Puri is a coastal city and a municipality in the state of Odisha in eastern India. The city is predominantly known for the famous Jagannath Temple and the Puri sea beach that attracts lakhs of tourists globally. Puri remains busy and bustling throughout the year with travellers and tourists, which often leads to traffic congestion.

This can cause unforeseen fatalities, accidents, personal damage, etc. If you are a resident of Puri who prefers commuting using bikes or scooters in this area, you should consider getting a two-wheeler insurance policy.

Two-wheeler insurance plans will protect your finances from expenses due to unfortunate mishaps.

To get a two-wheeler insurance policy, you can consider Digit Insurance. Digit offers easy and hassle-free online claim settlement.

In case you are interested, read along to know more.

Following are the two wheeler insurance add-ons available in Puri:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

As a two-wheeler insurance policyholder, you can get many benefits with Digit. They are the following:

• Get Cashless Repairs From Thousand Network Garages: You can easily get your bike or scooter repaired in one of Digit's network garages without spending any money. The network garages are located pan India, and you can get the damages repaired at any of the nearest ones when you raise a claim.
• Provides Customisable IDV: With Digit, you can easily customise the Insured Declared Value or IDV of the bike as per your requirement. IDV is important as it directly impacts your two-wheeler insurance policy premium and the sum insured.
• Smartphone-enabled Online Claim Settlement Process: Digit also provides you with a super-fast paperless claim settlement process with the help of smartphone-enabled self-inspection. You can do this by contacting them at their given number. After that, you will receive a link that you need to click. To complete the self-inspection process, take pictures of the damaged vehicle and send the concerned authority. They will check the same and connect with you immediately to provide a quote. After that, you can either opt for reimbursement or cashless mode.
• 24X7 Customer Support: You can always get your doubts and confusion cleared with Digit's 24x7 Customer Support. They will try to solve all the possible queries you can have regarding your two-wheeler insurance policy. Besides that, they are available on national holidays to readily answer your call.

Here's how Digit bike insurance can help you protect your bike in Puri:

• Customisable Add-ons: You can extend the coverage of your comprehensive bike insurance policy with Digit's customisable add-ons. Some of the add-ons from Digit are as follows: 
• Breakdown Assistance Cover: Roadside assistance or a Breakdown cover helps you when you get stranded on the road due to a flat tyre or any other mishap. To avail of this, you just have to give us a call 8 and make sure to keep the policy details available. With this cover, you get 24x7 support covering 500 km from your city. 
• Return to Invoice Cover: If the condition of your bike is beyond repair or stolen then you should opt for this add-on. With this cover, you will get a compensation amount as mentioned in the bike invoice. This cover is highly suitable for you if you have a new bike. In addition to this, you get various other add-ons such as zero depreciation cover, tyre protect cover and more.
• Personal Accident Cover: Protect your finances with Digit by getting a personal accident cover. This cover offers financial assistance for expenses that you incur due to injury, death, or permanent disabilities. This is extremely beneficial for any bike owner as it can provide much-needed help for you and your family at times of need.
• Avoiding Legal Penalties: As per India's Motor Vehicles Act 1988, it is mandatory to have a third-party insurance cover for every vehicle owner. So, if you have valid third-party bike insurance, you can avoid legal complications. In case you are caught riding without a bike insurance plan, you might need to pay a fine of ₹ 2,000. If caught for a second time, the fine increases to ₹ 4,000. Repeated offences may lead to 3 months of imprisonment.
• Get Various Two-Wheeler Insurance Policies: You can get three two-wheeler insurance policies from Digit. They are:

Third-Party Two-Wheeler Insurance- A Third-Party Two-Wheeler Insurance policy protects your finances from the expenses caused due to damages to third-party individuals, properties, and vehicles.

Comprehensive Two-Wheeler Insurance- A Comprehensive Two-Wheeler Insurance policy protects your finances from expenses caused due to damages to your vehicle and third-party individual or properties. You can also get coverage for losses due to theft, natural calamity, fire, etc.

Own Damage Two-Wheeler Insurance- An Own Damage Two-Wheeler Insurance policy is explicitly for people having a third-party two-wheeler insurance policy and wanting coverage for personal vehicle damages. It includes coverage for damages caused due to natural calamities, fire accidents, collisions, and thefts.

So, get yourself a bike insurance policy from Digit soon to protect your finances from potential damages and losses.