Bike Insurance in Puri

Puri is a coastal city and a municipality in the state of Odisha in eastern India. The city is predominantly known for the famous Jagannath Temple and the Puri sea beach that attracts lakhs of tourists globally. Puri remains busy and bustling throughout the year with travellers and tourists, which often leads to traffic congestion.

This can cause unforeseen fatalities, accidents, personal damage, etc. If you are a resident of Puri who prefers commuting using bikes or scooters in this area, you should consider getting a two-wheeler insurance policy.

Two-wheeler insurance plans will protect your finances from expenses due to unfortunate mishaps.

To get a two-wheeler insurance policy, you can consider Digit Insurance. Digit offers easy and hassle-free online claim settlement.

In case you are interested, read along to know more.

As a two-wheeler insurance policyholder, you can get many benefits with Digit. They are the following:

• Get Cashless Repairs from Thousand Network Garages: You can easily get your bike or scooter repaired in one of Digit's network garages without spending any money. The network garages are located pan-India, and you can get the damages repaired at any of the nearest ones when you raise a claim.
• Provides Customisable IDV: With Digit, you can easily customise the IDV in bike insurance as per your requirement. IDV is important, as it directly impacts your two-wheeler insurance policy premium and the sum insured.
• Smartphone-Enabled Online Claim Settlement Process: Digit also provides you with a super-fast paperless claim settlement process with the help of smartphone-enabled self-inspection. You can do this by contacting them at their given number. After that, you will receive a link that you need to click. To complete the self-inspection process, take pictures of the damaged vehicle and send them to the concerned authority. They will check the same and connect with you immediately to provide a quote. After that, you can either opt for reimbursement or cashless mode.
• 24X7 Customer Support: You can always get your doubts and confusion cleared with Digit's 24x7 Customer Support. They will try to solve all the possible queries you can have regarding your two-wheeler insurance policy. Besides that, they are available on national holidays to readily answer your call.

Here's how Digit bike insurance can help you protect your bike in Puri:

• Customisable Add-ons: Add-ons help to extend the coverage of the existing comprehensive two-wheeler policy and provide better coverage. Even though they come at an extra cost, they can be a savior in certain circumstances. Let’s take an example of the return to invoice cover. This add-on comes extremely handy if your bike is damaged beyond repair or is stolen. In these cases, Digit will refund the amount stated in the invoice. This cover is suitable for new bikes. The return-to-invoice add-on will also cover the road tax and the registration charges. Besides these, you can get consumables cover, roadside assistance cover, zero depreciation cover, etc.
• Personal Accident Cover: Protect your finances with Digit by getting a personal accident cover. This cover offers financial assistance for expenses that you incur due to injury, death, or permanent disabilities. This is extremely beneficial for any bike owner, as it can provide much-needed help for you and your family at times of need.
• Avoiding Legal Penalties: As per India's Motor Vehicles Act 1988, it is mandatory to have a third-party insurance cover for every vehicle owner. So, if you have valid third-party bike insurance, you can avoid legal complications. In case you are caught riding without a bike insurance plan, you might need to pay a fine of ₹ 2,000. If caught for a second time, the fine increases to ₹ 4,000. Repeated offences may lead to 3 months of imprisonment.

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

Following are the two wheeler insurance add-ons available in Puri:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover