and 320Nm of torque, paired with a 7-speed dual-clutch automatic box.

This top-of-the-line SUV adds value to the driving dynamics via the progressive steering technology, which monitors speed and the severity of the terrain and adjusts according to those variables.

A combination of a highly experienced powertrain and sophisticated equipment completes the superior feel and progress of the Kodiaq 4WD.

Key Specifications:

• Engine Displacement: 1984cc
• Seating Capacity: 7
• Mileage: 13.32 kmpl
• Transmission: 6-speed manual, 7-speed DSG
• Fuel Type: Petrol
• Body Type: SUV
• Airbags: 9
• Safety Features: ISOFIX child seat anchors, electronic stability control, traction control, hill hold control,  anti-lock braking system, trailer stability assist, and dynamic chassis control. 

9. MG Gloster | Starting ₹38.80 Lakh

The MG Gloster earns its spot as a worthy combatant against the likes of the Toyota Fortuner, an eminent representative of the full-size SUV segment. The Gloster stands out with competitive pricing and a bigger total footprint than its top competitors. 

It is powered by a 2.0-litre turbo-diesel engine available in two tunes: Flywheel power of 161 PS/375 Nm and 215 PS/480 Nm, associated with 8-speed automatic transmission technology. 

Key Specifications:

• Engine Displacement: 1906cc
• Seating Capacity: 7
• Mileage: 12-14 kmpl
• Transmission: 6-speed MT/ AT
• Fuel Type: Diesel
• Body Type: SUV
• Airbags: 6
• Safety Features: An Advanced Driver Assistance System, Forward collision prevention, Blind spot detection, Rear cross traffic alert, and Electro-mechanical differential lock.

10. Jeep Grand Cherokee | Starting ₹80.50 Lakh

Jeep Grand Cherokee is a luxury 5-seater with a 4WD option. It is a mid-size SUV that is perfect for families and has a stylish and elegant design. This car comes in four different colours: Bright White, Diamond Black Crystal, Rocky Mountain, and Velvet Red.

The Grand Cherokee is well-known for its efficient engine and comfortable cabin. Its attractive features include Capri leather seats, ambient LED interior lighting, a select-terrain system, and Alexa home-to-vehicle assistant.

Key Specifications:

• Engine displacement: 1995 cc
• Seating Capacity: 5
• Mileage: 8.6 kmpl
• Transmission: 8-speed automatic
• Fuel Type: Petrol
• Body Type: SUV
• Airbags: 8
• Safety Features: Advance brake assist, hill start assist, rain brake support, electronic stability control, tyre pressure monitoring display

Based on the specific type of terrain you intend to traverse and the characteristics you desire, such as a perfect blend of luxury and capability, the Indian market offers unmatched choices of 4x4 SUVs.

Thanks to their unique driving trains, sturdy chassis, and latest features, these vehicles give you the power and comfort to overcome all kinds of terrain while enjoying a smooth ride on the road. 

In addition, it is essential to get a third-party car insurance policy, as it is also a mandatory requirement. The policy's coverage is limited to third-party personal injury or property damages liabilities in the case of an accident or unexpected circumstances.