The task of availing an encumbrance certificate in Bihar has become much more feasible than before. With both online and offline routes available for the public, they can now even get the land ownership security document while sitting back home or in person. This document clarifies the ownership details and every detail related to the particular land an individual buys.

An Encumbrance certificate signifies that the property is free of disputes and has a free title or ownership. This certificate reflects all the details on ownership, transactions and any other encumbrances related to land. It provides a landowner with the security to restrict any land disputes against his land.

An EC comes with the following details mentioned on it –

• Name of the property owner.
• Property-related documents.
• Details mentioned on sales deed.
• Name and dates of transactions made in a property for a specific period.
• Mortgage details, if used to avail a loan or others.

To avail EC in Bihar, one can choose the offline or online route at their convenience. The procedures are simple to implement, and one might easily apply for them if he is eligible. So let’s dig deep into the process of applying for an encumbrance certificate.

Underlying steps breakdown the online application process of EC in Bihar –

Step 1 – Visit the official portal of Bihar Land Registration department (Bhumijankari) and register on this site with a mobile number and email id.

Step 2 – After registering, choose ‘e-services’ and fill in the prompted details in the next window.

Step 3 – Follow the pages that pop up by filling in details as prompted to reach the next page to enter land and personal information.

Step 4 – Fill the mandatory fields with personal information and the EC period, and then click ‘Submit’.

Step 5 – You will be redirected to a payment window, choose the mode of transaction and pay the fees as prompted.

After completing this transaction, the application will be processed, and EC will be issued to the applicant as per notification received on the registered mobile and email.

The following documents are required to file an application for EC -

• Applicant’s residence proof.
• Identity cards like Aadhaar, PAN and ration cards.
• Property address and credentials.
• Sales deed copy (any sales deed related to land, latest or old.)
• Application purpose.
• EC requirement period.
• Copy of power of attorney if applied by a holder of the same.

Individuals who are eligible to avail an EC are as follows -

• Applicants should own land.
• Individuals intending to buy land.
• Someone who holds a power of attorney.

The fees for Encumbrance Certificate in Bihar varies according to the number of years it is sought for. In 2021, the Government of Bihar revised the fees amount for obtaining an Encumbrance Certificate. According to the revised rules, requisite fee of availing Bihar EC varies between ₹250 and ₹1000. The fees increases when the period extends beyond 10 years.

Step 1 - Visit the official portal of Bihar RTPS.

Step 2 - Click on ‘Application Status’ option. Next, click on the desired option to know your application status.

Step 3 - Click on ‘Know Your Status’ link and enter the application number, it will display the application status.

Usually, the applicant is notified if their application for an Encumbrance Certificate is approved or rejected.

The uses of an encumbrance certificate are as follows –

• Legal land owner proof
• To avail loans from various financial institutions
• To update the land records
• Mutation process becomes seamless
• To buy a property

If you have gone through this article, then you probably have understood all about an encumbrance certificate in Bihar. Now’s the time to avail this certificate for the land you bought to make sure that the land is free from liabilities and you are a free owner of the land.